kenblakely said:"ArboLoco purports to be erudite by using legal terminology incorrectly..."Try again... this sentence fails to use the word correctly. If you would like private grammar tutoring, I accept Paypal.

Lesson #1 will be the difference between a typo and not knowing what a word means and how to spell it.

ananthar said:WhiteGuy said: All banks have the right to close your account at will without reason and do not have to immediately give you the money. I think most banks in the terms of service say they will give you 30 days for payment.

There is a previous case that American Express lost : AMEX credit card contract gives it the right to terminate your account at any time for any reason without notice, but the court ruled that "without notice" does not mean "without given the card holder any notice", rather it means AMEX can call the cardholder on the phone and tell him "we are giving you notice that we are terminating your account effective immediately". In that case, since AMEX failed to do so, they were liable for any incidental damages caused by failure to give notice (in this case card holder was left stuck in a restaurant without any means to pay).

I suspect a similar reasoning would hold BOA liable for any bounced check and other fees you incurred as a result of them closing your account without giving you any notice, plus quite possibly, interest for the time they held your money after closing the account.can you tell us what state this happened in or maybe a cite?

ArbolLoco said:FortMarcy said:ArbolLoco said:kenblakely said:Is 'proports' even a word? And from a (supposed) lawyer no less....I give free English lessons.

There now you're smarter than you were two minutes ago, thanks to me.

I give free dictionary lessons.

You'll notice that the dictionary you cite, Webster's New Millennium Dictionary from dictionary.com, is the same one fooled by the pseudo-word esquivalience. If proport is a real word, a similar definition should be found in at least one other dictionary. When a word is found in only a single dictionary, something is amiss.the only thing amiss is your knowledge of the English language.

Who peed in your snow cone?

ArbolLoco said:Woodchuck312 said:


Who peed in your snow cone?2girls1cone

$500 per movie?

FortMarcy said:ArbolLoco said:the only thing amiss is your knowledge of the English language.
I bow to your extensive knowledge of 19th-century Jamaican colloquialisms. I'll have to use dictionary.com the next time I wish to use one of those.That's the first recorded use of the word, Einstein. Learn to read. Then learn to comprehend. Then send me $5 to my Paypal account for services rendered.

theficus - post an update!

Or if you don't we know that either:
1) You were deported for your terrorist activites (to Gitmo)
2) You hired a lawyer who said stop talking about this, get a mod to delete it incase BoA sees it
3) You should write books, because this was a great fiction!
4) You are a bad FWF member

Post an update!

ArbolLoco said:kenmoreland said:ArbolLoco said:Woodchuck312 said:


Who peed in your snow cone?2girls1cone

$500 per movie?I certainly hope those young ladies got A LOT more than that... hopefully at least enough heroin to make them forget what they just did.

Its funny when I see kids fighting, I tell them, come on quit it, grow up guys, and then we see grown ups bickering over trivial matters like these.

Please take your fights elsewhere or start a seperate thread and keep it all there.

http://en.wikipedia.org/wiki/Expedited_Funds_Availability_Act

My favorite section: enforcement!

Under the act, enforcement is divided by the type of institution, respective to each type's mandated oversight authority:

* For national banks, and federal branches and agencies of foreign banks, the act is enforced by the Office of the Comptroller of the Currency;
* For members of the Federal Reserve System who are not national banks, and for offices, branches, and agencies of foreign banks located in the United States (who are not federal branches and agencies of foreign banks), the provisions are enforced by the Board of Governors of the Federal Reserve;
* In the case of banks insured by the Federal Deposit Insurance Corporation who are not members of the Federal Reserve System, and insured state branches of foreign banks, enforcement falls to the Board of Directors of the FDIC;
* The Director of the Office of Thrift Supervision is responsible for enforcing the provisions of the act in the case of savings associations whose deposits are insured by the FDIC;
* Federal credit unions or credit unions insured by the National Credit Union Share Insurance Fund are subject to enforcement of the act by the National Credit Union Administration Board.

Awards for damages are limited under the regulation, including not more than $1000 in addition to actual damages for individual actions, and not more than the lesser of $500,000 or 1% of the net worth of the bank, in addition to actual damages, for class actions.

newbietx said:silam said:theficus - post an update!

Or if you don't we know that either:
1) You were deported for your terrorist activites (to Gitmo)
2) You hired a lawyer who said stop talking about this, get a mod to delete it incase BoA sees it
3) You should write books, because this was a great fiction!
4) You are a bad FWF member

Post an update!

IMO most likely option 2 happened

That's unfair to us. It is like a great novel missing the last chapter... (or we don't even know how many chapters are missing)

JJDD said:At least, OP should let us know that he found a lawyer and he had to shup his mouth shut.No. He should do EXACTLY as his lawyer says whatever his lawyer says, and if that means not telling his anonymous friends he has a lawyer that that's the way it has to be.

Of course, he might have met with his lawyer, asked the lawyer to protect his terrorist funds, been threatened with going to the police and then murdered his lawyer in a fit of rage and now he's on the lamb, perhaps in Jamaica and perhaps in Pakistan, while the heat cools off and he can then restart his plans to do whatever it was he was caught doing by BoA.

You, dear reader, will have to be the judge.