doggyworld said: I'm thinking of moving all my savings from Ally to SmartyPig for their 1.00% rate. Has anyone had any problems with SmartyPig? I've looked at their "goal" requirements and it sounds like I would just need to make a random goal that last forever. I've been using SmartyPig occasionally for several years and have never encountered any problems are issues. Goals can be created for any amount and there is no need to set up automatic monthly deductions (as was the case when SmartyPig was first rolled out). When a goal is closed, money will be transferred to the original funding source. If you have more than one prospective funding source, it might be a good idea to contribute a small amount from each of them so when you shut down the goal, you can have a choice as to where to deposit the funds. The only caveat regarding SmartyPig is that you cannot close a goal until five business days after the most recent transaction into your goal has posted. Funds may be transferred from one goal to another within the same savings account but funds are not eligible for transfer until 10 business days after the funds have posted to a goal. It also takes SmartyPig at least two business days for the ACH transfer to complete.
alienjedi said: LearningCurve said: I just opened one of these "Smart Savings" accounts at Capital One Bank. 1.00% in most markets, it was easy to open online. Rate is guaranteed for a year. I know it's not available everywhere, but I figured I'd post it anyway.
Wherever Capital One has a physical presence, that's all I know. One hint they give you in the link I provided is that if you are not in an eligible area (based on IP address, I assume), the Smart Savings link will bring you to the Capital One 360 (former ING Direct) page instead. I believe you can enter your zip code somewhere on the banking site to find out what is available to you.
LearningCurve said: I just opened one of these "Smart Savings" accounts at Capital One Bank. 1.00% in most markets, it was easy to open online. Rate is guaranteed for a year. I know it's not available everywhere, but I figured I'd post it anyway.
I guess the mods can't fix the QS. Or they're just not understanding my alerts. Or they don't care. All that work we've put in, someone would now have to do it again. If one of the oldest and most useful threads on FWF gets messed up because FW doesn't have legit backups?
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