Well bumpage has stalled. 3 straight days with 2/7/10 (TU/EQ/EX). It would be nice to at least get some of the EQ's off there, as my TU FAKO is significantly higher @ 759 with only 2 inq's. I know the debate rages on about the significance/insignificance of inq's, so I'm thinking about pulling the trigger before all of my closed/consolidate lines report. Cancelled Advanta today, so that is cleared for go on another app. No word on 13->20k "cracked BofA," but it hasn't changed online and if they've waited this long, I'm expecting a letter declining the CLI. Go time?

dmlavigne1 said:53 business is garbage $1500 CL when others are giving 10K see Link After 2 AOR's I would not bother with 53, WAMU, or HSBC.

Also, the life springs card you have listed is a 0 BT fee card.
-thisguy got 15k approval for 5/3 business here, I'll keep it in so you can laugh at me.
-Thanks for the tip on Lifespring, changed.

fafura said:djspray said:
-Forgot that the AMEX Business Gold removed the 25k points from the TigerDirect deal. Replaced with AMEX Bus Starwood

It seems they still offer 25k pts if I read the fineprint correctly.
Well, I'll be darned. It is still in there. They just stopped advertising it on the graphic. Back to the list it goes, thanks fafura!

Hmm, only one of my inquiries is less than 6 month old (auto insurance), the rest are at least 12, and most over 18 month old. We'll see if the "old" inquiries will play any role. Been pulling pm123 since sept, but so far only 2 EQ dropped, and those seemingly because of them being past 2-year mark.

markkundinger said:Bumpage usually takes a while. If those 7 inquiries are over 6mo old, I'd forget about it and go for it. If younger... well, it's your call.

dcyahoo said:OP said:6) US Bank - 0% 12m BT, no feeoffer expired 09/30/07

I called, there is no ext. 8119, and the rep I talked to could not find such offer.
I need to update the list. Following Glitch99's suggestion here, I requested an offer from US Bank via their website to get the BT fee waived. He was then able to apply, mention the code, and get the above offer on for the Baylor card. I plan to do the same by calling for the above offer.

In other news, BofA declined my 12,300->20k CLI via letter, claimed they looked at Equifax. It must have been a soft pull, as it doesn't show up on either of my credit monitoring programs. Inq's remain the same, but FAKO's continue to rise with everything else equal, odd. I'll probably pull the trigger either Friday or next Monday morning. I want to avoid the weekend = deferred fiasco that happened to me last year.

Thanks for the clarification. We'll see what they reply with. If they can't help, then I'll prolly drop it from my list.

Quite a few deferred, but none declined (phew).

Only BT I requested on App was $19k on Lifespring in hopes of gaining a $20k CL with room for BT fee to spare. Requested a BT to high-use Citi Diamond (5.8k limit), and going to try and request refund.

Will apply for Kohl's card this weekend, and SBoT checking account and Lasalle Bank checking account ($100 bonus + 2 $1,000 CC deposits as purchase @ 5% TYp = $200) on Monday.

Will call either later today or tomorrow (for those open) to check if CL's are available over phone, and request BT checks.

Got a call from Citi today saying they approved my Citi Plat AMEX, and just wanted to know if I wanted to reallocate any. Saweet.

My TU inq's finally showed up, and right now it looks like Citi, Chase and Discover only pulled once for 2 apps each. My FAKO's are still hovering over 700, but when the new accounts show up, that will change for sure.

Was out shopping today, so I applied for the Best Buy Rewards Zone Mastercard and the Kohl's card for kicks. Denied for both, the gig is up!

EDIT: Penfed has comments on my app about "Income verification required for first time account holder." Any one know what this is about, what I will need, etc?

Started calling about app status. Declined for Lifespring - bummer. It was my first app, so the $19k BT I requested on my app must have spooked them. I got a couple more acceptances, but smaller CL's than I was hoping for. Discover was a success, and I should be able to consolidate onto Miles Biz for BT. AMEX Biz Gold was shipped UPS on Saturday and arrived on Tuesday (because of holiday). GE Money said that I'm not in their system, and that it should have shown up. They pulled my credit, so I know the app went through. I'll just watch the mail. Hope this is helping someone. Echo (echo) (echo)....

Echo, echo echo

I think they are all AORed out (9000 INQs) LOL

I started my BIZ AOR over the weekend.