lhendricks92 said: From the ICS faq... The most telling SSN activity threshold is 6 or more applications within 90 days. As many as 75% of accounts that hit this threshold are likely to become bankrupt or charged off. That's us, baby! I feel kind of proud.
Economist said: So the total CL for Discover across personal & business combined without proof is $25k? In that case I won't be able to pick up much new credit, assuming I'm approved for discover business.
I've never sent proof and I have total CL with Discover of $27K across 2 cards. Granted, not much over $25K, but over nonetheless.
OTOH, I was never able to get the Discover dining rebate card that was available a few years back. Denials said something about having reached a limit on total cards issued with Discover. Didn't make sense, seeing as some folks here have around 4 Discover cards of various types, IIRC.
One cracksmoking thing about Chase.com is that business cards cannot exist on a login created for individual users.
However, a login created for business cards can host personal cards too.
I called them up, had them delete my user, then recreated it as a business id, then added all my cards again.
But I was still stuck with cardmemberservices for a third party (lasalle bank) card.
win333
Senior Member - 2K
posted: Dec. 19, 2007 @ 11:14p
Chase on crack, OH YA.
I CLR 2 personal cards to a denied personal application, I got 2 biz cards and 1 prof. in the last 45 days.
41,000 new credit, I only had 40,000 on personal before that and the last 15,000 of the 40,000 I had to send in bank statements. So it was nice to get the new 41,000 on the biz cards.
jwbodnar said: Economist said: So the total CL for Discover across personal & business combined without proof is $25k? In that case I won't be able to pick up much new credit, assuming I'm approved for discover business.
I've never sent proof and I have total CL with Discover of $27K across 2 cards. Granted, not much over $25K, but over nonetheless.
OTOH, I was never able to get the Discover dining rebate card that was available a few years back. Denials said something about having reached a limit on total cards issued with Discover. Didn't make sense, seeing as some folks here have around 4 Discover cards of various types, IIRC. I applied for 1 biz and 1 personal Discover cards, and have total CL of 30K (25K Personal, 5K biz), though I had to fax some documents ... How easy is reallocation of CL with Discover b/t biz and personal, and subsequent reverse reallocation?
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