MikeR397 said:For National City, MAKE SURE TO REQUEST A GIANT BT ON THE APP. I know they give up to 35k CL for thier 6 mo business card, so you need to request that 35k BT on the app. If you don't, you will get much lower.

Not necessarily true. I did not do a BT with the app and they gave me $50K for biz. But denied me completely for personal.
Go figure.

Economist said:if you don't show any balances, would the banks think you need "balance transfers"? Also, what about requesting BT with app vs. waiting until it's approved? Found your other thread very helpful too.

The zero balance thing was more a factor of my offers expiring and finishing off forced BTs as part of the WOR.

extra5 said:Try this link for Discover for Small Business. It has an 18 month BT period. It is better than the 12 months for the card you have listed. I found the link here on Fat Wallet a few days ago.

Great! Assuming they give me a decent line this would be worth $75 for an extra 6 months. I left both links in the list though as 12 months with no fee might be more valuable for some. Thanks!

kjgco said:Are you sure about the T&C on the B of A Biz card? I read it as 0% for 9 mos and no cap on the BT fee. (FWIW, my DW did get a targeted offer for 0% 12mos. no fee on this card a few months back.)
Good luck!

You're correct the link is now as you read it and I changed the app over to the platinum rewards plus link that gives 2K bonus points.

Actually for my WOR the link was 12 months but there was a BT fee. What I did was use the card to fund a new citi cavings account with $24K (had a $25K limit). This actually worked out beautifully as it went through a purchase and got no fee applied even better was that I got 24K rewards points for the transfer and adding the existing 1K bonus with the card I was able to exchange the 25K points for an extra $250 statement credit. I am going to try for this again.

Venturion said:thisguy said:
1 (option A) Chase Business Rebate Visa / 0%, 12 months, $75 fee
1 (option B) Chase GM Business / 0%, 12 months, $75 fee

I did both and got $10K EACH. Any reason to only do one?

[edit] PS. FYI, I consolidated the Chase GM biz, Chase Biz Rebate Visa, Amazon.com biz Visa, and the Chevy Chase Biz card into the Chase Platinum biz Visa b/c it came with a BT check.

Here is the Chevy Chase application (0% 12 months, $75 fee).

Here is the Amazon.com business Visa via Cardselection.com (0% 6 months, $75 fee) - I couldn't find the direct link.

Thanks for all the info and links. Good stuff. I guess I could go for both. I thought I would leave one around for a future AOR but maybe I'll just go for it. I guess account age doesn't matter for business cards right?

thisguy said:Thanks for all the info and links. Good stuff. I guess I could go for both. I thought I would leave one around for a future AOR but maybe I'll just go for it. I guess account age doesn't matter for business cards right?Right. Plus, I believe (or maybe want to believe) that closed biz cards can be reapplied for again in future A-O-Rs. With my five closed Chase biz cards, I'm hoping to do the exact same thing again for another $50K in CL.

thisguy said:Glitch99 said:Close your advanta account a couple days prior - then you can apply for their 0% 16-month offer. Going rate for new credit lines from them seems to be about $12500.

Should I give up my existing relationship with them. I guess as a business account it is not affecting my average account age since htey are not reporting it right?Your existing relationship with them is pretty much worthless, and is only keeping you from taking advantage of one of the better promo offers currently out there. Worst consequence is you'll have to register a new login name for online access. So put that relationship in the 'what have you done for me lately?' category and end it.

thisguy said:Another question on filling in apps. Is roboform a good solution? What do you guys use to speed things up and/or save your finger tips?
I can't imagine living without Roboform. That said, you have to check carefully after it fills out a form for you. It saves a good amount of typing, but you still have to manually read each field and often erase extraneous info liker you name 3-4 times under additional cardholders.

Among its useful features for an APR, you can define custom form fields like mother's maiden name, (household) income, employer, etc.

TG, you can get multiple Chase Sony and CitiProfessional cards. I personally tend to close the duplicate card before applying for another, but plenty of FWFers have multiples of each.

FNBO and Infibank (which is owned by FNBO) have a tendency to cancel acceptances when they see a lot of inquiries on a CR. A few FWFers have gotten cards through them, but I'd say more have been denied.

Sorry I gave you out of date info on the Kroger card.

Rorer714 said:thisguy said:extra5 said:Try this link for Discover for Small Business. It has an 18 month BT period. It is better than the 12 months for the card you have listed. I found the link here on Fat Wallet a few days ago.

Great! Assuming they give me a decent line this would be worth $75 for an extra 6 months. I left both links in the list though as 12 months with no fee might be more valuable for some. Thanks!
The rates and fees show 3%, 75 max for your 12mo no fee link. Am I missing something?

18 months - I am in. I though I heard someone say that Discover business shows on you personal report??