Recently I moved. When I logged in to my national city credit card account my address has changed to new one. I remember , i have not change my address. How did that happen? I have done address change with USPS and opend new bank account with Band of america.
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posted: Oct. 22, 2007 @ 12:12a
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Senior Member - 4K
posted: Oct. 22, 2007 @ 12:26a
nottingham said: I have done address change with USPSexactly
posted: Oct. 22, 2007 @ 7:29a
oh didn't you know that there is GPS embedded into your credit cards
Senior Member - 3K
posted: Oct. 22, 2007 @ 10:18a
wiredspider said: oh didn't you know that there is GPS embedded into your credit cards
Don't be absurd. It is simple wiretapping.
Senior Member - 1K
posted: Oct. 22, 2007 @ 9:26p
Now you know how powerful the postal service is.
posted: Oct. 22, 2007 @ 10:10p
I am curious to know. Does that mean if i change my address with USPS it will change my address for all credit card ? Appreciate if some one explain in detail. Thanks
Senior Member - 2K
posted: Oct. 22, 2007 @ 10:34p
Though some of the responses to bizarre questions do lean towards "postal," I suggest asking a USPS employee who would be more than happy to educate you on the nuances of your issue.
posted: Oct. 23, 2007 @ 8:24a
there is a national address registry that the CC companys use
posted: Oct. 23, 2007 @ 9:39a
if you look at the outside of your billing statement you will likely see the phrase 'address service requested'. When the USPS has a change address order and forwards the letter with that on it it sends a postcard to the requester. It cost 70 cents back when I still had occasion to track down deadbeat tenants.
Some issuers will change, some won't, some will change some accounts and not others.
I recently moved, but we did not sell the old house, we are renting it out. Most of the down payment on the new place was from a HELOC on the old house. I checked its terms carefully and there was no requirement that we continue primary residence or only spend the money on that house. But just to avoid excitement, I tried to keep the change hidden from that lender. I switched to online only statements.
But they must have sent some snail mail to the old address - or maybe did a soft pull on a credit report (it's only been a couple months, but everything else is updated with the new address). They don't seem concerned with the change, just standard "We've updated your address" letters like everyone else sent so far. But the loan balance is still pretty big, it will be a hassle if I need to pay it off in a hurry. It's got a great promo rate for a few more months, and we plan to gradually pay it off by then.
I'm pretty sure we're not doing anything against the heloc terms, so I'm still optimistic that there won't be any problem. But it looks like it would be very difficult to keep a change of address undetected by a lender unless you go all out (don't file with usps, don't update with any other accounts).
Senior Member - JayK
posted: Oct. 23, 2007 @ 11:30a
nottingham said: How did that happen? I have done address change with USPS and opend new bank account with Band of america.Someone spread the word about your new address at band camp, eventually the other banks heard about it.
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