I'd like to see some confirmation that joining the alumni association will make you eligible to join the credit union.

I'd hate to blow $50 on a wild goose chase.

moneymama said:chooi said:Can anyone who is a SECU member? Please PM me with your member #. Thanks

Well if he's asking, so am I...Me too please!

moneymama said:chooi said:Can anyone who is a SECU member? Please PM me with your member #. Thanks

Well if he's asking, so am I...

ditto!

Nice, former State of MD workers are eligible. I'm in!

I am new to FW and have found the financial section very helpful. It has been my experience that both Google Adsense Revenues and Amazon Affiliate Revenues and the like are considered direct deposits. as well as Pay Pal. I am not sure that this would be the case with every bank or CU though.

DealWinners said:Are there any advantages by signing up UM alumni such as able to get Dell EPP deals? Can anyone adopt me as a family member just for the deal?

I have been trying that since morning but no one wants to adopt me..still an orphan

Well, I researched last year's 12-month SECU CD and the 5.00% APY plus 2.5% bonus really did end up paying an effective 7.62% APY.

So this ~9% APY deal may be for real! Congrats to all who qualify. Just make sure you withdraw the funds during the grace period!

therivler1 said:Anyone know if they do a hard pull on opening?

I was told no hard pull when I called...need someone from the old thread to verify that one

VerbalK said:I plan to open a checking tommorrow (especially if there is no hard pull). Anyway I can go in on Saturday and open the CD, but wait until Tuesday to fund it? I have my FNBO money in limbo. I'm sacraficing weekend interest and two days of 6% to get it into my BOA checking ASAP. I'd hate for this to close before I'm able to land it.


Once I get set up (I worked for the State last year), I'll be happy to share my member number.That situation (with $ at FNBO) is one that I am in, and why I am very happy to have GMAC. Seeing as the 6% ends tomorrow, and today just happens to be Thursday, i transferred 99k out of FNBO to GMAC. If I can get a number from a very kind and generous FW member, and get in this offer, I will write a check from GMAC to fund the CD after opening (5 day grace period or so to fund I believe here). In doing this, I get 3 days double interest on the FNBO --> GMAC transfer and 3-6 days double interest by using a check to fund the CD (assuming they start paying interest like most upon receipt of the check, not at clearing ) GMAC may not have the best rate, but thier one business day later debiting policy policy sure can be nice and serve as a transfer hub as there are no limit to connected accounts.

CookieMonsterMD said:So is this the plan:

1) Sign up to Join UM alumni association for $55

2) Open a checking account to get the the $100 promo with direct deposit ($50) and online billpay/online statements (another $50).

3) Collect $10,833.33 after 7 months with max deposit of 200k

EDIT: Links fixed. I just called and the CSR seemed very knowledgable about the CD, she said the final payment of interest is added at the end of 7th month and confirmed the bonus is 2.5%; time will tell. In regards to becoming a SECU member she told me to sign up for the UM alumni association On another note I see this turning into a begging thread begging to be moded Anyone know if PPal will be considered direct deposit? Searched the payal thread no tests yet.If did not graduate from maryland, should I fill in last name as maiden name/graduation name? Also, what campus should I list? Simply put Maryland down?