Discover Business Card for Small Business 0% 18 months?? Archived From: Finance |
On Creditcards*com there is a option for a DiscoverŪ Business Card for Small Business 0% Intro APR* on Balance Transfers for 18 months I cannot find it listed anyhwere else; even in discovercard.com |
How many discover cards could one have? And would the count be different for personal and business cards? GM99 said:On Creditcards*com there is a option for a |
I'm in: but got this message after applying: Thank you for applying If you have questions regarding the status of your application, please call 1-888-DISCOVER (1-888-347-2687). |
great find, OP. add this to the QS: |
If you are applying as a sole proprietorship, my understanding from discussions with Discover CSR is that your maximum exposure (as a proxy for credit line) will be underwritten together with your personal card. So I was given a paltry line with the option to reallocate from personal to business. Since personal is 0% for life, I canceled the biz application. |
Does anybody know if you have to be a US citizen or permanent resident to be eligible for this card. Last time one of my friends applied for a discover card, and he got a call verifying if he is a US citizen. When he said he is not, then he was denied the card. Is this true for all discover cards? Thanks |
Venturion said:If you are applying as a sole proprietorship, my understanding from discussions with Discover CSR is that your maximum exposure (as a proxy for credit line) will be underwritten together with your personal card. This seems to be true for corporations, too. |
Got my card today. Checked the paperwork and max. fee is $99 instead of $75 so waiting for them to straighten it out. It clearly states $75 on the website. |
Who do they pull and what kind of credit limits are people getting? |
Pissed I didn't see this before... I have a 12 month offer, pulled from experian (I'm in NY), got a $10K limit (about normal for my credit cards), and consolidated all of my other Discover to this card. Only problem is that they BT to a card only, so I've got to wait a little bit. If you want 0% on purchases for 12 months and BT for 12, then get the card from discover's main link...but for the professionals, this one with just BT is better. |
How long did it take to get this card? I applied online over a week ago and have not even seen a pull yet. All of the others I applied to appeared in a day or two. |
I was declined by mail yesterday due to "insufficient time in business" or some wording like that. Apparently they did not like my 0 years / $0 entry. They never did a credit pull so no damage done. |
TheGersh said:Only problem is that they BT to a card only, so I've got to wait a little bit. They BT'ed to my Visa Debit/ATM Card and the money went right into my bank account.. |
purplebird said:Does anybody know if you have to be a US citizen or permanent resident to be eligible for this card. Last time one of my friends applied for a discover card, and he got a call verifying if he is a US citizen. When he said he is not, then he was denied the card. Is this true for all discover cards? Thanks I am interested to hear the answer as well. |
Has anyone else had a problem with the terms for this offer? Specifically, has anyone received the card with a T&C page that says 0% BT for 12 months instead of 18 months? |
Got the card, but it took them about 2 weeks to approve it. The card's still in the mail though, so unable to verify if BT is for 18 or 12 month. |
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