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downhillskier said:   
 
Thank you!  Redneck Bank, Evantage Bank and AmericaNet Bank are internet divisions of three Oklahoma banks which are all owned by the Huckabay family.  I'm not sure why one got left out of the table, but you can add it for completeness.  The account details are the same for all three and its website is http://redneckbank.com - while you're at it, the notes say "sold out on the website", but that's no longer true for any of them.

  
You're welcome. I've added it, and removed "sold out on website". If any other changes are needed, feel free to let me know. 

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noted GE Interest Plus dropped rate for above $50K from 1.10% to 1.05%.

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Updated.

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American Express HYS is down to 0.8%

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Updated.

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I have a capital one acct from the Costco days that I forgot about.

InterestPlus Online Savings, rewards checking

this still the best offered there? or should I switch to capitalone 360?
(way behind the times on bank accts)

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Yeah, I know.

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Shouldn't interest rates start going up instead of down now?

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yurgreat said:   I have a capital one acct from the Costco days that I forgot about.

InterestPlus Online Savings, rewards checking

this still the best offered there? or should I switch to capitalone 360?
(way behind the times on bank accts)

  

ahh.. capital one 360 was ING direct. it's internet only.

for a branch, I need regular capital one.
looks like i'm sticking w/those 2 accts

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nope, don't have to keep interestplus acct.

cap one now has Smart savings w/a 1yr promo rate of .75%.
http://www.capitalone.com/savings-accounts/overview/?Log=1&EventType=Link&ComponentType=T&LOB=MTS 

just switched to that.
its the highest acct with a B&M branch in my area.

(Citibank is .01% and hsbc Online savings is .05% )
surprised about hsbc. they used to have one of the best interest rates

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Sorry, I'm a little scared to mess with the giant chart in the QS, but SalemFiveDirect is back up to 1.00% APY now.

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SomeOtherChick said:   Sorry, I'm a little scared to mess with the giant chart in the QS, but SalemFiveDirect is back up to 1.00% APY now.
 

  what is the maximum deposit that qualifies for 1.00% APY?

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AugustFour said:   
SomeOtherChick said:   Sorry, I'm a little scared to mess with the giant chart in the QS, but SalemFiveDirect is back up to 1.00% APY now.
  what is the maximum deposit that qualifies for 1.00% APY?

  
Looks like max $500k now.  It used to be $1m

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I didnt see it on the list but  mysavingsdirect is @ 1% with no minimum.  

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SomeOtherChick said:   Sorry, I'm a little scared to mess with the giant chart in the QS, but SalemFiveDirect is back up to 1.00% APY now.
 
Updated Salem 5

Edited QS (again) to remove all those extra weird characters

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goldsheet said:   
SomeOtherChick said:   Sorry, I'm a little scared to mess with the giant chart in the QS, but SalemFiveDirect is back up to 1.00% APY now.
 
Updated Salem 5

Edited QS (again) to remove all those extra weird characters

  what is the maximum amount of deposit eligible for SalemFiveDirect 1.00% APY now?

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500K

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and how long is this 1% on $500K gonna last?

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AugustFour said:   and how long is this 1% on $500K gonna last?
  Until it changes.

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thanks

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kfpanda said:   Penfed is paying 3.04% for their 5 yr CD.  Anyone know of one that is better for 5 yr cd?
  
This is the best way to go

Put all your money in this and if you need to cash before 5yr ends, then pay the penalty which is 2months or something

You are WAY better this way than 1% deals

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fleetwoodmac said:   
kfpanda said:   Penfed is paying 3.04% for their 5 yr CD.  Anyone know of one that is better for 5 yr cd?
  
This is the best way to go

Put all your money in this and if you need to cash before 5yr ends, then pay the penalty which is 2months or something

You are WAY better this way than 1% deals

  
PenFed is paying 1.5% on a 5yr CD, and the penalty is 365 days interest.  
Low rate, high penalty, not a good deal.
 

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As of May 1, TIAADirect pays .60% APY on balances up to $9,999.99 and .80% APY on higher balances.

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Fairly low but DCU has been offering 3% on savings accounts for the first $500 since the beginning of the year

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ycct said:   I have added https://banking.gecrb.com/savings-cds/high-yield-savings/index.html to the list - they currently offer MM and HYS accounts yielding 0.85% on balances over $25K and 0.8% on balances over $10K
  
Looks like GE Capital Retail Bank (note, this is different than GE Capital Bank) which is now call GE Capital Retail Bank Optimizer +plus no longer in the thread summary list.
https://www.myoptimizerplus.com/banking/index.htm
The saving rate is 0.95% APY.

Is there a reason why it is removed?

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GE Capital Retail Bank (fomerly GE Capital Bank and formerly MetLife Bank) will change its name yet again on June 2 to Synchrony Bank. There will be no account or routing number change. This should end any possible confusion with GE Capital (Industrial) Bank. The Optimizer program is still being retained.

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arl said:   BBVA Compass NBA Savings is paying 1%:
http://www.bbvacompass.com/nba/ 

Rates and terms here: 
https://www.bbvacompass.com/cashedge/nba/disclosures/nba-savings.jsp

  requires a checking account as well

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iGo MMA down to 0.90%

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arl said:   BBVA Compass NBA Savings is paying 1%:
http://www.bbvacompass.com/nba/ 

Rates and terms here: 
https://www.bbvacompass.com/cashedge/nba/disclosures/nba-savings.jsp

  
(Speaking from experience) This requires that you fight with them, constantly to do what they promised.  It isn't worth the work to fight with Compass Bank - the employees just don't care.  And just because you finally get a rep that understands what they did wrong and promises to fix it... that doesn't mean it will ever get fixed (2 months and counting for me).

Compass Banks sucks - do yourself a favor and stay away.

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I've got a old Alliant CU account that I haven't used in a while, but will be selling my home and getting a large chunk back.(50K+) I loved how fast Alliant's ACH transfers were, and I was able to link the account to many of my CC companies and utilities for bill payments. Should I just keep the Alliant account even though it's paying .70% or try one of the banks with a 1.00% or .90% rate? Do any of those offer the ability to link for bill pay?

On a different but similar note - how do folks like SmartyPig. Looks intriguing.

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I have stayed with Alliant CU for balances $50K+. Even though the rate is 70%.
ACU has the best ACH push or pull's and moves are always the next day. I love that!
When I find a good rate on a short CD, then I often move some of that money into the CD.
But for bill pay and liquid funds, Alliant CU is my "go to" place.

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TIAA CREF (TIAADIRECT) has changed their interest rates upward:
$0 - $9,999.99 0.59% 0.60%
$10,000-$24,999.99 0.79% 0.80%
$25,000-$49,999.99 0.79% 0.80%
$50,000+ 0.79% 0.80%


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Engineer said:   TIAA CREF (TIAADIRECT) has changed their interest rates upward:

$0 - $9,999.99 0.59% 0.60%
$10,000-$24,999.99 0.79% 0.80%
$25,000-$49,999.99 0.79% 0.80%
$50,000+ 0.79% 0.80%


  
They may be getting their lending side together and need cash to fund loan assets. 

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First Trade Union Bank HYS 0.95>0.85

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Quorum Federal Credit Union seems to be offering 1.05% on their HighQ account. Can't find any reviews. Anyone familiar with them?

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The FNBO online savings drop from .85 to .75 snuck in on me.

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