MikeR397 said:Thisguy, reading your thread is making me go through AOR withdrawal. I've got another 8 months until I can start planning and thinking of doing another! Good luck, I'll be reading your results. DITTO! I've got 2 months and counting.

lhendricks92 said:

First, a BofA or Citi AMEX will have nothing to do with your lines at AMEX proper. They are completely separate for all purposes.

Second, I can't speak to BofA, but I did have trouble moving some CL form a Citi Diamond AMEX card because it wasn't "compatible." No worries - I just converted the card to a MasterCard and then reallocated.

I was able to move a line from USAA MC to AMEX without issue. I was avoiding AMEX cards from other banks because of the AMEX FR I had recently but if they are completely separate I might have to reconsider. It seems like some of them have good terms promoting their new AMEX cards. Need to look in a hurry as I was planning tomorrow morning as A-Day. (Application-Day)

Apps Completed - Mostly deferrals - more later

win333 said:Still wondering if chase = chevy chase
Chase
Chevy Chase

lhendricks92 said:yes, first usa handles chevy chase's credit cards, and first usa is a division of chase.

bottom line: chevy chase cards count against your total exposure with chase.

I applied for chevy per+biz cards and 1 biz chase.

Never heard nothing from chevy chase and the application status phone line was the same recording. I just don't understand why I didn't get anything from chevy chase.

But I do believe your right. So I don't see any reason to apply for chevy chase? or am I missing something here

Well some results in. Not too bad over all. took me about 4 hours to slog through all the apps. Only made one "mistake" forgot to go through card selection for the AMEX in Chicago card. Figures it's one of the first approved. Oh well. Thanks again for all of your help.

I'll continue to post updates as I can and will keep up the credit score and inquiry tally as best I can.

Thanks again!
Thisguy

supercreditman said:This is one ambitious AOR. I noticed Vectra Bank. Could you please tell us what report they pulled?

Thanks and Congrats,

SCM

I'm not entirely sure you can see the inquiries in my post at the beginning of this thread. I read the terms in the disclosure though and it said the card is issued by BB&T Bank and that they are set in whole or in part on information from Equifax.

Hope this helps

thisguy said:nat city pers - deferred / approved after phone confirmation $12.5K (said they saw all the apps and I should have called them first. They could've given me a higher

did they mean they saw all the inquiries? were they saying you should have called to apply? could you get a CLI if you asked for a big BT now?

anyway, can't wait to see how this A0R turns out...i'm sure it'll be sweet!

I just tried to update TrueCredit and got this message, I haven't updated for 6 days.

I haven't seen this before(only been a customer for 1 month).

AOR looks good, that a nice citi AA line

Good luck

Credit Bureau(s) Not Responding
We are unable to obtain your credit report information.

Explanation:
"Credit bureau not responding" indicates that a credit bureau's system may be down temporarily. These system outages usually happen at night and last up to 4 hours. If you're experiencing this error during the day, the outage will probably not last for more than an hour.

What to do:
Try again. If the problem that brought you to this page was temporary, trying again may resolve the situation and complete your order. If the problem is persistent, you will be returned to this page.

Return at a later time to complete your order.
(Just login to the site and click the "Try again" link above.)

Contact the Customer Service Team for assistance.

Edited to add (false alarm has since updated)

win333 said:THISGUY

Something else i've been thinking about

Everytime you pull your credit during the AOR, makes you have to pull 1 extra time to get ALL B*ed off.

I had INQ's for 2 weeks and I pulled everyday.

Example: 10 hards,soft 2hards, soft, 2 hards, soft, soft, soft, 3 hards, soft, 1 hard.

I realize its fun to pull everyday to see what hit, but It takes that much longer to get all B*ed off.

if CRA hold 60 and you get 25hards with no softs, then it only takes 35 softs to start (est.) with 4 services you get B* in 9 days and all B*ed off in 7 days.

I B*ed mine off in 2 weeks (except mort hards EQ), I think it can be done even faster.

Just a thought(my experience)

I second that, I am in my second AOR and will not start pulling daily until all the Hard pulls are in. I pulled daily before the AOR and during the AOR and it just adds weeks to the "start finish" time