I'm about to make a $74k transaction from my BofA account with AOR money.

I have been a customer since I was in short pants but I should probably call them and clear it with them first I guess.

ArbolLoco said:I'm about to make a $74k transaction from my BofA account with AOR money.

I have been a customer since I was in short pants but I should probably call them and clear it with them first I guess.
Depends, Whats your name?

I'm firing off a complaint to Bank of America and the OCC first thing tomorrow. Should I include any other agencies or organizations?

I don't know about a lawsuit. It's easy to say I'll file one but it takes more effort to actually follow through. I don't know if it's worthwhile considering the likely outcome (little to nothing). I'll see how my meeting with the local branch and complaint to the OCC go first.

And I haven't mentioned my name or the slur because it would strip me of the relative anonymity we enjoy here and it would define any of my future postings. I'm sure you can read between the lines and arrive at your own conclusion.

EricGo07 said:Joking aside, just hit the bank with a harassment suit. At a minimum it will make them more receptive to indemnifying you for fees you incur. You know, by way of apology.did that guy who deposited the fake check and got arrested at bofA ever get his fees paid by BofA for clearing his name? I dont think so. And he made it to major media.

theficus said:I'm firing off a complaint to Bank of America and the OCC first thing tomorrow. Should I include any other agencies or organizations?
contact an advocacy group that represents your ethnicity/religion/race (e.g. if you're Muslim, the Council on American-Islamic Relations). They might have more advice, and they might be interested in getting involved and publicly shaming BofA. Regardless of BofA's "right" to close your acct for any reason, I presume your ethnicity/religion/race is not a permissible reason and would be considered discrimination.

And I haven't mentioned my name or the slur because it would strip me of the relative anonymity we enjoy here and it would define any of my future postings.
Even if you're Togolese, I can't imagine revealing that will strip you of your anonymity. How could your ethnicity/religion/race possibly define any of your future posts?

Newsflash - just bc someone utters a racist statement doesnt mean aything.

Unless the fraud investigator who made a racial statement during dicussions with OP was the same one who made the account closure decisions, this has nothing to do with why this action was taken.

Im sure a faceless computer program flagged the accounts, the decision was made to close them , and only when arguing with the CSR did they make their racial comment. That person likely wasnt the person making account decisions, just the one listening to OPs rant

SUCKISSTAPLES said:Unless the fraud investigator who made a racial statement during dicussions with OP was the same one who made the account closure decisions, this has nothing to do with why this action was taken.
If the OP's recent transactions were as ordinary as he described, and a fraud investigator made a racist statement, it's not hard to put 2 and 2 together. However, that's a big "if," and the OP has not been particularly forthright here.

Im sure a faceless computer program flagged the accounts, the decision was made to close them , and only when arguing with the CSR did they make their racial comment.
I wouldn't be terribly surprised if our govt was instructing the largest retail bank in the US to flag accounts with certain names linked to terrorists [i.e. some common Muslim-sounding names]. who knows.

SUCKISSTAPLES said:Newsflash - just bc someone utters a racist statement doesnt mean aything.

Unless the fraud investigator who made a racial statement during dicussions with OP was the same one who made the account closure decisions, this has nothing to do with why this action was taken.

Im sure a faceless computer program flagged the accounts, the decision was made to close them , and only when arguing with the CSR did they make their racial comment. That person likely wasnt the person making account decisions, just the one listening to OPs rant
I agree with you that a computer probably flagged my account. If that's all it took, however, then most of us here in FWF would be facing the same problem. My transactions are on the low-end for an AOR and not anything I haven't done (and still do) at other banks. A more likely scenario is a computer flagged my account, a person manually reviewed my account, and he or she decided to close it based on their personal prejudices. The CSR who insulted me probably deals with irate people all day long and just blew up on me. It still doesn't make her right, though.

scott1961 said:Not sure why you're worried about that, I think knowing a bit more about posters helps in understanding their posts. I can still be anonymous but revealed that I am a Jewish right wing conservative nut living in MA, Heck I probably just blew my anonymity since I think I am only one in this State
OK, I'll use this username for this thread only and create a new name for my future postings.

I wouldn't be terribly surprised if our govt was instructing the largest retail bank in the US to flag accounts with certain names linked to terrorists [i.e. some common Muslim-sounding names]. who knows.
I'm Muslim and I was born in the Middle East. One of my parents is white and I grew up speaking English, so nobody can tell my race or religion unless they know my name. The CSR pretty much called me a terrorist.

I hope everyone is satisfied now.

SUCKISSTAPLES said:

Its perfectly OK to have a list of names or surnames to be suspicious of. If my name is Apporama Bin Laden, and you see hundreds of thousands of $$ coming into my account, I should know I will be facing increased scrutiny

Apporama Bin Laden lol Now that would be quite the threat. Financially and terroristically.