devildoc said:Payments just posted to all 3 CRA's
Nothing left to wait for, so here I go ...

763/726/809 FAKOs with about 20K revolving debt (5% utilization)what fun.... go get 'em...

Just finished applying for the first 32 cards
0 denials
26 deferrals
6 approvals
AmexINLA 2000
HSBC 10,750
HSBC GM 4000
WaMU 2500
Juniper Nat Parks 6000
Juniper Travelocity 25000

all my previous big lenders deferred me

Not a great start, but maybe the next few weeks will bring good news.

Nice catch on the GM card... absent MikeR397's limit here, you're the first I've seen with a "high" line $4000!! boo-yah!

devildoc said:you can have all 3 CRA's report paid in full balances within 3-4 business days. I did an online dispute with all 3 CRA's on Friday and Wednesday they were all reporting paid in full.Thanks again for the data point. WOW awesome. perhaps I'll try this after increasing lines via soft inquiries prior to my AOR 2.0....you know... to get the higher lines to report sooner...

Wow, reasonable limits from HSBC, congrats... and it looks like you also continued the streak of wamu giving out crappy credit lines to unsolicited apps.

Should have a shot at an immediate CLI or reallocation with the Juniper cards.

Don't forget the usual disclaimer, the vast majority of approvals on an AOR are not instant.

.................TU/EX/EQ
9/19 -- 763 726 809 -- 749 all 3 picked up final payments
...............Inqs TU-6 Ex-16 Eq- 3

9/21 -- 736 712 806 -- 752-- Pulls 17/29/7 ?myFICO not seeing pulls yet?
...............Inqs TU-17 Ex-29 Eq- 7
................ TU+11 Ex+13 Eq+4

WOW... TU took a hit (27) for +11 inq while EX only (14 )for +13 inq.

RE: Prinicpal - Deferred Infibank pulled EX..

If Approved....added bit of info... disregard if N/A or not that important...

I've delayed the clock from starting by requesting a change to my due date and made random payments...

My story:

PRINCIPAL 1-877-875-8078 LINE=14,000 BT$=9600 Util%=69%
________ = 08/05 Req $9,600 to CITI Div Plat Select
________ = 08-06 $9,600 posts to Principal card
________ = 08-06 AMOCO OIL 06615108 4.15
________ = 08-08 PAYMENT - THANK YOU ($4.15)
________ = 08-15 12:12PM CST ... I requested online a "statement date" for the 5th trying for a due date of the 30th. Response was: per your request your new due date will be anywhere from the 6th - 9th of the month
________ = 08-20 1:54PM CST ... I RE-requested online a "DUE date" for the 30th because my original request was not understood. Response was: per your request, your new due date will be anywhere from the 31st ? 3rd of the month
________ = 08-21 PAYMENT - THANK YOU ($10.00)
________ = 09-07 PAYMENT - THANK YOU ($200.00)
________ = 09-17 PAYMENT - THANK YOU ($100.00)
________ = 09-21 CALLED IN ASKING FOR STATEMENT DATE!???! "WHEN DO I NEED TO PAY YOU?"

BTW, my credit reports still do not reflect this card as opened....

Got a call from Elan about M&T biz and PNC Mechanics personal card
CSR / Underwriter said my credit report showed a lot of recent applications, she wanted to know why I applied for so many cards. I said I saw some good offers, have a busy schedule and wanted to get them all done when I had some free time. Spur of the moment BS, but it worked, both cards approved, unknown CL.

Thanks cyberkost I will

Just got off the phone with National City Biz
They wanted a signature, faxed it in, called back to check on it.
CSR approved it over the phone, I had asked for $50K CL on the original app. She scanned my credit report, said "well, you have excellent credit. Sure, why not. I'll give you 50"
Did my 0% 6month no fee BT on the phone before they even sent out the card.
Of note, she was not willing to share my credit score with me, I did ask.

devildoc said:Got a couple of denials in the mail today, updated QS
Reallocated AMEX CLs online, now to figure out the best way to get cash out of AMEX

Wells Fargo approved me, but BT offer is 3.9% not 0%. The T&Cs do say the rate "could be as low as 0%" based on credit report. Oh well, could be a laundry card or just for overall utilization.

I had to do a Wells Fargo application over the phone with a representative from the local branch. She called me back 15 mins later with a 6k approval on the 0% BT CC card. She also said I was approved for an 8500 line of credit account. I tried to consolidate that into the credit card but they couldn't do it. Since I was already approved for it, I said OK to the LOC account as well. Can't hurt for overall utilization.

But yeah since I didn't have any Wells Fargo bank accounts... they referred me to the local branch which is "Wells Fargo Financial" or something along those lines.

I have to go to the branch tomorrow to sign the papers to get the card.