BostonOne said: ToHellWithUGA said: Yeah looks like it may finally be time to move on from FAB&T, but to where? GE Capital Bank? 0.95% APR. No debit requirements. Other suggestions welcome. But, that is a savings account (with its 6 transaction per month limit) and presumably does not reimburse you for ATM fees.
mlkrgr said: Best one in Greater Boston would be Cambridge Savings at 2% on up to $25k. Beacon Federal in Chelmsford MA pays 3% on up to $20k. Washington Savings in Greater Lowell pays 3.01% on up to $10k and then 1.51% on the next $15k via a coordinating savings account. I know Washington only accepts applications within the branch as you have to go to the branch to finish any application you start online. Though there's Workers CU that is in Greater Leominster and extends into a bit of Greater Lowell and they will allow teller transactions at other CUs part of the shared branching network.
Due to what they claim is software incompatibility (they recently upgraded their systems), Washington Savings Bank eliminated the reward savings account. Before September 30, 2014 they paid 2.53% up to $10k in the checking and 1.26% up to 15K in the coordinating checking account. If you maxed out both accounts with a total of $25k, your annual return was 1.77%.
With the software upgrades they now pay 2.48% on the first $10k in checking and 1% on the next $10k. Balances over $20k in checking and ALL balances in savings pays 0.3%. If you max out the checking at $20k your annual return is pretty close at 1.74%, but the fact that it's only on $20,000 means you lose about $94/year.
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