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Best Nationally Available High APY Liquid Accounts in: Subjects › Deal

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DavidScubadiver said:Add whatever you like. SBot has not yet confirmed the tier AFAIK.

Well I agree we should keep accounts at their current rates whether we have rumors or even bank guarantees of a change of rate. Any speculation should remain in the notes column.


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SECU Advantage MM Savings rates are down sharply:

  Tiers                  Rate  	 APY
$25,000-$49,999 	4.27% 	4.35%
$50,000-$74,999 	4.31% 	4.40%
$75,000-$99,999 	4.36% 	4.45%
$100,000-$199,999 	4.51% 	4.60%
$200,000-$499,999 	4.55% 	4.65%
$500,000 and above 	4.60% 	4.70%


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Added Bank of America Defeners of Wildlife Money Market Savings account.

Reformated Quick Summary added if Hard Inq. is needed to opened (but haven't filled in all the fields yet).


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How about igobanking? 4.90 APY.


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nekomobile said:How about igobanking? 4.90 APY.

Added.


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I guess it says "accounts" and not funds....but what about MMFs?

For instance, I currently have RMMXX held inside my Wells Fargo account. There are no transaction fees, no minimums, and the current APY is 5.20%.

That beats a lot of accounts on this list. There are plenty of no minimum no fee brokerages that anyway can get so the "available to all" requirement is pretty much met.


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asdf9876 said:I guess it says "accounts" and not funds....but what about MMFs?

For instance, I currently have RMMXX held inside my Wells Fargo account. There are no transaction fees, no minimums, and the current APY is 5.20%.

That beats a lot of accounts on this list. There are plenty of no minimum no fee brokerages that anyway can get so the "available to all" requirement is pretty much met.

Why not? Perhaps we should add a column for federally insured (FDID/NCUA) or not?


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asdf9876 said:I guess it says "accounts" and not funds....but what about MMFs?

For instance, I currently have RMMXX held inside my Wells Fargo account. There are no transaction fees, no minimums, and the current APY is 5.20%.

That beats a lot of accounts on this list. There are plenty of no minimum no fee brokerages that anyway can get so the "available to all" requirement is pretty much met.

Only problem is the rate fluxuates everyday. Maybe add it like the Fidelity smartcash account with a link to FSLXX in the notes.


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mhesidence said:Only problem is the rate fluctuates everyday. Maybe add it like the Fidelity smartcash account with a link to FSLXX in the notes.

works for me.


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Updated E-LOAN 4.75% -> 4.50% and ING 4.20% -> 4.10%.


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Updated SBoT drop.


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RMMXX still holding strong at 5.16% APY.


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BoA DoW down
$2,500 - $9,999 4.50% 4.59%
$10,000 - $24,999 4.60% 4.70%
$25,000 - $49,999 4.60% 4.70%
$50,000 - $99,999 4.85% 4.96%
$100,000 - $499,999 4.85% 4.96%
$500,000 - $2,499,999 4.85% 4.96%


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ED 4.65% down from 4.75%.


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Salem Five rates have dropped:


Under $10K: 4.10%
$10K-$25K: 4.20%
$25K-$100K: 4.30%
$100K-$1M: 4.60%


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HSBC Direct down to 4.25% from 4.50%


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RMMXX is UP to ~5.18% APY.


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Added Savings Square a really basic savings account. Online access with ACH link to existing checking account. That's it. Good rate, not the best.


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