Get roundtrip Awards even faster with the Southwest Airlines Rapid Rewards Visa® Signature card.
Apply using the following links to recieve 16 credits with your first purchase (and up to 8 additional with a balance transfer):
http://southwest.com/bonushttp://southwest.com/radio
* NEW! Double Reward Dollars on Southwest Airlines Vacation Packages, as well as Southwest Airlines flight purchases.2
* NEW! Double Reward Dollars on Rapid Rewards Preferred Hotel and Rental Car Partner purchases2
* 1 Reward Dollar for every $1 spent on all other purchases2
o • 1,200 Reward Dollars = 1 Rapid Rewards credit
o • 16 credits within 24 consecutive months = 1 roundtrip Award
* NEW! Automatically receive 2 Rapid Rewards credits every year on your Cardmember anniversary
* NEW! Exclusive Special Offers only available to Cardmembers
* Receive 16 Rapid Rewards credits - enough for a roundtrip Award!1
o • 16 bonus credits for making just one purchase!
o • Up to 8 more credits with balance transfers made within the first 90 days
* Get security and extra protection
o • Visa's Zero Liability on Unauthorized Purchases†
o • Warranty Manager
o • Purchase Security
o • Emergency Cash and Card Replacement
o • Lost/Stolen Card Reporting
o • Travel Accident Insurance
o • Auto Rental Collision Damage Waiver
o • Travel and Emergency Assistance
o • Lost Luggage Insurance
* Enjoy valuable Visa Signature benefits3
o • Get tickets and insider experiences at exclusive events with Visa Signature Access
o • Make last-minute dinner reservations at top restaurants through Visa Signature Dining
o • Receive discounts and hotel room upgrades with Visa Signature Privileges
o • Enjoy 24/7 personal assistance with Visa Signature Concierge
o • No Pre-Set Spending Limit††
* Low $59 annual fee4
Apply for your Southwest Airlines Rapid Rewards Visa Signature card today and get 16 Rapid Rewards credits after your first purchase.1
The Rapid Rewards Award is free, but travel is subject to the September 11th Security Fee of up to $10 per roundtrip.
1 Bonus credits will be credited to your Rapid Rewards account following your first purchase, balance transfer, cash advance, or check that accesses your account. One bonus credit will also be credited to your Rapid Rewards account for each $1,200 in balance transfers within the first 90 days from account opening, up to a maximum of 8 credits (or $9,600). Balance transfers are subject to a fee of up to $75. Please allow 6-8 weeks for bonus credits to post to your Rapid Rewards account. Bonus credits are offered to new Rapid Rewards Visa accounts only and cannot be applied to existing Rapid Rewards Visa accounts.
2 You will earn 2 Reward Dollars for each $1 of net purchases made directly from Southwest Airlines, including flight purchases and Southwest Airlines Vacations packages. You will earn 2 Reward Dollars for each $1 of net purchases at participating Southwest Airlines Rapid Rewards Preferred Hotel and Rental Car Partners. You will earn 1 Reward Dollar for each $1 of all other net purchases. Each year you will receive 2,400 Reward Dollars (2 Rapid Rewards credits) after your Anniversary. ("Anniversary" means the year beginning with the date of your Account opening through the first statement after the anniversary of the date of your Account opening, and each twelve months thereafter.) Once you earn 1,200 Reward Dollars you will receive 1 Southwest Airlines Rapid Rewards credit. You do not earn Reward Dollars on balance transfers after the first 90 days from account opening, cash advances, any checks that are used to access your account, travelers checks, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. See Southwest Airlines Rapid Rewards Visa Program Rules and Regulations which will be mailed after your account is established.
3 In certain circumstances, you may receive a Visa Classic card with different credit availability instead of a Visa Signature card. Some Classic card rewards and benefits are different from the Signature card rewards and benefits. Classic card rewards do not include the 2 Reward Dollars for each $1 of net purchases at participating Southwest Airlines Rapid Rewards Preferred Hotel and Rental Car Partners or the 2,400 Reward Dollars (2 Rapid Rewards credits) Annually after your anniversary. Classic card benefits include the bonus offer(s) described in this offer. The Classic card and Signature card have annual fees of $39 and $59, respectively. Once your account is opened, please see Southwest Airlines Rapid Rewards Visa Program Rules and Regulations and your credit card benefits materials for details.
4 Please see Pricing and Terms for details on rates, fees and other costs.
Award travel good for Southwest Airlines operated published service only. All Rapid Rewards rules and regulations apply.
†U.S.-issued cards only. Visa's Zero Liability policy does not apply to ATM transactions or to PIN transactions not processed by Visa.
††No Pre-Set Spending Limit does not mean unlimited spending. Each charge that causes your balance to exceed your revolving credit access line will be evaluated based on your account spending and payment history and your experience with other creditors. We reserve the right to decline an authorization request for any transaction at any time for any reason. We also may request additional information from you at any time to evaluate a transaction request or your use of the account generally. The no pre-set spending limit feature is not available with the Classic card. Please see Terms & Conditions for details.
Pricing & Terms
RATE, FEE AND OTHER COST INFORMATION
Annual Percentage Rate (APR) for purchases
15.90% variable.a
Other APRs
Balance Transfer APR: 15.90% variable.
Cash Advance APR: 23.24% variable
Default APR: Up to 31.24% variable. See explanation below.b
Overdraft Advance APR: 13.99% fixed (not available in some states)
Variable rate information
The following APRs may vary monthly based on the Prime Rate:c
Purchase and Balance Transfer APR: The Prime Rate plus 8.65%.
Cash Advance APR: The Prime Rate plus 15.99%.
Default APR: The Prime Rate plus up to 23.99%.
Grace period for repayment of purchase balances
At least 20 days.
Method of computing the balance for purchases
Average daily balance method (including new purchases).
Annual fee
$59.00 for Signature cardmembers; $39.00 for Classic cardmembers.
Minimum finance charge
$1.00
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.
Transaction fees for cash advances
3% of the amount of the transaction, but not less than $10.00.
Late Payment fee
$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Credit-Limit fee
None for Signature; $39.00 for Classic.
International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.
a Rates, fees, and terms may change: We reserve the right to change the account terms (including the APRs) at any time for any reason, in addition to APR increases that may occur for failure to comply with the terms of your account. For example, we may change the terms based on information in your credit report, such as the number of other credit card accounts you have and their balances. The APRs for this offer are not guaranteed; APRs may change to higher APRs, fixed APRs may change to variable APRs, or variable APRs may change to fixed APRs. Any changes will be in accordance with your account agreement.
bYour APRs may increase if you default under any Cardmember Agreement you have with us for any of the following reasons: We do not receive, for any payment that is owed on this Account or any other account or loan with us, at least the minimum payment due by the date and time due; you exceed your credit line on this Account, if applicable; or you make a payment to us that is not honored by your bank. Your APRs may increase as of the first day of the billing cycle in which the default occurs. We may consider the following factors to determine the default rate: the length of time your Account has been open; the existence, seriousness and timing of defaults; other indications of your Account usage and performance; and information about your other relationships with us, any of our related companies or from consumer credit reports.
cThe "Prime Rate" is the highest prime rate published in the Money Rates column of The Wall Street Journal two business days before the Closing Date on the statement for each billing period. Variable APRs are based on the 7.25% prime rate on 12/14/2007.
TERMS & CONDITIONS
Authorization: When you respond to this credit card offer from Chase Bank USA, N.A. ("Chase", "we", or "us"), you agree to the following:
1. You authorize us to obtain credit bureau reports in connection with your request for an account. If an account is opened, we may obtain credit bureau reports in connection with extensions of credit or the review or collection of your account. If you ask, we will tell you the name and address of each credit bureau from which we obtained a report about you.
2. If an account is opened, you will receive a Cardmember Agreement with your card(s). By using the account or any card, or authorizing their use, you agree to the terms of the Cardmember Agreement.
3. You authorize us to allocate your payments and credits in a way that is most favorable to or convenient for us. For example, you authorize us to apply your payments and credits to balances with lower APRs (such as promotional APRs) before balances with higher APRs.
4. Claims and disputes are subject to arbitration.
5. As described in the Cardmember Agreement, we reserve the right to change the terms of your account (including the APRs) at any time, for any reason, in addition to APR increases that may occur for failure to comply with the terms of your account.
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Classic card with different benefits and without the no pre-set spending limit feature, or you may not receive a card.
You must be at least 18 years old to qualify (19 in AL and NE).
Signature services are available only to Signature cardmembers. We reserve the right to change the benefit features associated with your card at any time.
Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all customers, and that credit reporting agencies maintain separate histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with the law.
Notice to Married Wisconsin Residents: No provision of any marital property agreement, unilateral statement or court decree adversely affects our rights, unless you give us a copy of such agreement, statement or court order before we grant you credit, or we have actual knowledge of the adverse obligation. All obligations on this account will be incurred in the interest of your marriage or family. You understand that we may be required to give notice of this account to your spouse. Married Wisconsin residents must furnish their (the applicant's) name and social security number as well as the name and address of their spouse to Cardmember Service at P.O. Box 15218, Wilmington, DE 19850-5218.
Balance Transfer Option: The Visa,® MasterCard,® Discover,® American Express® or any store card account(s) you list will show a credit, reducing the amount you owe them by the amount you transferred. The available credit on your new account will be reduced, just as if you had made a purchase. The balance transfer amount(s) will show up on your initial statement for your new account. Your other credit card account(s) will not be closed even if you transfer your entire balance(s). If you want to close an account, please contact the other credit card company directly. It may take up to three weeks to set up your account and post the balance transfers. Therefore, you may need to make payments to your other account(s) to keep them current. Balance transfers are contingent upon issuance of your new account. There will be a transaction fee for each balance transfer if one is disclosed in the Rate, Fee and Other Cost Information that accompany this offer. We reserve the right to decline to process any partial or full balance transfer request and will not process a balance transfer request from any other account with us or any of our affiliates.
Affiliate Information Sharing: Chase Bank USA, N.A. is part of JPMorgan Chase & Co. We and our JPMorgan Chase & Co. affiliates may share information about you among affiliates in order to offer products and services of interest to you. If you would prefer that we do not share information from your application, credit bureaus or third parties, please call us at 1-888-868-8618. For more information about our information handling policies, visit us on the web at: http://www.chase.com/privacypolicy.
Replying to this offer: If you omit any information on the form, we may deny your request for an account. You must have a valid permanent home address within the 50 United States or the District of Columbia. The information about the costs of the card described in this form is accurate as of 12/14/2007. This information may have changed after that date. To find out what may have changed, write to us at Cardmember Service, P.O. Box 15043, Wilmington, DE 19850-5043.
USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
SOUTHWEST AIRLINES RAPID REWARDS PROGRAM INFORMATION Southwest Airlines Rapid Rewards rules and regulations apply to the Southwest Airlines Rapid Rewards frequent flyer program. The Southwest Airlines Rapid Rewards Visa Program is brought to you by Southwest Airlines and Chase. Southwest Airlines Rapid Rewards credits are not the obligation of Chase. Rapid Rewards credits can only be transferred to the primary cardmember's Rapid Rewards account. Southwest Airlines will issue a free roundtrip flight for every 16 Rapid Rewards credits accumulated during any consecutive 24-month period. Rapid Rewards credits received from the Southwest Airlines Rapid Rewards Visa card will be combined with Rapid Rewards credits received from Southwest Rapid Rewards Preferred Partners and flights on Southwest Airlines in your Rapid Rewards account.
Rapid Rewards Membership Rules
(Revised 2/08)
1. Membership in Rapid Rewards will be granted by Southwest Airlines through enrollment as a Rapid Rewards Member.
2. A Rapid Rewards Standard Award will be automatically deposited into your account once your 16th credit posts to your account during any consecutive 24-month period.
3. One credit will be given for each Southwest Airlines flight flown. A flight is a one-way trip on Southwest Airlines from an origin city to a destination city, including any intermediate stops and/or connections on Southwest Airlines.
4. To obtain credit for each Southwest Airlines flight, you may provide your Rapid Rewards account number when you make a reservation or provide it to the Southwest Airlines Customer Service Agent upon checking at your originating city, prior to commencement of travel.
5. Each credit is valid for 24 months from the date earned. Your Rapid Rewards account will contain only valid credits collected within the immediately preceding 24 consecutive months. If a credit is not applied toward an Award within 24 months of the date earned, it will be deleted from your Rapid Rewards account balance. Southwest Airlines reserves the right to cancel the membership of any Member with no credits in the account and who has earned no credits for at least 12 consecutive months.
6. No credits will be issued to a Member if the name on the government-issued photo identification does not match the name on the Rapid Rewards account.
7. The following are ineligible for credit in Rapid Rewards: nonrevenue (free) and service-charged tickets, unless specifically designated as eligible; charter flights; tradeout tickets; stops at intermediate cities on connecting or through flights; Rapid Rewards Awards; Rapid Rewards Companion Pass travel.
8. Membership in the Rapid Rewards program is for individual travelers only. Individuals must enroll separately and may not pool or combine credits with other Members. Members are limited to one account. Corporations and other entities may not be enrolled as Members.
9. Credits can only be earned by the person whose name appears in the Rapid Rewards account and who actually travels, regardless of who purchased or paid for the ticket. The membership card is nontransferrable, and photo identification will be required.
10. Southwest Airlines permits minors (children under the age of 18) to become Members of the Rapid Rewards program. Awards received through the minor’s accumulation of Rapid Rewards credits will be deposited into the minor's account. Award notifications will be sent to the minor’s address on record (not necessarily the address of the parent who purchased the tickets for the minor). In a divorce situation, either parent or guardian who wishes to challenge the address on record will be required to provide Southwest Airlines with court orders indicating which parent or guardian has the legal right to establish the address of the minor.
11. One (1) Rapid Rewards Standard Award or Freedom Award is valid for one roundtrip to any city Southwest Airlines serves in the continental U.S.
12. Award travel must occur on scheduled service between origin and destination. If we do not offer scheduled service between any two cities, an unscheduled routing may be built. Unscheduled routings must be built using the most direct routes and the first available connecting flights. Arrival at destination must occur on the same day as departure from origin. An overnight stopover may not occur at any point between origin and destination. If an overnight stopover is scheduled, additional Award coupons must be used.
13. All Standard Awards are valid for travel 12 months from the date of issue. Southwest Airlines is not responsible for and will not replace stolen Awards.
14. All Rapid Rewards Awards are transferrable; however, Awards or Drink Coupons may not be sold, purchased, brokered, or bartered. The Awards and Drink Coupon Books have no cash value and are void if sold, purchased, brokered, or bartered. All transactions in the Rapid Rewards program are subject to review and adjustment by Southwest Airlines. Southwest Airlines will cancel the Member's account, A-List Membership (if applicable), Awards, and any associated reservations if misuse or violation of Rapid Rewards rules is suspected. It is also against Rapid Rewards rules to offer to buy or sell Awards via Internet auction sites or classified advertisements, whether the transaction is completed or not.
15. Reservations are required prior to arrival at the airport for use of Standard or Freedom Awards and must be made through southwest.com or our toll-free reservations number at 1-800-248-4377. When making your reservation, please advise the Reservations Sales Agent that a Rapid Rewards Award will be used for travel. At the time of reservation, the government-imposed September 11th Security Fee of up to $10 per roundtrip must be paid by credit card.
16. Rapid Rewards Standard Awards are subject to seat restrictions, and seats will not be available for Standard Award travel on all flights on all days. It may be particularly difficult to secure a seat to popular destinations around holidays such as Thanksgiving, Christmas, New Year’s, President’s Day, some weekends during Spring Break, Memorial Day, July 4th, and Labor Day to popular destinations.
17. If you ask to use an Award on a date for which no seats are available to the city you request, we will accommodate you on the nearest date for which seats are available.
18. Effective November 8, 2007, Members can convert two (2) unused, unexpired Rapid Rewards Standard Awards from their account to one Rapid Rewards Freedom Award. Rapid Rewards Freedom Awards are not subject to seat restrictions when traveling on Southwest Airlines-only itineraries, but Freedom Awards are subject to holiday blackout periods during which they may not be used. Blackout dates are listed below:
2008 Blackout Dates:
November 25,26,29,30
December 1,24,26,27,28
2009 Blackout Dates
March 15 and 22
May 22 and 25
July 2 and 5
November 24, 25, 28, 29 and 30
December 23, 26, 27and 28
19. When converting two (2) Rapid Rewards Standard Awards into one Rapid Rewards Freedom Award, the two Rapid Rewards Standard Awards must come from the same Member’s account. Awards from two or more separate accounts cannot be combined for a Freedom Award conversion. Once processed, the Rapid Rewards Freedom Award will be deposited into the Rapid Rewards account belonging to the Member who provided the two Rapid Rewards Standard Awards for conversion.
20. Upon conversion of two Rapid Rewards Standard Awards to one Rapid Rewards Freedom Award, the Rapid Rewards Freedom Award will bear the expiration date of the earliest expiring Rapid Rewards Standard Award used for the conversion, with the following exception: at the time of conversion, for a fee, you can opt to prolong the validity of your new Rapid Rewards Freedom Award to 12 months from the date of conversion. See more information on Converting to a Freedom Award.
21. Once two Rapid Rewards Standard Awards have been converted into one Rapid Rewards Freedom Award, the Rapid Rewards Freedom Award conversion cannot be reversed.
22. A Rapid Rewards Member who accumulates 100 credits within any 12 consecutive months becomes eligible for a Companion Pass, which entitles a designated traveling Companion to fly free with you for one year on Southwest-operated service. (The Companion Pass is valid whenever your Companion checks in and travels on the same flight in the continental U.S., whether you are traveling on a fare-paid ticket or a Rapid Rewards Award.) Companion Pass travel has no blackout dates or seat restrictions. You will automatically be notified of Companion Pass eligibility and be provided Companion Pass rules and instructions for designating your Companion. (You are limited to one Companion Pass at any time, however you may change your Companion up to three times during its validity period. Companion Pass eligibility must be earned every 12 months.)
23. A Rapid Rewards Member who flies 32 qualifying one-way revenue flights in a 12-month period becomes eligible for Rapid Rewards’ A-List membership. Rapid Rewards’ A-List membership entitles the Member to reserved boarding privileges for 12 months, which means that Southwest Airlines will automatically reserve a boarding pass for the Member beginning 36 hours prior to each of the Member’s confirmed Southwest Airlines’ flights to ensure the Member will receive the best available boarding pass. An A-List Member will be eligible for receiving reserved boarding pass privileges only for flights he/she completes during his/her designated A-List membership period.
24. Southwest Airlines will “reserve” boarding passes for A-List Members, but Members are still responsible for “printing” their boarding pass. Passengers who do not obtain a boarding pass and are not present and available for boarding in the departure gate area at least ten minutes prior to scheduled departure time may have their reserved space cancelled and will not be eligible for denied boarding compensation.
25. A-List qualification is based on actual revenue flights flown, not Rapid Rewards credits earned. A qualifying flight that will count toward Rapid Rewards’ A-List membership is a one-way revenue flight on Southwest Airlines from an origin city to a destination city, including any intermediate stops and/or connections on Southwest Airlines.
26. The following will not count toward Rapid Rewards' A-List membership qualification: Rapid Rewards Awards; Rapid Rewards Companion Pass travel; Rapid Rewards Preferred Partner credits; bonus Rapid Rewards credits, unless specifically designated as such; nonrevenue (free) and service-charged tickets, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; charter flights; tradeout tickets.
27. For a Member with Rapid Rewards’ A-List membership to receive reserved boarding privileges, the Member must include his/her Rapid Rewards account number in his/her reservation at least 36 hours prior to checkin. Reserved boarding privileges will be provided for A-List Members for both revenue and Rapid Rewards Award travel on Southwest Airlines-operated flights as long as the above requirement is met.
28. Reserved boarding privileges will not be provided in instances where the A-List Member’s reservation meets any of the following criteria: reservations booked less than 36 hours prior to scheduled departure; changes made to an existing reservation less than 36 hours prior to a scheduled flight; standby travel on a different flight than what was originally confirmed; flights taken after a Member’s A-List membership expires. Irregular operations may also affect A-List membership benefits.
29. Reserved boarding privileges will only be provided for A-List Members. If an A-List Member is traveling on a multiple-passenger reservation, reserved boarding privileges will not be provided for non-A-List Members in the same reservation. For A-List Members who are also Companion Pass Holders, reserved boarding privileges will not be provided for the Member’s designated Companion unless he/she is also an A-List Member.
30. In addition to Awards, Southwest Airlines may from time to time offer "bonus" awards or credits, partnership programs, or promotional incentives for Rapid Rewards Members' use, such as Drink Coupon Books, rental car discounts, hotel discounts, or discounts at recreational parks. Such offers are not a part of the program’s formal award structure and may be temporary. Southwest Airlines reserves the right to modify or eliminate such offers at any time. The offers are void where prohibited by law.
31. Address or name change requests may be submitted in writing to Rapid Rewards, P.O. Box 36657, Dallas, Texas 75235. The written request must contain your signature and account number. You may also update your address by visiting MySouthwest® at southwest.com. Simply create a password so you can access your account and change your account information at your convenience. Please note that name change requests cannot be made online.
32. Southwest Airlines periodically updates Rapid Rewards mailing addresses automatically through change of address forms submitted to the U.S. Postal Service. In addition, Southwest Airlines may, from time to time, share information about Rapid Rewards Members with other businesses, who may make special offers available through direct contact. If you do not want your address updated by this means, you must notify Rapid Rewards either by phone or in writing.
33. Online enrollment requires that an e-mail address be provided. Award notification will be sent via e-mail to the e-mail address in the Member’s Rapid Rewards account. If an e-mail address is not provided, Award notification will be mailed to the address of record. Rapid Rewards Members are responsible for notifying Rapid Rewards immediately of any change of e-mail or physical address. If you prefer to receive your Award notification via e-mail, simply login to your Rapid Rewards account and add an Account E-mail Address.
34. Southwest Airlines is not responsible for lost or stolen membership cards. Requests for replacement cards can be made over the telephone by calling Reservations at (800) 248-4377 or in writing. Requests made in writing should include your signature and account number and can be mailed to: Rapid Rewards, P.O. Box 36657, Dallas, Texas 75235-1657.
35. Companion Pass and Award travel is subject to a government-imposed September 11th Security Fee of up to $10 per roundtrip. The fee must be paid by credit card when the reservation is made. Any additional tax liability, if imposed, is the responsibility of the Award or Companion Pass traveler.
36. All Rapid Rewards membership cards are the property of Southwest Airlines and must be surrendered upon request.
37. Rapid Rewards membership cards are not credit cards.
38. All taxes, user fees, and airport Passenger Facility Charges that may be imposed on Awards or on Award travel are the responsibility of the recipient.
39. Southwest Airlines reserves the right to amend, suspend, or terminate this program at any time, with 30 days' notice.
40. If you have any questions regarding this program, you may call 1-800-248-4377.
41. Travel on Rapid Rewards Awards will be subject to the tariff, contract of carriage, ticket terms, and reaccommodation policies of the carrier on which travel is scheduled and may also be subject to the Warsaw Convention or its successor. You can view the operating carrier’s contract of carriage at the operating carrier’s ticket counter or web site.