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$20 Discover Gift Card for every $200 you spend on your Discover Card Archived From: Finance

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I am going to try it today and post the result.

Update:
Made $100 - single $1300 purchase

In my mall, Discover CSR took my crdit card info and receipt info and gave me 5 $20 GC.

She scan my Discover card before giving GC to make sure I did't get any GC before.


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Just got back from the mall.. Here's my little story..

Went to the Customer Service desk and asked if they sold Visa Gift Cards... (Had planned to just buy 2 $500 like someone else mentioned). She said they didn't, but sold Discover Cards. .And I could buy them and it would count towards the promotion. They only had demoninations of $20, $50, $100 for the cards and there was a $4.95 fee.. I wasn't sure if that was per card (which would be $4.95 X 10) or not. Also the lady told me the gift cards could not be used to then purchase an item and get another gift cards.

Went shopping and 'bought' a watch.. My card wouldn't scan.. Finally paid and got an email from Discover Fraud protection. They were checking in to verify my purchase. Then went and 'purchased' a jacket. Total purchases were $1020.

Went back to the customer service desk. The lady there was over 100 and had never done these before. She had a problem scanning my card so she had me fill out this form .. The thing is the form asked for my last name, and signature... At no time, did she record my Discover card # and the form did not ask for it.

Could be a loophole to do it again.


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lakeforest mall according to the site is in "baltimore;" it's actually in gaithersburg, md. (closer to dc than baltimore) I'm waiting for closer to thanksgiving to buy GCs there...(ruby tuesday, red robin) and probably a bunch of stamps from a convenience store there...I hope.


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Anybody tried to get 5 $20 gift cards at different mall? Thanks.


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anyone try it in Woodbridge Mall in NJ?


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Also the lady told me the gift cards could not be used to then purchase an item and get another gift cards.

I'll reiterate that I saw with my own eyes that Discover Gift Cards are eligible plainly printed in black and white in the kiosk guy's guidebook when he verified that my plain vanilla Discover card was eligible for the promotion.


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WalStMonky said:Also the lady told me the gift cards could not be used to then purchase an item and get another gift cards.

I'll reiterate that I saw with my own eyes that Discover Gift Cards are eligible plainly printed in black and white in the kiosk guy's guidebook when he verified that my plain vanilla Discover card was eligible for the promotion.

This will be very interesting. How about use 5% Citi CashReturns card to by Discover Gift Cards online, then take the Discover Gift Cards to buy regular VISA gift cards (like some one mentioned early) and get redeemed for $20 GCs. Iterating this process, you will get a lots of $20 GCs. I guess the 5% you earn from Citi Card may be enough to cover the card fee for buying Discover GCs online and VISA GCs in local mall. This lets you transfer $$ from your Citi card to VISA GCs and get lots of $20 Discover GCs. Can this work?


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I bought something in the mall and got the gift card, after that I returned the stuff to the store. Is that OK? Will Discover realise you returned the goods and charge back your gift card? Please advise. Thanks...


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Well, it doesn't say anything in the T&C about giving up your return rights. Thank god, because I realized shortly after getting my gift cards how silly the impulse purchase of $1100 worth of DVD box sets was. Of course now I want a Craftsman toolbox like that other nice poster bought.


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I bought few ipods from Circuit City, the total of my purchase was $1100.00. Then i went to the mall's customer service desk and showed my reciept, they gave me 5 $20.00 Discover Gift Card. The next day i returned my purchases back to Circuit City and got a refund of $1100.00 and i get to keep my 5 $20.00 gift cards.

I will try to do this again at a another mall near me.

will keep you guys posted on how the 2nd round goes.

The second round went well. I went to Fox Valley Mall in chicago suburbs. Bought 1100.00 Movado from Carson;s. Then went to the Mall's service desk, gave my reciept and they gave me 5 $20.00 Discover Gift Card. I took the watch back and returned it. This transaction was very simple just took 20 mins start to finish. $100.00 not bad for 20 mins of work.

Let me know if anyone would like any more details. There are total of 9 malls around me that Discover is running this promotion. This comming weekend i will be going to all the remaining malls and will perform the same task. My target is to reach $900.00 this season.


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chooi said:I bought something in the mall and got the gift card, after that I returned the stuff to the store. Is that OK? Will Discover realise you returned the goods and charge back your gift card? Please advise. Thanks...

I would worry less about the charge back and worry more about them using you as an example and throwing you in jail for fraud....


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wow with more and more people taking advantage of this deal, i can bet that fewer malls will even participate in the program next year.


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cksupersonic said:I bought few ipods from Circuit City...

I've never seen a Circuit City in any malls. Do you mean that this promotion is also good w/ any stores around a mall/shopping center?


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skadoo323 said:wow with more and more people taking advantage of this deal, i can bet that fewer malls will even participate in the program next year.

I would think the opposite... With more people doing it, it means more people are using their Discover card which is exactly what Discover wants


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u2head8 said:cksupersonic said:I bought few ipods from Circuit City...

I've never seen a Circuit City in any malls. Do you mean that this promotion is also good w/ any stores around a mall/shopping center?

Same here re: CC.. I described my little trip already, but the customer service lady didn't look at the stores on the receipts, just the fact that I used my Discover card and the $$ amount. I suppose you could try going to another store outside of the mall and bringing your receipt to the mall and just play dumb if they notice


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j123vt99 said:skadoo323 said:wow with more and more people taking advantage of this deal, i can bet that fewer malls will even participate in the program next year.

I would think the opposite... With more people doing it, it means more people are using their Discover card which is exactly what Discover wants

That is a good point, but what about those who are buying items on their card then returning them, just to get a gift card. I think the mall buys the gift cards that are handed to the customers. Then again the mall has a limited amount of these cards supposedly. I guess the whole thing is to attract consumers to shop at the mall. It benefits the mall, Discover, and FatWallet members lol.


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maddybeagle said:chooi said:I bought something in the mall and got the gift card, after that I returned the stuff to the store. Is that OK? Will Discover realise you returned the goods and charge back your gift card? Please advise. Thanks...

I would worry less about the charge back and worry more about them using you as an example and throwing you in jail for fraud....

Nonsense - show us how chooi, without deception, hasn't fully complied with the stated T&C, which do not stipulate forfeiture of the bonus if one returns the purchase.


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How do you use multiple Discover Gift Cards on a single purchase. Let's say I want to buy a single $100 item with five $20 gift cards. Can I just hand the cashier all the gift cards and let the cashier scan them?


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depending on the cashier, they should understand how to do it... (restuarants do it a lot, i think) just tell them put $20 on each card...


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To answer an earlier question, the after-tax total is all the kiosk cares about when you hand over your receipts. So a product selling on the shelf for $189 will earn you the gift card in states with average sales taxes.


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