why do people charge only $1000? is that the maximum allowed to fund an account with?

I went up to the last page of the checking account application, but didn't submit it. It didn't ask about checks. The fee schedule does not give a specific charge for checks. For those who have already opened the account, how much were you charged for checks? Or is there an option later to decline paper checks? (I want to make sure I have enough on deposit so that the check printing charge doesn't take me below the minimum balance to avoid monthly fees.)

Just applied for both accounts and funded them with citicard. They are yet to approve the account.

how do you guys check your available cash advance balance in citicard account. when i login it shows the available balance but doesnt show exactly the available cash advance balance. just want to make sure if ava. cash advance balance doesnt go down and this funding has been treated as purchases. I know I will be able to see it tomorrow or day after it post in the activity.

Has anyone applied for multiple account in same household? My gf lives with me and want to apply in her name but she has the same address...

DreamKrusher said:2tiger said:Dose anyone know what the cost to close this account? How long do you need to keep it open? Thanks

It appears you can close your account any time without fee as long as you don't request a sight draft.

"CLOSING AN ACCOUNT—You may close your Account at any time.
If you close your savings Account before interest is credited, you
will receive the accrued interest subject to any fees described in this
Account Agreement. If you close an interest bearing checking Account
or money market Account before interest is credited, you will not
receive the accrued interest. The Bank will charge you a fee if you close
a retirement Account and transfer it to any third party. The Bank will
also charge you a fee if you close your Account by sight draft. These
fees are stated in the Service Charge Schedule"________________

what does the "sight draft" mean?

So I must maintain 250+250 to avoid fee until the bonus credited and I could just withdraw all the money and close them?

xvmehta said:I just found out from CSR that this offer is good for only one account per household.

Also, how do you get confirmation email when application does not even ask for email address? I am told by CSR that only way they contact us is through mail.

I opened account on Monday with credit card for initial deposit. Still no charge on my Chase card. Isn't charge immediate?
email is asked in your application but this info is optional. charge takes a few days.

I could not find the 6 month requirement.

A sight draft is a check. If you want them to write you a check for the balance in your account at the time of closing, they will charge you $25.

Draw the account to $0 before asking them to close...sight draft fee avoided.

AugustFour said:xvmehta said:I just found out from CSR that this offer is good for only one account per household.

Also, how do you get confirmation email when application does not even ask for email address? I am told by CSR that only way they contact us is through mail.

I opened account on Monday with credit card for initial deposit. Still no charge on my Chase card. Isn't charge immediate?
email is asked in your application but this info is optional. charge takes a few days.

i mean just pull all fund and close it, so what? how do they charge you? (do not beat me ^_*)

I will confirm the same: 2x $1000 purchase on my BofA card for funding "LASALLE BANKS NEW ACCT."

how do you get to open with 2x $1000 credit card during the application process?

playcentric said:how do you get to open with 2x $1000 credit card during the application process?

I called the CSR.

Regarding using 5% CashBack Citi card, there is a thread. Go to message posted on Sep/19/2007 6:00 PM by tuphat. He/she used the card to fund it.