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doniam said:   I have had Ally for several years now and an quite happy with them.

Yup I'll go ahead and second this. If you don't have to do cash deposits on a regular basis, Ally is your best bet. Like others, I also keep a local (free) checking account at a local bank with $25 in it for ATM deposits and then ACH the money to Ally. If I really needed my Ally cash today I'd just wire it to the local bank and have it in an hour.

Ally does everything I want a bank to do:
- 0 ATM fees (i.e. unlimited ATM fee reimbursements paid monthly)
- 100% free checks
- deposit rates at or near the top of the market
- no minimum balances
- mobile check deposits with high limits
- free unlimited postage paid deposit envelopes
- 24 hour customer service
- free bill pay
- minimal fees - I've been with them since they became Ally and have never incurred any fees for anything

Except for brick and mortar service (which I have no need for), what else do you need from a bank?





rated:
rifleman940 said:   
doniam said:   I have had Ally for several years now and an quite happy with them.

Except for brick and mortar service (which I have no need for), what else do you need from a bank?

A free toaster?

rated:
rifleman940 said:   
doniam said:   I have had Ally for several years now and an quite happy with them.

Yup I'll go ahead and second this. If you don't have to do cash deposits on a regular basis, Ally is your best bet. Like others, I also keep a local (free) checking account at a local bank with $25 in it for ATM deposits and then ACH the money to Ally. If I really needed my Ally cash today I'd just wire it to the local bank and have it in an hour.

Ally does everything I want a bank to do:
- 0 ATM fees (i.e. unlimited ATM fee reimbursements paid monthly)
- 100% free checks
- deposit rates at or near the top of the market
- no minimum balances
- mobile check deposits with high limits
- free unlimited postage paid deposit envelopes
- 24 hour customer service
- free bill pay
- minimal fees - I've been with them since they became Ally and have never incurred any fees for anything

Except for brick and mortar service (which I have no need for), what else do you need from a bank?






Yes, I'm also extremely happy with Ally. 24/7 customer service via chat is so easy. They call you the next business day to confirm changes.

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