0% Intro APR* on Balance Transfers for 18 months Free employee cards with customizable limits and monthly reporting on their spending Fee-free PurchaseChecks to pay merchants who don't accept credit cards 5% CashBack Bonus® on office supplies, 2% on gas and up to 1% on all other purchases* No annual fee and unlimited rewards
I cannot find it listed anyhwere else; even in discovercard.com
How many discover cards could one have? And would the count be different for personal and business cards?
GM99 said:On Creditcards*com there is a option for a
Discover® Business Card for Small Business
0% Intro APR* on Balance Transfers for 18 months Free employee cards with customizable limits and monthly reporting on their spending Fee-free PurchaseChecks to pay merchants who don't accept credit cards 5% CashBack Bonus® on office supplies, 2% on gas and up to 1% on all other purchases* No annual fee and unlimited rewards
I cannot find it listed anyhwere else; even in discovercard.com
Thank you for applying Your application is being processed. We have received your application but need to perform additional processing before we can provide you with a decision. Within 30 days we will send you more information to the address provided on your Application.
If you have questions regarding the status of your application, please call 1-888-DISCOVER (1-888-347-2687).
If you are applying as a sole proprietorship, my understanding from discussions with Discover CSR is that your maximum exposure (as a proxy for credit line) will be underwritten together with your personal card. So I was given a paltry line with the option to reallocate from personal to business. Since personal is 0% for life, I canceled the biz application.
Does anybody know if you have to be a US citizen or permanent resident to be eligible for this card. Last time one of my friends applied for a discover card, and he got a call verifying if he is a US citizen. When he said he is not, then he was denied the card. Is this true for all discover cards? Thanks
Venturion said:If you are applying as a sole proprietorship, my understanding from discussions with Discover CSR is that your maximum exposure (as a proxy for credit line) will be underwritten together with your personal card.
Got my card today. Checked the paperwork and max. fee is $99 instead of $75 so waiting for them to straighten it out. It clearly states $75 on the website.
I have a 12 month offer, pulled from experian (I'm in NY), got a $10K limit (about normal for my credit cards), and consolidated all of my other Discover to this card.
Only problem is that they BT to a card only, so I've got to wait a little bit.
If you want 0% on purchases for 12 months and BT for 12, then get the card from discover's main link...but for the professionals, this one with just BT is better.
How long did it take to get this card? I applied online over a week ago and have not even seen a pull yet. All of the others I applied to appeared in a day or two.
I was declined by mail yesterday due to "insufficient time in business" or some wording like that. Apparently they did not like my 0 years / $0 entry. They never did a credit pull so no damage done.
purplebird said:Does anybody know if you have to be a US citizen or permanent resident to be eligible for this card. Last time one of my friends applied for a discover card, and he got a call verifying if he is a US citizen. When he said he is not, then he was denied the card. Is this true for all discover cards? Thanks
I am interested to hear the answer as well. Thanks.
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