OAPR said:mnsweeps said:

This proves that one member can have multiple CDs. Mine would be delivered by USPS today ...2 CDs in my name and 1 in my wifes name ...nice

As long as the total amount per member is less than 200K, you can have as many of these CD's as you want. These are the terms from CD application:

– Maximum deposit of $200,000 in Giving Thanks Certificates per member/business.
– Maximum bonus amount of $5,000 total per member/business.

I think if you wanted to go up to 400K, you need a membership number for both you and your wife. I think you can have your wife as a joint account holder or POD, but I'm not sure if that automatically generates a membership number for her.

along with my package I send my wifes application fee for joining secu(based on my membership) and also a cd in her name plus pod on me and kid.

I just sent in this morning via USPS overnight Express Mail my Share Savings account application, a copy of my driver's license and 8 Giving Thanks CD applications. I funded everything with 3 checks from various money market accounts so I can earn interest until the checks process and maybe double dip for a day or two.

CSR confirmed to me by phone last evening that the CD promotion would still be going on for at least today (Tuesday) and that multiple CD applications were OK as long as you don't exceed $200,000.00 total. The CSR also told me that one SECU branch alone (? which branch) on Saturday pulled in $4 million with this CD promotion!

It cost $16.25 to overnight via USPS Express Mail and delivery is guaranteed by noon tomorrow. If delivery is not made tomorrow, USPS will refund my entire $16.25. It seems to be a better deal than UPS or FedEx overnight.

Fingers crossed that I get in on this one. Thanks to OP and to all who have posted updates to this thread.

yoyopiggy said:Just called Silver Spring branch office. Deal is over as of 12pm today. Sad that I was too late

I just came back from there (11:21am). Too bad I don't have time to transfer money from ED. Didn't expect the promotion end so soon. last year it lasted 19 days.

For those who didn't get in on this deal, I don't think there's too much to whine. With the latest Fed rate cut and another one very likely, the CD rates will drop soon. If you lock your money in this deal, you probably will lose the chance to lock in long term CDs of still-high rates.

BTW, a nice representative told me that they probably would have another 5 month term promotion like this one coming out soon. So keep an eye on it.

it's not a rumor. try getting one tomorrow and it will be gone. It's off the website.

I just talked to a CSR who said it is over today.

I was asking if I would be able to get in on it if I went into a branch tomorrow. Unfortunately, the answer was no. One other CSR told me that this promo went for only 19 days last year. This year (if the CSR was right about it ending today) it was only 4 days. Woah, FW effect! I'm a little bitter though, actually being a U of MD grad, and having missed out on the fun.

"Thank you for choosing SECU online banking.

You have everything that we need. Please overnight that information and make sure this is done today because due to the overwhelming response to this CD today is the closing date but, they have said they will accept applications that are post marked with today’s date. "

You are still golden if you can submit today! I just got this email at 11:51 CST. I'm sending mine in as I type DHL overniht, got a few prepaid overnight DHL envelopes from Costco for $10/ea...I know irrelevant just wanted throw it in because it makes me feel like a true FWer

omnia said:Can I get the name of the rep. you spoke to regardng the 7 month CD?
PM sent.

rockysnow said:Hi mh83,

May I have the name of the rep. as well? Thanks!
PM sent.

branches closes early today as well. You can always try going to the branches.

I went today and the CD was opened at 1:57pm.

SECUMD branch contact number:

410-269-6112 (open 7:30 am)
301-755-2001 12164 Tech Rd. Silver Spring, MD 20904
410-685-5900 MD
410-553-3535 MD
410-523-0100 MD
310-733-2108 Hagertown MD
410-543-1006 1101 Mt. Hermon Rd Salisbury , MD 2180

I hope this is a very little contribution for this best deal thread by best mh83.