Since about 2 1/2 years ago, I started sending back blank cc apps, crossed out with the word VOID, in their business reply envelopes with the following the exact generic letter with "Recipient" as the signee.
------------------------------------------------------------------------------------------------------------------------------------------ Dear Creditor or Merchant:
Thank you for your offer of credit, service, and/or merchandise. However, at this time I/(we) am/(are) not interested. Therefore, I/(we) request the my/(our) name and address be removed from your mailing list. If at any time in the future I/(we) may need credit, service, and/or merchandise, you can be assure that I/(we) will contact you directly.
Please respect my request and privacy, and thank you again.
This has worked so well for me, that I have begun to realize the adverse reversal effects this has caused, such as a significant reduction of so-called pre-approved/direct offers and other indirect mailings.
But I can always count on FWF for online offers, sign-up bonuses, etc.
The pro: Reduced other non-essential paper waste = good for the environment.
01LX said: But I can always count on FWF for online offers, sign-up bonuses, etc.Some of the best offers I receive a pre-approved offers that are not widely available to the general public. Personally, I'm not afraid of junk mail, if I don't like, I shred it and throw it away.
ScootyPuffSr
Senior Member - 2K
posted: Aug. 13, 2007 @ 11:47a
I use the mostly blank envelopes to make grocery lists and "todo" lists. This saves me from buying those little note taking stacks of paper from places like Staples. Generally they come wrapped in plastic so I'm actually saving on petroleum based consumption in that manner.
Also once those lists are used and all other junk mail gets burned to heat my house. This saves non-renewable propane from being burned.
It does take a bit of fuel to have the junk mail delivered to my house but considering that the mailman was driving up to my mailbox anyway I think the marginal gas is pretty small and is probably wiped out by my reduced propane deliveries.
Also I've received many deals not posted on here that were unsolicted offers including a "for life" not mentioned on this forum and a no tier 2% card.
You can opt out of junk mail through the direct marketing association's website. LinkSaves a LOT of hassle and you don't have to spend 2.5 years mailing back that statement that you lack interest.
To me, what you listed as the "Con" makes it worth the hassle of the all garbage credit card offers I get each week.
BlackKnight85
Senior Member
posted: Aug. 13, 2007 @ 1:23p
Yeah opt out of junk mail and then complain when the postal rates go up! Keep the junk mail coming to my house!!! It takes a two seconds to rip it up and throw it out.
BlackKnight85 said: Yeah opt out of junk mail and then complain when the postal rates go up! Keep the junk mail coming to my house!!! It takes a two seconds to rip it up and throw it out.Give me your address and I'll forward what little junk mail I get, so as to keep your postal rates down.
bpydimer
Senior Member
posted: Aug. 13, 2007 @ 2:11p
Could someone send this goon OP a paper shredder? I'm sick of whiny nancys!!
Freno911
Senior Member
posted: Aug. 13, 2007 @ 3:00p
01LX said: The pro: Reduced other non-essential paper waste = good for the environment.
Makes me wonder how much non-essential paper waste OP created printing off form letters
I've been requesting opt-outs and list removals from anything and everything for a few years now. I used optoutprescreen against the pre-approved CC offers, that way I can always get them again if I wanted to. Actually I had to use it twice -- apparently transunion didn't get the message the first time.
I never contacted the DMA, because mailers don't have to be members and I didn't want to give them my information. I contacted each company individually, more than once in a few cases. I haven't received any spam for a few months.
I've been doing A0Rs successfully for 3 years. I've never replied to a pre-approved offer.
I opt out of mortgage re-fi junk. Get tons and tons of mail from crappy little mortgage brokers who think I need to refinance into a higher rate than I have now.
Usorry said: I opt out of mortgage re-fi junk. Get tons and tons of mail from crappy little mortgage brokers who think I need to refinance into a higher rate than I have now.Speaking of which... is there any way to prevent mortgage re-fi spam before it happens? I guess it is tied to public records of the home owner. Any way to make that info more private (or hidden via some incorporated entity) or less trivial to find? Edit: found some info here, (last paragraph) but it doesn't tell you exactly what to do.
scripta said: Usorry said: I opt out of mortgage re-fi junk. Get tons and tons of mail from crappy little mortgage brokers who think I need to refinance into a higher rate than I have now.Speaking of which... is there any way to prevent mortgage re-fi spam before it happens? I guess it is tied to public records of the home owner. Any way to make that info more private (or hidden via some incorporated entity) or less trivial to find? I took out some money out of the house after the folks transferred it over in my name. Soon afterwards, I was bombarded with refi ads as well. I used the same technique and method as stated above. Low and behold, the junk mail was reduced to nil.
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