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g10ny
- Graceful Member
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posted: Nov. 9, 2007 @ 4:22a
Awesome, so lately BofA are hanging up calls when you are recording the conversation? Way to go, OP, it seems you are beginning to learn changing BofA's attitude! (makes me want to have a recording device when going to talk to the boss) |
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aquariumwarehouse
- Senior Member
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posted: Nov. 9, 2007 @ 4:34a
gatzdon said:theficus said:.... I think I should at least be able to recover all the fees I've incurred as a result of Bank of America's actions.
I don't want to discourage you, but lately there has been a lack of justice in the legal system. The only way you can recover fees is if you can cite a specific law that BOA violated. And then, you can only collect up to the amount that law allows for.
Good Luck You might consider a "Small Claims Court" case to recover your NSF fees, that at least will get the info out in the open and in the legal system. |
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alphacow
- Happy Member
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posted: Nov. 9, 2007 @ 4:53a
Well, all I've got to say is this is Bull Honkey. Good luck to you, hope you get it resolved. I'm going to close out my Boa accounts. |
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RS4Rings
- Senior Member - 7K
rated:
posted: Nov. 9, 2007 @ 5:06a
glxpass said:scott1961 said:DavidScubadiver said:Monkeysan said: If someone else steps into a hole, but you walk around it, does the hole not exist for you? Basically, for all intents and purposes, the hole does not exist for me if I've walked around it. Right, Not to sound uncaring, but I am. As long as I have no problems then why should I worry about someone else's ? I'd say the hole exists for you if someone you care for steps into it. I hope the "as long as I have no problems" question was an attempt at humor; if not, then I'd re-think that question. Was not an attempt at humor and was the truth. First if I had the the problem OP is having I would not be wasting all this time posting here, I would plant myself at the nearest branch and want a sit down with someone. Also I see many times in this thread that BoA sucks and they have high fees and terrible service, I have not experienced any of that and always felt fees are the results of a mistake. So if others want to say BoA sucks then I can say BoA is great |
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glxpass
- Senior Member - 3K
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posted: Nov. 9, 2007 @ 5:48a
Thanks for the explanation. That made more sense to me than the statement that I responded to. And, yes, I find it curious that OP is spending so much of his time not actually trying to get the problem cleared up, but generating discussion here. The recording that he linked to seemed to be more designed to provoke a hang-up response than to actually solve the problem. The thing is, I do have sympathy for people who are in these kind of predicaments, and if BoA really did these things to OP, then it does bother me, regardless of how I've been treated by BoA, and regardless of whether or not BoA had the legal right to do what they did. What I don't have sympathy for is when someone in that situation simply exacerbates the problem, rather than tries to solve it. Regrettably, that seems to be the case here. And to put it into perspective, I see a "copycat" tnread. After reading its initial post, that's it for my reading and participating here, and I'm not going over to that thread again. These type of threads belong on Bank of America Sucks, rather than FWF. |
Message edited by: glxpass on 2007-11-09 06:11:38 CST
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DavidScubadiver
- Frivolous Member
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posted: Nov. 9, 2007 @ 7:31a
theficus said:Here's my second attempt at discussing the account closure with Bank of America. This attempt was really uneventful because the CSR hung up on me. I called them back and I'm on hold again right now.
EDIT: On second thought, she mentions the accounts closures were ordered by the card division, a different reason than what I was told last time.Two things I have to note: First, you don't SOUND like a terrorist. And, second -- I have the same question as somebody else did -- how did she know you were recording? Do you use a device that gives an audible beep? |
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gizmotoy
- Senior Member
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posted: Nov. 9, 2007 @ 8:15a
DavidScubadiver said:theficus said:Here's my second attempt at discussing the account closure with Bank of America. This attempt was really uneventful because the CSR hung up on me. I called them back and I'm on hold again right now.
EDIT: On second thought, she mentions the accounts closures were ordered by the card division, a different reason than what I was told last time.Two things I have to note: First, you don't SOUND like a terrorist. And, second -- I have the same question as somebody else did -- how did she know you were recording? Do you use a device that gives an audible beep? It's probably noted on the account to ask if they're being recorded, as that was the second time he was hung up on for recording calls. |
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dumroo
- Ancient Member
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posted: Nov. 9, 2007 @ 8:21a
theficus said:The local branch said they are locked out of my accounts. I finally reached a CSR, but she promptly hung up when I told her I was on a recorded line.He told the CSR that he was on a recorded line... that is how they knew. OP, Do not tell them - as a previous poster said, as long as there is notification (I am assuming BofA phone system gives this notification) that the line is being recorded by either party, you can legally record the call. |
Message edited by: dumroo on 2007-11-09 08:21:55 CST
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asharerin
- Senior Member
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posted: Nov. 9, 2007 @ 8:57a
You should be happy BOA is closing your accounts! 2 years ago it took me 3 months and 6 visits to my local branch to close a checking account. They wanted their monthly fee and refused to close it. If you are a shareholder this bank is great. If you are a custy forget about it. I just take them for a few grand in credit card sign up bonuses every year. Stay well clear for any other purposes IMO. Great stock to own tho lol. |
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LordKronos
- Senior Member - 1K
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posted: Nov. 9, 2007 @ 9:16a
dumroo said:He told the CSR that he was on a recorded line... that is how they knew. Did you listen to the recording? He didn't come right out and say "oh, by the way...I'm recording this". She asks if he needs to know the reason for the closure, he says yes he does, she starts reading off the screen "it says bank card referral" and then she stops mid sentence and asks him if hes recording the conversation. In the recording, I don't hear any audible beep or anything that would give her an indication. I suspect she was about to say something that would make the bank look bad. |
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gizmotoy
- Senior Member
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posted: Nov. 9, 2007 @ 9:44a
LordKronos said:Did you listen to the recording? He didn't come right out and say "oh, by the way...I'm recording this". That was the second call. He didn't post the first call, and as dumroo correctly quoted he admitting to telling them the line was recorded that first time. Since he told them he's recording calls it's probably now noted on his account to ask him if he's recording before sharing any more information. |
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jomarrod
- Senior Member - 2K
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posted: Nov. 9, 2007 @ 10:36a
OP sounds like you need bigger balls to take legal action against them. Everybody has been suggesting to do it NOW but you prefer to wait for them instead. Take the bull by its horns!!!!!!!!!!!!! |
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theficus
- Member
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posted: Nov. 9, 2007 @ 10:39a
The CSRs know the line is being recorded because my phone makes a beep when it's recording. I'm not going to lie and tell them otherwise. I have some more audio with another rude and unhelpful CSR. She claimed that "Bank of America monitors phone calls but doesn't record them." I'll try to post that in a few hours. I called again this morning and spoke to a CSR without recording the conversation. She told me the following information: 1.) My accounts are closed as of 11/06/07. She then contradicted herself by stating that my accounts are open to receive credits only. 2.) Bank of America will send me my money when they "feel it's appropriate." 3.) They will deduct the several hundred dollars in fees from my refund check. 4.) I am blacklisted by Bank of America. They also share this information with other banks. 5.) It's not Bank of America's problem if all my payments bounce. It's also not their problem if they continue to take my paychecks and hold them. "You shouldn't commit fraud if you don't want to have these problems." 6.) There is a note on my account stating "CSRs are not to speak with this individual. He is known to record conversations. Refer him to our legal department only." She hung up on me after reading this. I guess she didn't see it until she read it to me. I'm going to the courthouse Monday to file my lawsuit. I'll post updates as things happen. |
Message edited by: theficus on 2007-11-09 10:44:48 CST
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LordKronos
- Senior Member - 1K
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posted: Nov. 9, 2007 @ 10:41a
gizmotoy said:That was the second call. He didn't post the first call, and as dumroo correctly quoted he admitting to telling them the line was recorded that first time. Perhaps I'm wrong, but I was under the impression that the recoding he posted was of the same conversation he had mentioned in the previous post. |
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LordKronos
- Senior Member - 1K
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posted: Nov. 9, 2007 @ 10:42a
theficus said:The CSRs know the line is being recorded because my phone makes a beep when it's recording. That explains it, though it's odd that the sound doesn't show up in the recording (or at least I didn't hear it). |
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DavidScubadiver
- Frivolous Member
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posted: Nov. 9, 2007 @ 10:48a
theficus said:The CSRs know the line is being recorded because my phone makes a beep when it's recording. I'm not going to lie and tell them otherwise. I have some more audio with another rude and unhelpful CSR. She claimed that "Bank of America monitors phone calls but doesn't record them." I'll try to post that in a few hours.
I called again this morning and spoke to a CSR without recording the conversation. She told me the following information:
1.) My accounts are closed as of 11/06/07. She then contradicted herself by stating that my accounts are open to receive credits only. 2.) Bank of America will send me my money when they "feel it's appropriate." 3.) They will deduct the several hundred dollars in fees from my refund check. 4.) I am blacklisted by Bank of America. They also share this information with other banks. 5.) It's not Bank of America's problem if all my payments bounce. It's also not their problem if they continue to take my paychecks and hold them. "You shouldn't commit fraud if you don't want to have these problems." 6.) There is a note on my account stating "CSRs are not to speak with this individual. He is known to record conversations. Refer him to our legal department only." She hung up on me after reading this. I guess she didn't see it until she read it to me.
I'm going to the courthouse Monday to file my lawsuit. I'll post updates as things happen.What state are you filing in? |
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g10ny
- Graceful Member
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posted: Nov. 9, 2007 @ 10:56a
theficus said:The CSRs know the line is being recorded because my phone makes a beep when it's recording. I'm not going to lie and tell them otherwise. I have some more audio with another rude and unhelpful CSR. She claimed that "Bank of America monitors phone calls but doesn't record them." I'll try to post that in a few hours.
I called again this morning and spoke to a CSR without recording the conversation. She told me the following information:
1.) My accounts are closed as of 11/06/07. She then contradicted herself by stating that my accounts are open to receive credits only. 2.) Bank of America will send me my money when they "feel it's appropriate." 3.) They will deduct the several hundred dollars in fees from my refund check. 4.) I am blacklisted by Bank of America. They also share this information with other banks. 5.) It's not Bank of America's problem if all my payments bounce. It's also not their problem if they continue to take my paychecks and hold them. "You shouldn't commit fraud if you don't want to have these problems." 6.) There is a note on my account stating "CSRs are not to speak with this individual. He is known to record conversations. Refer him to our legal department only." She hung up on me after reading this. I guess she didn't see it until she read it to me.
I'm going to the courthouse Monday to file my lawsuit. I'll post updates as things happen. Even if it were a scam, I'd still chip in $10 if you need a lawyer in order to fight against BofA, I hope the other FWers feel the same. Tell us if you need. |
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codename47
- Senior Member - 3K
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posted: Nov. 9, 2007 @ 10:56a
Dude, you should have never told them you were recording and should have recorded every call from the start. The terrorist reference would have been priceless. |
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azygous
- Senior Member - 1K
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posted: Nov. 9, 2007 @ 11:05a
Now the thread is informative to follow. How can we record conversations without telling them??/ |
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codename47
- Senior Member - 3K
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posted: Nov. 9, 2007 @ 11:15a
other than buying a recorder and pressing record? Deflect any questions regarding recording or just say no. |
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