Get roundtrip Awards even faster with the Southwest Airlines Rapid Rewards Visa® Signature card.
Apply now.
Click on the underlined benefit to learn more.
* NEW! Double Reward Dollars on Southwest Airlines Vacation Packages, as well as Southwest Airlines flight purchases.2
* NEW! Double Reward Dollars on Rapid Rewards Preferred Hotel and Rental Car Partner purchases2
* 1 Reward Dollar for every $1 spent on all other purchases2
o • 1,200 Reward Dollars = 1 Rapid Rewards credit
o • 16 credits within 24 consecutive months = 1 roundtrip Award
* NEW! Automatically receive 2 Rapid Rewards credits every year on your Cardmember anniversary
* NEW! Exclusive Special Offers only available to Cardmembers
* Receive 16 Rapid Rewards credits - enough for a roundtrip Award!1
o • 16 bonus credits for making just one purchase!
o • Up to 8 more credits with balance transfers made within the first 90 days
* Get security and extra protection
o • Visa's Zero Liability on Unauthorized Purchases†
o • Warranty Manager
o • Purchase Security
o • Emergency Cash and Card Replacement
o • Lost/Stolen Card Reporting
o • Travel Accident Insurance
o • Auto Rental Collision Damage Waiver
o • Travel and Emergency Assistance
o • Lost Luggage Insurance
* Enjoy valuable Visa Signature benefits3
o • Get tickets and insider experiences at exclusive events with Visa Signature Access
o • Make last-minute dinner reservations at top restaurants through Visa Signature Dining
o • Receive discounts and hotel room upgrades with Visa Signature Privileges
o • Enjoy 24/7 personal assistance with Visa Signature Concierge
o • No Pre-Set Spending Limit††
* Low $59 annual fee4
Apply for your Southwest Airlines Rapid Rewards Visa Signature card today and get 16 Rapid Rewards credits after your first purchase.1
The Rapid Rewards Award is free, but travel is subject to the September 11th Security Fee of up to $10 per roundtrip.
1 Bonus credits will be credited to your Rapid Rewards account following your first purchase, balance transfer, cash advance, or check that accesses your account. One bonus credit will also be credited to your Rapid Rewards account for each $1,200 in balance transfers within the first 90 days from account opening, up to a maximum of 8 credits (or $9,600). Balance transfers are subject to a fee of up to $75. Please allow 6-8 weeks for bonus credits to post to your Rapid Rewards account. Bonus credits are offered to new Rapid Rewards Visa accounts only and cannot be applied to existing Rapid Rewards Visa accounts.
2 You will earn 2 Reward Dollars for each $1 of net purchases made directly from Southwest Airlines, including flight purchases and Southwest Airlines Vacations packages. You will earn 2 Reward Dollars for each $1 of net purchases at participating Southwest Airlines Rapid Rewards Preferred Hotel and Rental Car Partners. You will earn 1 Reward Dollar for each $1 of all other net purchases. Each year you will receive 2,400 Reward Dollars (2 Rapid Rewards credits) after your Anniversary. ("Anniversary" means the year beginning with the date of your Account opening through the first statement after the anniversary of the date of your Account opening, and each twelve months thereafter.) Once you earn 1,200 Reward Dollars you will receive 1 Southwest Airlines Rapid Rewards credit. You do not earn Reward Dollars on balance transfers after the first 90 days from account opening, cash advances, any checks that are used to access your account, travelers checks, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. See Southwest Airlines Rapid Rewards Visa Program Rules and Regulations which will be mailed after your account is established.
3 In certain circumstances, you may receive a Visa Classic card with different credit availability instead of a Visa Signature card. Some Classic card rewards and benefits are different from the Signature card rewards and benefits. Classic card rewards do not include the 2 Reward Dollars for each $1 of net purchases at participating Southwest Airlines Rapid Rewards Preferred Hotel and Rental Car Partners or the 2,400 Reward Dollars (2 Rapid Rewards credits) Annually after your anniversary. Classic card benefits include the bonus offer(s) described in this offer. The Classic card and Signature card have annual fees of $39 and $59, respectively. Once your account is opened, please see Southwest Airlines Rapid Rewards Visa Program Rules and Regulations and your credit card benefits materials for details.
4 Please see Pricing and Terms for details on rates, fees and other costs.
Award travel good for Southwest Airlines operated published service only. All Rapid Rewards rules and regulations apply.
†U.S.-issued cards only. Visa's Zero Liability policy does not apply to ATM transactions or to PIN transactions not processed by Visa.
††No Pre-Set Spending Limit does not mean unlimited spending. Each charge that causes your balance to exceed your revolving credit access line will be evaluated based on your account spending and payment history and your experience with other creditors. We reserve the right to decline an authorization request for any transaction at any time for any reason. We also may request additional information from you at any time to evaluate a transaction request or your use of the account generally. The no pre-set spending limit feature is not available with the Classic card. Please see Terms & Conditions for details.
Pricing & Terms
RATE, FEE AND OTHER COST INFORMATION
Annual Percentage Rate (APR) for purchases
15.90% variable.a
Other APRs
Balance Transfer APR: 15.90% variable.
Cash Advance APR: 23.24% variable
Default APR: Up to 31.24% variable. See explanation below.b
Overdraft Advance APR: 13.99% fixed (not available in some states)
Variable rate information
The following APRs may vary monthly based on the Prime Rate:c
Purchase and Balance Transfer APR: The Prime Rate plus 8.65%.
Cash Advance APR: The Prime Rate plus 15.99%.
Default APR: The Prime Rate plus up to 23.99%.
Grace period for repayment of purchase balances
At least 20 days.
Method of computing the balance for purchases
Average daily balance method (including new purchases).
Annual fee
$59.00 for Signature cardmembers; $39.00 for Classic cardmembers.
Minimum finance charge
$1.00
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.
Transaction fees for cash advances
3% of the amount of the transaction, but not less than $10.00.
Late Payment fee
$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Credit-Limit fee
None for Signature; $39.00 for Classic.
International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.
a Rates, fees, and terms may change: We reserve the right to change the account terms (including the APRs) at any time for any reason, in addition to APR increases that may occur for failure to comply with the terms of your account. For example, we may change the terms based on information in your credit report, such as the number of other credit card accounts you have and their balances. The APRs for this offer are not guaranteed; APRs may change to higher APRs, fixed APRs may change to variable APRs, or variable APRs may change to fixed APRs. Any changes will be in accordance with your account agreement.
bYour APRs may increase if you default under any Cardmember Agreement you have with us for any of the following reasons: We do not receive, for any payment that is owed on this Account or any other account or loan with us, at least the minimum payment due by the date and time due; you exceed your credit line on this Account, if applicable; or you make a payment to us that is not honored by your bank. Your APRs may increase as of the first day of the billing cycle in which the default occurs. We may consider the following factors to determine the default rate: the length of time your Account has been open; the existence, seriousness and timing of defaults; other indications of your Account usage and performance; and information about your other relationships with us, any of our related companies or from consumer credit reports.
cThe "Prime Rate" is the highest prime rate published in the Money Rates column of The Wall Street Journal two business days before the Closing Date on the statement for each billing period. Variable APRs are based on the 7.25% prime rate on 12/14/2007.
TERMS & CONDITIONS
Authorization: When you respond to this credit card offer from Chase Bank USA, N.A. ("Chase", "we", or "us"), you agree to the following:
1. You authorize us to obtain credit bureau reports in connection with your request for an account. If an account is opened, we may obtain credit bureau reports in connection with extensions of credit or the review or collection of your account. If you ask, we will tell you the name and address of each credit bureau from which we obtained a report about you.
2. If an account is opened, you will receive a Cardmember Agreement with your card(s). By using the account or any card, or authorizing their use, you agree to the terms of the Cardmember Agreement.
3. You authorize us to allocate your payments and credits in a way that is most favorable to or convenient for us. For example, you authorize us to apply your payments and credits to balances with lower APRs (such as promotional APRs) before balances with higher APRs.
4. Claims and disputes are subject to arbitration.
5. As described in the Cardmember Agreement, we reserve the right to change the terms of your account (including the APRs) at any time, for any reason, in addition to APR increases that may occur for failure to comply with the terms of your account.
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Classic card with different benefits and without the no pre-set spending limit feature, or you may not receive a card.
You must be at least 18 years old to qualify (19 in AL and NE).
Signature services are available only to Signature cardmembers. We reserve the right to change the benefit features associated with your card at any time.
Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all customers, and that credit reporting agencies maintain separate histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with the law.
Notice to Married Wisconsin Residents: No provision of any marital property agreement, unilateral statement or court decree adversely affects our rights, unless you give us a copy of such agreement, statement or court order before we grant you credit, or we have actual knowledge of the adverse obligation. All obligations on this account will be incurred in the interest of your marriage or family. You understand that we may be required to give notice of this account to your spouse. Married Wisconsin residents must furnish their (the applicant's) name and social security number as well as the name and address of their spouse to Cardmember Service at P.O. Box 15218, Wilmington, DE 19850-5218.
Balance Transfer Option: The Visa,® MasterCard,® Discover,® American Express® or any store card account(s) you list will show a credit, reducing the amount you owe them by the amount you transferred. The available credit on your new account will be reduced, just as if you had made a purchase. The balance transfer amount(s) will show up on your initial statement for your new account. Your other credit card account(s) will not be closed even if you transfer your entire balance(s). If you want to close an account, please contact the other credit card company directly. It may take up to three weeks to set up your account and post the balance transfers. Therefore, you may need to make payments to your other account(s) to keep them current. Balance transfers are contingent upon issuance of your new account. There will be a transaction fee for each balance transfer if one is disclosed in the Rate, Fee and Other Cost Information that accompany this offer. We reserve the right to decline to process any partial or full balance transfer request and will not process a balance transfer request from any other account with us or any of our affiliates.
Affiliate Information Sharing: Chase Bank USA, N.A. is part of JPMorgan Chase & Co. We and our JPMorgan Chase & Co. affiliates may share information about you among affiliates in order to offer products and services of interest to you. If you would prefer that we do not share information from your application, credit bureaus or third parties, please call us at 1-888-868-8618. For more information about our information handling policies, visit us on the web at: http://www.chase.com/privacypolicy.
Replying to this offer: If you omit any information on the form, we may deny your request for an account. You must have a valid permanent home address within the 50 United States or the District of Columbia. The information about the costs of the card described in this form is accurate as of 12/14/2007. This information may have changed after that date. To find out what may have changed, write to us at Cardmember Service, P.O. Box 15043, Wilmington, DE 19850-5043.
USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
