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pattyB said:   I don't believe you're right about the withdrawal policy with Palladian.
You can withdraw with an ACH pull.

  can you tell if they did a hard inquiry or a soft pull? From their website...

Withdrawals

Withdrawals from the Account can be made only by: (i) calling the Palladian Service Center at 877 448-6500; or (ii) written request sent to The Palladian PrivateBank c/o The PrivateBank and Trust Company, 6825 West 111th St. Worth, Illinois 60482.
Withdrawals must be paid either by: (i) check, payable to all holders of the Account, and mailed to the Account holders’ address of record; or (ii) an internal transfer to an existing account at The PrivateBank in which the Account holders have a primary or secondary ownership interest.
Requests to close out an account within the first 90 days will only be completed by returning the funds by the method in which they were received.
ACH funding will be returned by ACH to the originating account.
Check funding by drafting and sending a check payable as the account is titled and to the address of record only.
Internal transfer by internal transfer back to the originating account.
We may take up to 72 hours to process a withdrawal request.

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You must be one of the few that could open an account at Palladian. Their CS is so bad it's not even vaguely worth the .15%

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iNFEKT said:    Their CS is so bad it's not even vaguely worth the .15%
 

  

It's 1.25% Worth it for me.

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Worth it for me also!
1.25% interest rate for liquid funds is hard to find today.  With Palladian you must deposit $10K to open. can be tough.
Good until 1/31/2015.  I even stretched it with another deposit today.

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