If you're looking for low risk and high yield investments, checking, savings, Money market deposit accounts and CDs are popular types of FDIC-insured bank deposit accounts.
charlieeisaac said: If you're looking for low risk and high yield investments, checking, savings, Money market deposit accounts and CDs are popular types of FDIC-insured bank deposit accounts.
HIGH YIELD??? Have you been in the shower the last 3 years?
I see a continued free fall, by the end of the summer nobody will be paying more than a pathetic .70%, and come Christmas .50%. But on On July 1, interest rates for student loans are set to jump from 3.4 percent to 6.8 percent!
I agree, it's sad that I have to go into a 3 yr CD paying a measly 1.35 percent at this point. I don't see savings rates going above that number for at least 2 years. May go above that in year 3, but who knows at this rate.
Falcon27 said: I see a continued free fall, by the end of the summer nobody will be paying more than a pathetic .70%, and come Christmas .50%. But on On July 1, interest rates for student loans are set to jump from 3.4 percent to 6.8 percent!
hoops77 said: I agree, it's sad that I have to go into a 3 yr CD paying a measly 1.35 percent at this point. I don't see savings rates going above that number for at least 2 years. May go above that in year 3, but who knows at this rate.
Falcon27 said: I see a continued free fall, by the end of the summer nobody will be paying more than a pathetic .70%, and come Christmas .50%. But on On July 1, interest rates for student loans are set to jump from 3.4 percent to 6.8 percent!
You might be better going into longer-term CDs with slightly higher rates IF the early withdraw penalty is small enough and the rules flexible enough.
anybody tried first financial bank (kasasa cash)? Googling it retunred many results (with the same name)!
I am wondering how reliable they are and if they allow opening online account for out-of-state residents? I am trying to get their 3% APY (hoping they will not reduce it in near future)!
buy4free said: anybody tried first financial bank (kasasa cash)? Googling it retunred many results (with the same name)!
I am wondering how reliable they are and if they allow opening online account for out-of-state residents? I am trying to get their 3% APY (hoping they will not reduce it in near future)!
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