Any experience with them? How long transfers take, etc

http://www.zionsbank.com/deseret_learnmore.html

Posted On: 10/27/2007
nice rate.
Posted On: 10/27/2007
Super long setup, weird limits on EFT/ACH transfers initiated at Zions -- ING transfers and withdraws from Zions with no limits!
Posted On: 10/25/2007
zions desert money market is one of the highest rates out there. was getting 5.56% for awhile now. you will need to send in ID though.
Posted On: 10/22/2007
Asked for notarized copy of drivers license AFTER I sent in my money. Not asled for in application. I told then to cease work and return my checks. A real sorry operation.
Posted On: 10/15/2007
this bank has been great .Easy to communicate with by phone,I have online savings and checking and all works great plus the highest rates around.An a1 bank
Posted On: 10/06/2007
Startup isnt easy. They like detail.But who cares with the result of 5.56 APY.
Posted On: 10/03/2007
They asked for notarized state ID or drivers license after I had submitted the initial deposit. That left my money in limbo until this verification was complete. What a scam! This was never disclosed in the application.
Posted On: 8/30/2007
I wanted to set up an account with them even completed the application. You have to mail in your initial deposit. I , then, called a rep. to ask if all transactions will have to be by mail and was informed that itis only the initial one. I also inquired about what the review dated 7/19 said and was told that was true.
Posted On: 7/19/2007
Account setup took weeks; customer service reps not very knowledgeable. In addition, Zions doesnt seem to inform that ACH withdrawals are limited to $500; Hence, you can only ACH withdraw $3,000 a month via ACH with the 6 withdrawals per month limitation.
Posted On: 6/24/2007
Too hig a minimum. Problems getting account set up

I have had it for about a year, but of course I love it, I have checking with them as well, so transfers are instant from checking to MM and vice versa, so for as little difference as there is between them and the next bank's MM rate I make up by not losing days of interest (but this would be different if you keep a super large balance, which I do not).

welookgoodcom said:berlinsmommy said:

What about this
Account setup took weeks; customer service reps not very knowledgeable. In addition, Zions doesnt seem to inform that ACH withdrawals are limited to $500; Hence, you can only ACH withdraw $3,000 a month via ACH with the 6 withdrawals per month limitation.
Yep. Sucks. Realized that after I set up my account. Am now going to transfer everything out and go elsewhere.

welookgoodcom said:berlinsmommy said:I have had it for about a year, but of course I love it, I have checking with them as well, so transfers are instant from checking to MM and vice versa, so for as little difference as there is between them and the next bank's MM rate I make up by not losing days of interest (but this would be different if you keep a super large balance, which I do not).

What about this
Account setup took weeks; customer service reps not very knowledgeable. In addition, Zions doesnt seem to inform that ACH withdrawals are limited to $500; Hence, you can only ACH withdraw $3,000 a month via ACH with the 6 withdrawals per month limitation.

Unfortunately, I have no experience with all of this. I already had the checking account, so since all transfers between accounts are electronic and instant, I didn't need customer service reps and I transfer everything to checking, so I guess that doesn't count as an ACH since I've done as much as $3k in one transaction, but every single one of my MM transactions has been either in or out of checking.

Have you gone online yet? If not just call 800-840-4999. They give you a temporary password and you just use your SS# less dashes for user name

could someone clarify if the interest applies to the entire balance or if it's laddered? i can't decipher disclaimer with ** on the account disclosures page. thanks.

Got my welcome package today with 5 free checks. So far nothing but good things to say about them. Now will just sit back and hope they keep up better than average rates. If not, just write out a check and deposit it to a local bank

Anyone here got this account linked with their Countrywide savings link account, so you can ACH transfer in and out?

I'm having trouble setting it up at Countrywide, and was wondering if I need to set the account type as "checking" perhaps?

mediocre reviews of zions bank at bankoholics

http://www.bankaholic.com/money-market/

scroll down and click their reviews to read