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If I only know sooner thread................. Archived From: Finance

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   posted: Oct. 31, 2007 @ 2:23p
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As a kid, I didn't get as much finance advice that would benefit me in the future. Most of the things I financial knowledge I learned was self-taught and learned hard on. For example, if I got my driver license when I was 16, verse 23, I would save more on my auto insurance. I am pretty sure that there are more fiancial knowledge that can benefit me now. Like choosing the right 401K plan that is right for me and etc...

Hence, why don't we share our financial wisdom and help the common fool for a better financial future!

Please post any financial advice that can benefit any age genre.

   posted: Oct. 31, 2007 @ 2:23p

Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.

   posted: Oct. 31, 2007 @ 2:35p
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Financefool said:
Hence, why don't we share our financial wisdom and help the common fool for a better financial future!
Please post any financial advice that can benefit any age genre.

Read all of FWF instead of only this thread.

   posted: Oct. 31, 2007 @ 2:37p
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If I only knew sooner ...
-- to start my Roth IRA as soon as I had an income. It's a great retirement investment when you are young and are in the lowest tax bracket

   posted: Oct. 31, 2007 @ 4:04p
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Don't sign anything until you fully understand what is going to happen to you in the best case, the expected case, and the worst case.

   posted: Oct. 31, 2007 @ 4:23p
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any anything, even the min on your c.c. otherwise for years after your in a hole.

and bad credit effects wayyy to many things in life (rightly or wrongly ir does).

   posted: Oct. 31, 2007 @ 4:25p
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Don't ever have a business partner. Eventually the business will cease to exist and this will lead to severely strained relationship(s) between the other partner(s).

I wish I had followed that advice.

   posted: Oct. 31, 2007 @ 4:28p
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djscal said:Don't ever have a business partner. Eventually the business will cease to exist and this will lead to severely strained relationship(s) between the other partner(s).

I wish I had followed that advice.My wife is my business partner. Are you foreshadowing my divorce?

   posted: Nov. 1, 2007 @ 12:30a
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tazzy531 said:If I only knew sooner ...
-- to start my Roth IRA as soon as I had an income. It's a great retirement investment when you are young and are in the lowest tax bracketRoth is good advice, but "the lowest tax bracket" has nothing to do with it.

   posted: Nov. 1, 2007 @ 8:01a
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scripta said:Roth is good advice, but "the lowest tax bracket" has nothing to do with it.

The decision to use Roth or Traditional IRA has a lot to do with the value of any tax deduction you can get for a Traditional IRA contribution.

   posted: Nov. 1, 2007 @ 8:01a
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(Expenses + Savings) < Income

   posted: Nov. 1, 2007 @ 8:29a
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tazzy531 said:If I only knew sooner ...
-- to start my Roth IRA as soon as I had an income. It's a great retirement investment when you are young and are in the lowest tax bracket

me too....

....and I wouldn't have bought a new car with my cashwindfall

....and I would have played the BT game a lot sooner and more aggressively

....and I would have found FW sooner.

   posted: Nov. 1, 2007 @ 11:05a
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Master the English language; then learn how to speak and relate to people from all backgrounds and educational levels. Summary: constantly develop interpersonal and communication skills. MBA graduates always comment on how classes oriented around these subjects best prepared them for business success; much more so than specialty classes.

   posted: Nov. 1, 2007 @ 11:29a
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more hookers and keg parties while in college

   posted: Nov. 1, 2007 @ 11:31a
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texasbatman said:more hookers and keg parties while in college
20 years from now: more condoms and kidney dialysis machines.

   posted: Nov. 1, 2007 @ 11:33a
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You need a business mind, not just business talk.

   posted: Nov. 1, 2007 @ 11:54a
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texasbatman said:more hookers and keg parties while in collegeIf you need hookers in college, then you are doing something wrong. Colleges are majority-female now. It's like shooting fish in a barrel.

   posted: Nov. 1, 2007 @ 2:42p
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ETFnerd said:djscal said:Don't ever have a business partner. Eventually the business will cease to exist and this will lead to severely strained relationship(s) between the other partner(s).

I wish I had followed that advice.My wife is my business partner. Are you foreshadowing my divorce?

I said severely strained relationship, not necessarily divorce. Although I do know a couple who were in business together and when their business went bankrupt they got divorced about a year afterwards. They both admit that the failed business was a major contributor...

   posted: Nov. 1, 2007 @ 2:45p
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lorcha said:texasbatman said:more hookers and keg parties while in collegeIf you need hookers in college, then you are doing something wrong. Colleges are majority-female now. It's like shooting fish in a barrel.

Lorcha, you probably didn't go to engineering school, did you?

   posted: Nov. 1, 2007 @ 2:50p
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DiMAn0684 said:Lorcha, you probably didn't go to engineering school, did you?I was once told that engineering school rips your soul right out of your body. Sideways.

No, I did not go to engineering school.

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