Trinidon2k said: no, but you can get privacy matters 123 for $30 a year...search for it
Or the 7 day trial for $1
got2muchcredit
New Member
posted: Sep. 28, 2007 @ 6:28p
fatwalletskinnystud said: www.freecreditreport.com just cancel the trial after 30 days and its free
thanks i tried that a few months ago for free canceled it a week before the trial was done.
GroveStreetOG
Senior Member
posted: Sep. 28, 2007 @ 6:51p
If you can manage without a score, you can get THREE credit reports from annualcreditreport. You can get one free credit report per year PER AGENCY.
You can get a report and score at myFICO, I think you can get one at some American Express thing, and there are a bunch of other free trial services you can get.
But as the previous poster noted, you can get a year of privacymatters123 for $30, and you might just as well get the free trial of that (7 days) and decide if you want to do the trick and pay the $30. You get a triple report and a triple score, and you can get a new report once a day. I don't know if they update the score every day or not.
Trinidon2k said: no, but you can get privacy matters 123 for $30 a year...search for it
According to the website, $30 will get you a one-time copy of your credit reports and scores. It does not update everyday for a year. All it does is give you access to the same report. If you want to monitor changes to your report over several months, you would need to find something else.
yazooo said: Ive already got my free annual credit report a couple months ago.
Is there any place else to get a free one, preferably one with a score?
I searched the forums, and found old posts, anyone know the best place to get your credit score now?Just request one from the bureaus themselves. If you've suffered adverse action (or say you have), you get one for free. I've never had an issue with requesting one whenever I wanted, although I always have a hard or soft inquiry showing from the past couple months - I dont know if they'd deny the request if you're report hasnt been accessed in a while. Getting a free score is a different matter, though.
GroveStreetOG
Senior Member
posted: Sep. 28, 2007 @ 10:10p
TheThinker said: Trinidon2k said: no, but you can get privacy matters 123 for $30 a year...search for it
According to the website, $30 will get you a one-time copy of your credit reports and scores.
According to the website. . .
If you read FWF carefully, however, you will find that $30 will get you a lot more.
Fico 30 scorewatch gives you a score and "scorewatch" for 30 days. . .
Good enough to get you a rough idea.
fatwalletskinnystud
New Member
posted: Sep. 29, 2007 @ 9:37a
also ure eligible for a free report if u been rejected for a job,cc ,etc recently
prissymissysays
New Member
posted: Oct. 2, 2007 @ 1:38p
If you enroll in Privacy Assist with Bank of America at www.bofa.com/pap You get a 30 day trial, you will receive credit reports & scores from all 3 bureaus bound in a booklet. Make sure to cancel before the trial period.
That's a "credit card -enhanced" score, and it's different from the score I get on privacymatters123 - by a LOT (like 80 points). So don't put much trust into the scores, but PM123 deal for $30 will let you pull every day, and has alerts to notify you when certain things happen. It also gives you all 3 reports, which is what you want anyways. Do start with the 7-day trial. Search for privacymatters 123 in the finance forum to get the necessary links and howtos
vkl168 said: I get my free Transunion score from WaMu credit card. It's offered for free as part of you online profile.
Economist: Thanks for the heads up. FWIW, I didn't notice a difference in the score. Maybe it's because my account with them is less than 4 months and they don't really have "their" credit profile of me yet.
john99
Loyal Member
posted: Oct. 11, 2007 @ 6:19p
Does the Score Watch free trial give you your actual FICO score?
srenna
Senior Member
posted: Oct. 12, 2007 @ 5:39a
john99 said: Does the Score Watch free trial give you your actual FICO score?
Yes. It gives you your FICO score based on your Equifax credit report.
Have you guys found any of the 3 reporting agencies to be better in any way than the others?
What does it mean if anything when you get a reply saying your credit report can not be sent online at this time and they suggest mail or phone?
chimeer
Cranky Member
posted: Oct. 13, 2007 @ 8:08a
Citi will give you 25$ and a free credit report if you sign up for their identity monitor assuming you have a citi card. You do still need to cancel before 30 days.
john99
Loyal Member
posted: Oct. 15, 2007 @ 2:43p
john99 said: Have you guys found any of the 3 reporting agencies to be better in any way than the others?
What does it mean if anything when you get a reply saying your credit report can not be sent online at this time and they suggest mail or phone?
Anyone have an answer to the above? Thanks in advance.
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