Expired - SECU (Maryland) 7-month CD with an effective yield of approx. 9.36%

moneymama said: I would fax in your CD request rather than mail. Then worry about sending the rest.
I was specifically told to mail the CD application, checks, copy of drivers license to the Corporate BLVD, same as mnsweeps above. I was told *not* to fax it. If you can, I'd talk with a CSR, so you could reference their name, whatever you're told to do.

VerbalK said: I went in today and they said no account for me registered yet (around 2pm). I figured I'd try again tommorrow, only to find that it looks dead.

Not trying to be mean or anything, but why didn't you just do everything today when you went in?

Sending off my membership app, cd app, two checks, driver's license photo, and confirmation of alumni association docs in the mail tomorrow (my funds become available tomorrow in GMAC). Fingers crossed!

Also, on the phone the CSR hinted that if you open a big CD, as I am for 200k, there is a very slim chance they will turn you down b/c "money talks" is what he said! Again, fingers crossed!

What screwed me up was my decision to apply for a share on Friday before the offer opened. I should have just gone in on Saturday or Monday and did the whole deal in one shot, and prayed they didn't cash my check until Tuesday. That probably would have worked if I did it today.

Oh well. I'm going to check to see if my member number is in the system tommorrow morning. If so, I'll try to open a CD in branch. If not, I'll do a similar package and fire it off to the magical address. I wish I had 200K, but I really can only go about 110.

mnsweeps said: MikeR397 said: Sending off my membership app, cd app, two checks, driver's license photo, and confirmation of alumni association docs in the mail tomorrow (my funds become available tomorrow in GMAC). Fingers crossed!

Also, on the phone the CSR hinted that if you open a big CD, as I am for 200k, there is a very slim chance they will turn you down b/c "money talks" is what he said! Again, fingers crossed!

if thats the case then I should defy be in as I have mailed total 300k check I hope to double dip the interest too Yep, the check is the best funding method. I just opened the 5.7% cd at Indymac and the started paying interest last thursday and my funds are still in GMAC as of today (Monday). Nice 5 days at least of $60 a day double interest. Hopefully we get in here and get a few double days also on top of this great offer!

tomorrow, I have to go to local to make my 2nd CD deposit

mh83 said: MikeR397 said: Sending off my membership app, cd app, two checks, driver's license photo, and confirmation of alumni association docs in the mail tomorrow (my funds become available tomorrow in GMAC). Fingers crossed!

Also, on the phone the CSR hinted that if you open a big CD, as I am for 200k, there is a very slim chance they will turn you down b/c "money talks" is what he said! Again, fingers crossed!
Not to beat you up, but if your GMAC funds will be available tomorrow, why didn't you send in your paperwork today? Do you have a 24 hour post office where you are located?I would have loved to, but I had law classes all day today and no chance to get to the post office, and second, I am weary of writing a check on an account before the funds are available b/c that is technically check kiting, and illegal. Regardless, tomorrow is the first time I can get it out. Thanks alot MH83 for helping me earn a little extra cash for tuition payments (edit: a lot of extra cash .

To SFCHRIS: Get a life, go do something more productive than negging every single persons post on FW, regardless of its helfulness, just b/c you don't like that person. I have seen nothing helpful ever posted by you here on FW and no one appreciates your constant whining and post negging. Stop acting like a loser and get over yourself.

Although the web page for the offer is now dead, the PDF Application is still there.

Good luck everyone!

I spoke to 3 different CSRs today, all whom gave me the same info - they wouldn't process my app if it came via fax, and that I needed to send a paper check in for $10 before I could wire in the funds for the CD. They told me that as a Johns Hopkins Alumni, I'd be just fine (although it wasn't listed on the website). The CSR told me that applications received by Fedex/UPS would be active in their system within 24 hours of receipt.

Based on this info, I fedexed next day the account application, the CD app (marked "funds to come via wire"), a photocopy of my D/L license and US passport, and an official Johns Hopkins transcript.

3 hours later, someone else I had left a voicemail with called me back, and said that the 3 previous CSRs were wrong, and that JHU did not count as one of the approved universities.

Thus, when I speak to someone in Member services tomorrow afternoon, they're probably going to want another reason to let me become a member.

I quickly registered this evening at CCBC (community college of baltimore county) for:

TIS THE SEASON TO BE SINGING - MUS 104 - A
Associated Term Continuing Ed 2007-2008 Term Credits 0.000
CRN 80986

It cost me $12, is 0 credits, but lets me be a student.

For that price, I probably won't even bother dropping out of the course - and will consider it a donation to the community college system.

With any luck, this should all go through, and my recent BT will become even more profitable than planned.

Thanks everyone!

sushiosushi said: pdf link didn't work for me?

edit: can anyone email me a copy? thanks in advance.
sorry man I dont have the blank PDF...only copies of my application...I guess no one knew this will end abruptly midday on a monday else we would have definately saved one....CA folks have 1 more hr before USPS closes....

genome4hire said: mnsweeps said:
FEDEX overnight is expensive right? USPS express is only $16.75 or so..


I'm opening a CD with $110k of 0% BT money. I made an executive (hah) decision to pay a couple extra bucks to guarantee it'd get in before they closed the deal. I realize it only went live on the 29th, but something in my gut told me that with all of FW Finance sending in applications, that they'd shut it down pronto.

I'm pretty damn happy I made that decision now. To lose out and miss the deal because of a desire to save $20 would have been a damn shame.

so u paid $75 for overnight? Its $75 from CA to MD overnight

sushiosushi said: pdf link didn't work for me?

edit: can anyone email me a copy? thanks in advance.
Giving Thanks CD application

SECU allows 200K CD per member. My husband and me already purchase 300K CD. We sill have additional cash in hand. Is it wise to purchase the maxinum allowance 400K CD? Do anyone know SECU?

How is SECU fininacial status. How can SECU to make profit? How to manage wisely our additional cash in hand? Do anyone have any suggestion? Thanks you for your advice.

Update 10/01/07 6:00pm CDT: CD special has been removed from SECU's website, and it has been reported that it has ended.

http://bankdeals.blogspot.com/2007/09/936-7-month-cd-at-maryland-cu-200k-max.html

beethovengirl said: genome4hire said: I made an executive (hah) decision to pay a couple extra bucks to guarantee it'd get in before they closed the deal. I realize it only went live on the 29th, but something in my gut told me that with all of FW Finance sending in applications, that they'd shut it down pronto.

I'm pretty damn happy I made that decision now. To lose out and miss the deal because of a desire to save $20 would have been a damn shame.
Same here. First, I went to USPS, and they told me I'd missed the cut-off for express mail arriving on Monday. I drove over to FedEx, and they said it would be $21 to arrive in the PM and $23 to arrive in the AM. I paid for AM delivery. sooo worth it, as I'm now able to view my CD online.

I told my mother on Saturday to overnight her apps and checks, and she ignored my advice [as usual]. She FedExed it today. We'll see, I guess...

If she Fedexed it today she should be fine....

Longtime fatwallet lurker here. I wired all my funds from FNBO to my local bank and drew a cashiers check. So far no transfer fee was reflected on my FNBO account but I believe it is $15. I called SECU and spoke to CSR Denise to ask who to make the checks out to. She said make the $10 check out to myself and make the cd check out to SECU. I asked her 3 times if SECU was correct and she affirmed. She asked if I was overnighting the apps in and I said yes she replied "excellent." I overnighted the 5 items around 5:30 PM today to:

SECU
ATTN: Member Services
971 Corporate Blvd.
Linthicum, MD
21090-2337

(which two different CSRs confirmed as the correct address). Fedex got me for $22 for 10:30 AM delivery. Fair enough.

On the account app I marked myself as a student of CCBC. I enrolled online in "real estate investing" for $99. It is a continuing education course. I got my fingers crossed but whether I get the bonus or not thnx to FW for being such an awesome source of info

BlakVBR said: Longtime fatwallet lurker here. I wired all my funds from FNBO to my local bank and drew a cashiers check. So far no transfer fee was reflected on my FNBO account but I believe it is $15. I called SECU and spoke to CSR Denise to ask who to make the checks out to. She said make the $10 check out to myself and make the cd check out to SECU. I asked her 3 times if SECU was correct and she affirmed. She asked if I was overnighting the apps in and I said yes she replied "excellent." I overnighted the 5 items around 5:30 PM today to:

SECU
ATTN: Member Services
971 Corporate Blvd.
Linthicum, MD
21090-2337

(which two different CSRs confirmed as the correct address). Fedex got me for $22 for 10:30 AM delivery. Fair enough.

On the account app I marked myself as a student of CCBC. I enrolled online in "real estate investing" for $99. It is a continuing education course. I got my fingers crossed but whether I get the bonus or not thnx to FW for being such an awesome source of info

why cashiers check? with regular check you could have double dipped..

I made out both checks to SECU and overnighted them with FedEx (came at 8 pm when last truck was about to leave). Hopefully this does not matter.

mnsweeps said: I also made the membership and CD checks payable to SECU ..dont worry..we are fine..

Yeah, as long as BofA does not screw up my incoming wire before SECU presents the checks. I sent a check from NEA MMA, but for more than I have there.

mnsweeps said: EugeneV said: I made out both checks to SECU and overnighted them with FedEx (came at 8 pm when last truck was about to leave). Hopefully this does not matter.

I also made the membership and CD checks payable to SECU ..dont worry..we are fine..

Yes you are OK. When questioning who to make the checks out to, I mentioned to CSR Denise that other people I had talked to made their checks out to "New Account, For Deposit only" and other things. She said that was OK too but that SECU was the best choice.