Edit

Forums
Finance

Bank Of America Credit Line Increase on Crack Archived From: Finance

  • tweet this
  • Post to Facebook
  • Text Only
  • Search this Topic »
  • Classic
alert mods    

$250 / 220 / instant / 100,000 / $300

Gonna eat well tonite!!!


alert mods    

$3000 / $0 / instant / $7500 / $5100
$2000 (limit was $1000 before the "increase email") / $0 / instant / $7500 / $4100

Logged out and then logged back in to see the increased limit amounts


alert mods    

ganda said:$250 / 220 / instant / 100,000 / $300

Gonna eat well tonite!!!


alert mods    

22000 / 0/ Instant/ 40000/ 28000
12000/0/Instant/40000/19000

Second request/try on the same cards: Got a messsage written reply in 5-7 days.


alert mods    

hmm got the CLI up from 3.6K to 5K . any luck getting the BT fees waived or capped for the 0% apr offer ?


alert mods    

manuvns said:any luck getting the BT fees waived or capped for the 0% apr offer ?

B of A should be able to answer you question. So call them and ask.


alert mods    

thanks, I just got FIA card services instant increase from 11k to 18.1k.


alert mods    

25k/ $75 / instant / 35k / 33.1k

Anyone know how to request a CLI for a BofA business card online?


alert mods    

3 cards - Yes, I know...bad idea

14,000/10,000/5 days/20,000
4,000/3800/5 days/10,000
1,000/0/5 days/10,000


alert mods    

i must be getting blind, but where is the link to request CLI ?


alert mods    

OK...so something new to add to what has already been seen.

I sae this thread in the AM and hit up the form..

12k --> Instant --> 15k --> 15k

A little later I got a 0% BT check from them in the mail....thought of easy arbitrage and hit up the form again..

15k --> Next Biz day --> 20k

Logged in now and its showing as 20k line. So in effect I did 2 CLIs on the same card. I didnt try to test the limits of the form. My HHI is good and the card has zero balance.


**Edit: Checked EX and noticed a soft. Might be an actual analyst doing the validation if you dont get instant CLI.


alert mods    

MeraNamJoker said:i must be getting blind, but where is the link to request CLI ?

Not all of my cards have the option to request a CLI online. When it's not available, you won't see it listed under card services.


alert mods    

OP, thanks for the thread.... right now, I am NOT going to mess with it (although have to review and maybe reconsider)....

I have BOATLOADS of credit with BoA, have 2 cards with HIGH limits and <50% balances on them, as well as another card with high limit (and a small credit), and my 4th and final card with a small limit (and also a small credit).

I have danced my cards around so much with BoA (which is THEIR idea).... I always have a good BT offer available.... when ONE offer is about to run out, they bring out a new one on another card. I simply move CL to the card with the offer, and let 'er RIP!


alert mods    

I got mine instant increased too. Thanks for the tip.

Updated the quick summary with following info

Original: $13,000
Balance: $0
CL Increase requested: $25,000
CL Granted: $22,100

Cool holiday gift from BofA. Wish Chase would do the same!


alert mods    

I have a card with $4400 (Was higher but reallocated earlier this month) and requested 10K they approved for $5500.


alert mods    

gatzdon said:MeraNamJoker said:i must be getting blind, but where is the link to request CLI ?

Not all of my cards have the option to request a CLI online. When it's not available, you won't see it listed under card services.
Login and click on your credit card account, then on the left hand side:

$0.00 is your Current Balance
$4,100.00 is your Available credit
$0.00 is your Temporary Authorization (rounded)
Request a credit line increase
$0.00 is your Minimum payment due
$0.00 Balance as of your last statement


alert mods    

$11,700 / $8000 @ 0% / 1 day / $30,000 / $30,000


Nice!


alert mods    

sigh.. i got the 5-7 day.. PIF every month


alert mods    

*** Update ***

I just logged back into my account and looked at the limits and the one that I got the initial email for stating my line had been increased to 30,000 is now at 22,600 (the other accounts remain at 30k now) for no apparent reason. I'm confused and I sent an email asking BOA why they sent me an email false advertising a higher credit limit than what I really had so we shall see what they say.

A few months back I requested CLI on a BoA card and a FIA card less than a minute apart. It said instant approvals on both but only one ever showed up. For those with more than one card, you may want to space the CLI requests out a day or so.


alert mods    

BOFA card from 35000 -> 42000

Tried again to bump it up to 48000 but that dint work - got response of 5-7 days standard

IOWA univ award BOFA card: limit $5000 -> 40,000$ didnot work - got same response as above....this is good enough for now!


 Close

Sign Me In
Nickname: 
Password: 
Remember My Login Information:

Forget your login information?

Not Already A Member?
Sign Up Now!



Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.


While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2009