The cards are starting to come in bank atlantic denied my wife because of the National Parks card. It may be best for those reading to only apply for one Juniper card if they are cracking down. I got 5K Juniper + 10K Bank Atlantic. My Wife got only $7.5K Juniper.

I must have hit a snafu with my Chase Apps because my wife got 2 business cards and the Sony card (still waiting on the Priority Club) with no problems. Bahhh I wanted the Sony card and the United card. I feel jipped.

For anyone out there that can answer the following questions I would appreciate it because these are new facts on this AOR:

1. Has anyone had success with CLI's with Chase on Activation?
2. Has anyone had success doing a CLR with Chase Business? Ideally I would like to close one business card to avoid the $75.00 BT fee and transfer most of the Sony line to business to avoid the other fee.
3. I got the Sony Card in but no where in the documentation does it say anything about the $100 for first purchase. Is this common place?
4. For American Express In Chicago do they provide a BT check or is it card to card only?

dmlavigne1 said:The cards are starting to come in bank atlantic denied my wife because of the National Parks card. It may be best for those reading to only apply for one Juniper card if they are cracking down. I got 5K Juniper + 10K Bank Atlantic. My Wife got only $7.5K Juniper.

I must have hit a snafu with my Chase Apps because my wife got 2 business cards and the Sony card (still waiting on the Priority Club) with no problems. Bahhh I wanted the Sony card and the United card. I feel jipped.

For anyone out there that can answer the following questions I would appreciate it because these are new facts on this AOR:

1. Has anyone had success with CLI's with Chase on Activation?
2. Has anyone had success doing a CLR with Chase Business? Ideally I would like to close one business card to avoid the $75.00 BT fee and transfer most of the Sony line to business to avoid the other fee.
3. I got the Sony Card in but no where in the documentation does it say anything about the $100 for first purchase. Is this common place?
4. For American Express In Chicago do they provide a BT check or is it card to card only?

1. Has anyone had success with CLI's with Chase on Activation?

I called Chase tonight but didn't try a CLI on my Sony card

2. Has anyone had success doing a CLR with Chase Business? Ideally I would like to close one business card to avoid the $75.00 BT fee and transfer most of the Sony line to business to avoid the other fee.

Chase CSR told me that you can reallocate personal to business and they will also direct deposit to your bank account although I don't know if this applies to the business cards or not. My call was for the Sony card and she told me it would not be a problem to do this.

3. I got the Sony Card in but no where in the documentation does it say anything about the $100 for first purchase. Is this common place?

This is an interesting story. The reason I called Chase was when went to Chase online last night to check about a new statement I had, I found out that not only was I approved for the Sony card but there was also already a $100 credit posted to this account. I was shocked and couldn't believe it so I needed verification that they wouldn't yank the credit away as if it was a mistake or something. She told me that after checking on this, it was mine although I still needed to make a purchase. I got the actual card in the mail today and like you, there was nothing in the terms about the $100 credit. So I would check Chase online or sign up and register the Sony card. You just might get lucky and the credit is there already.

4. For American Express In Chicago do they provide a BT check or is it card to card only?

Do NOT use the checks they send with the card as they are CASH ADVANCE checks at something like 29%. Use card to card only with AMEX. I double dipped BOA as I did a reallocation of BOA CL's to the Platinum then transfered to my bank. With AMEX, I transfered from my INNYC card to my BOA platinum and after it hit the card, I called BOA and did another transfer directly to my bank account. Hope this helps

Foo, I just noticed that the discover miles card only has a 6 mo BT 0%... And I got a great line on that....

So I have been rolling on the BT's. Citi's redesigned site sucks! You can no longer make a payment when your statement balance is $0.00. Last AOR I would make a small charge, then immediately pay it when it hit. All of the small purchases that were made to earn the TY points will need to be billed via statement before I can pay them off and get the Citi BT's. The BOA cards are MIA much like my Chase cards were on my AOR. Overall though, good success and no real suprises.

DjPiLL said:Use an external bill-paying software with a different bank to make your immediate payments.

Thanks. I use Fidelity Bill pay so I may give it a whirl. Although I am not losing any 0% time (just stretching the AOR out) because Citi gives 12 months from the first BT. I will try bill pay though.

dmlavigne1 said:So I just discovered an improvement to Citi's site! Now you can BT (via sent check or ACH) funds without calling the CSR!! Gotta love it....
Hotness. Now if they'll just do the same for the BT I overpaid to my Diamond Card, it would save tons of time in waiting for check to be issued, mailed, deposited, etc.

I have 4 citi card. I just found that only one card has this DD option, the other three only have mailing a check
option.

cyberkost said:dmlavigne1 said:So I just discovered an improvement to Citi's site! Now you can BT (via sent check or ACH) funds without calling the CSR!! Gotta love it....

This option was there prior to the interface change ...

Have you called Chase yet? It might be adverse action, it might not.

In my first orama, I got 4 new Chase cards. At different times, each one was temporarily frozen by the fraud department (disappeared from online access), and I had to call and validate info, and the card got reactivated. 4 freezings over 3 weeks. It was a big pain, but it wasn't really adverse action.

When I got my 1st chase account 500 CLI --->25000 on activation. I wrote the 1st check for 24,000 to my checking and asked the CSR if I could get my statements at my BIZ p.o. box, " She said sure no problem" so I wait a few days and make a 10,000 private mortgage payment (he takes days to cash it). The FREAKIN chase check bounced, which caused my 10,000 payment to bounce!!!!!

So I call chase and they connect me with the FRAUD DEPT., they asked me for social, password, Yada Yada, I was pissed. It's like talking to a freakin wall, " why couldn't you just call me" wall says nothin.

After private motgage was pissed, I got chase to send me a letter stating, that they stopped payment by mistake and that it was all their fault ( I think it helped).

I just wrote another check for 34,000 and you bet your ass I now call chase 1st and get the all clear before writing checks. Then I wait for it to clear. They are 1 touchy bank, they also told me I couldn't DD because I updated my phone #. NOPE had to wait 30 days to DD, even though I've been DDing to the same checking for 4 years.

Chase is great, I always have 0.9% offers on my old accounts, but ya gotta be ready for them to stick ya a little!!

can anyone address my concern? only one of my citi cards has DD option for the BT money.
I called several citi CSRs and they are all clueless.

bobopig1 said:I have 4 citi card. I just found that only one card has this DD option, the other three only have mailing a check
option.

cyberkost said:dmlavigne1 said:So I just discovered an improvement to Citi's site! Now you can BT (via sent check or ACH) funds without calling the CSR!! Gotta love it....

This option was there prior to the interface change ...