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alert mods    
   posted: Sep. 28, 2007 @ 4:57p

Ive already got my free annual credit report a couple months ago.


Is there any place else to get a free one, preferably one with a score?

I searched the forums, and found old posts, anyone know the best place to get your credit score now?


   posted: Sep. 28, 2007 @ 4:57p

Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.


alert mods    
   posted: Sep. 28, 2007 @ 5:00p

no, but you can get privacy matters 123 for $30 a year...search for it


alert mods    
   posted: Sep. 28, 2007 @ 5:08p

www.freecreditreport.com just cancel the trial after 30 days and its free


alert mods    
   posted: Sep. 28, 2007 @ 5:24p

Trinidon2k said:no, but you can get privacy matters 123 for $30 a year...search for it


Or the 7 day trial for $1


alert mods    
   posted: Sep. 28, 2007 @ 6:28p

fatwalletskinnystud said:www.freecreditreport.com just cancel the trial after 30 days and its free

thanks i tried that a few months ago for free canceled it a week before the trial was done.


alert mods    
   posted: Sep. 28, 2007 @ 6:51p

If you can manage without a score, you can get THREE credit reports from annualcreditreport. You can get one free credit report per year PER AGENCY.

You can get a report and score at myFICO, I think you can get one at some American Express thing, and there are a bunch of other free trial services you can get.

But as the previous poster noted, you can get a year of privacymatters123 for $30, and you might just as well get the free trial of that (7 days) and decide if you want to do the trick and pay the $30. You get a triple report and a triple score, and you can get a new report once a day. I don't know if they update the score every day or not.


alert mods    
   posted: Sep. 28, 2007 @ 8:14p

Trinidon2k said:no, but you can get privacy matters 123 for $30 a year...search for it

According to the website, $30 will get you a one-time copy of your credit reports and scores.
It does not update everyday for a year. All it does is give you access to the same report.
If you want to monitor changes to your report over several months, you would need to find something
else.

(True Credit and American Express have such services)


alert mods    
   posted: Sep. 28, 2007 @ 9:17p

yazooo said:Ive already got my free annual credit report a couple months ago.


Is there any place else to get a free one, preferably one with a score?

I searched the forums, and found old posts, anyone know the best place to get your credit score now?Just request one from the bureaus themselves. If you've suffered adverse action (or say you have), you get one for free. I've never had an issue with requesting one whenever I wanted, although I always have a hard or soft inquiry showing from the past couple months - I dont know if they'd deny the request if you're report hasnt been accessed in a while. Getting a free score is a different matter, though.


alert mods    
   posted: Sep. 28, 2007 @ 10:10p

TheThinker said:Trinidon2k said:no, but you can get privacy matters 123 for $30 a year...search for it

According to the website, $30 will get you a one-time copy of your credit reports and scores.

According to the website. . .

If you read FWF carefully, however, you will find that $30 will get you a lot more.


alert mods    
   posted: Sep. 28, 2007 @ 11:33p

http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=752268


alert mods    
   posted: Sep. 29, 2007 @ 12:54a

Fico 30 scorewatch gives you a score and "scorewatch" for 30 days. . .

Good enough to get you a rough idea.


alert mods    
   posted: Sep. 29, 2007 @ 9:37a

also ure eligible for a free report if u been rejected for a job,cc ,etc recently


alert mods    
   posted: Oct. 2, 2007 @ 1:38p

If you enroll in Privacy Assist with Bank of America at www.bofa.com/pap
You get a 30 day trial, you will receive credit reports & scores from all 3 bureaus bound in a booklet. Make sure to cancel before the trial period.


alert mods    
   posted: Oct. 2, 2007 @ 3:12p

I get my free Transunion score from WaMu credit card. It's offered for free as part of you online profile.


alert mods    
   posted: Oct. 2, 2007 @ 3:40p

That's a "credit card -enhanced" score, and it's different from the score I get on privacymatters123 - by a LOT (like 80 points). So don't put much trust into the scores, but PM123 deal for $30 will let you pull every day, and has alerts to notify you when certain things happen. It also gives you all 3 reports, which is what you want anyways. Do start with the 7-day trial. Search for privacymatters 123 in the finance forum to get the necessary links and howtos

vkl168 said:I get my free Transunion score from WaMu credit card. It's offered for free as part of you online profile.


alert mods    
   posted: Oct. 2, 2007 @ 3:48p

Economist: Thanks for the heads up. FWIW, I didn't notice a difference in the score. Maybe it's because my account with them is less than 4 months and they don't really have "their" credit profile of me yet.


alert mods    
   posted: Oct. 11, 2007 @ 6:19p

Does the Score Watch free trial give you your actual FICO score?


alert mods    
   posted: Oct. 12, 2007 @ 5:39a

john99 said:Does the Score Watch free trial give you your actual FICO score?

Yes. It gives you your FICO score based on your Equifax credit report.

link


alert mods    
   posted: Oct. 13, 2007 @ 5:15a

Have you guys found any of the 3 reporting agencies to be better in any way than the others?

What does it mean if anything when you get a reply saying your credit report can not be sent online at this time and they suggest mail or phone?


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