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Curiosity...How long can CC Companies pursue you legally? Archived From: Finance

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jacobhorne, how about this ---

I just read in an Artemis Fowl book that $10k will buy you a new face, passport, and cracking to wipe your interpol record.

I know it is child's fiction, but I'm trying to 'think' like you.


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I just hope Jacob Horne is not his real name.


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Wait, I thought if you skipped the country with large amounts of CC debt you were supposed to go to Poland. Has something changed?


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I'm taking up a collection, once we get $500k we'll send Jacob out of the US, never to return

jacobhorne said:Funny guys and gals...

What about this plan:

I sell all assets and never come back to the US. I permanently live in another country that does not extradite.

How bout that one?


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gludlow said:I'm taking up a collection, once we get $500k we'll send Jacob out of the US, never to return
as long as he doesnt get the money, thats fine with me


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SUCKISSTAPLES said:gludlow said:I'm taking up a collection, once we get $500k we'll send Jacob out of the US, never to return
as long as he doesnt get the money, thats fine with me

For about $100 bucks i know a guy that will whack him


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wow its only $100 in MA? its at least 10k here in the Bay Area...


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SUCKISSTAPLES said:wow its only $100 in MA? its at least 10k here in the Bay Area...
fancy area, high prices. People I know are in "Sin City" as long as they get enough for a couple rocks they will do the job


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I know this is a troll but ...

As Arbo noted if they sue you within the Statute of Limitations, you will never escape them unless they just don't renew the judgment when it comes up every 10 years.

Beyond that, you would have to hope they didn't sue you within the Statute of Limitations which in some states can be 3-4 years, and in others 6 years. If they provide service to your last known address, I believe that is good enough. You skipping the country would not be a good defense against bad service.

So there is likely no way to get away with it, unless you got lucky and all the credit card companies decided to ignore you.

AS someone else mentioned, since you planned all this in advance, you do have some potential criminal liability as well.

One thing you need to work on, young man, is impulse control. You clearly have very bad impulses, so you should never listen to what your gut says, it will only lead you to a life of heartache.


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aeiouy said:You clearly have very bad impulses, so you should never listen to what your gut says, it will only lead you to a life of heartache.Sometimes one's gut says, "I'm full of crap. Get me to the crapper!" In that case, follow your gut or you will leave a nasty trail for others to follow.


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You all are really ridiculous. You are getting like seriously angry over a question. That is kinda sad. I am not musing. It was very simple question. "How long can they pursue you legally?" You people use coupon fraud and try to "Stick it to the man."

CVS making money on deals etc... And All I ask is a question and you people are threatening.

Wow.


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jacobhorne said: You people use coupon fraud and try to "Stick it to the man."

That's Hot Deals, mostly differnet crowd in the Finance fourm.

Even though it is a hypotheical, its bad taste to be pondering finace fraud/crimes on a finance forum.


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As Arbo noted if they sue you within the Statute of Limitations, you will never escape them unless they just don't renew the judgment when it comes up every 10 years.
A judgment is not a check or otherwise negotiable instrument. They still have to recover the funds, and if they can't find the funds or you, you've effectively escaped.

If they provide service to your last known address, I believe that is good enough.
Stop believing and start reading. Serving someone at their last known address is generally NOT good enough. Methods of service vary from state to state, but generally it involves actually seeing the person, serving them at their home, business, or some location actually connected to them. Knowingly sending it to an old address is a good way to get crushed in court.

AS someone else mentioned, since you planned all this in advance, you do have some potential criminal liability as well.
No, not really. Liability for what? defaulting on a debt isn't a crime.


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codename47 said:
No, not really. Liability for what? defaulting on a debt isn't a crime.

Defaulting on a debt is one thing, But premeditating the whole thing could make it criminal


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Yeah it is bad taste but I mean really is it that terrible?...LOL...Speeding is crime to. I am sure you guys are perfect angels and report your taxes perfectly and honestly...Give me a break!

ALL I ASKED WAS A QUESTION. I do not need you all to be parents. I know right from wrong.

Is there a way to delete this topic? You guys really can not handle it.

Why is it me vs the Finance forum?


I know I am the only person ever in history to actually think of this! J/k


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But premeditating the whole thing could make it criminal
According to what? You can think of defaulting on a debt all day long. As long as you didn't misrepresent anything on the application, you are free to default, just as they are free to sue you, send a collector, or do nothing.


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jacobhorne said:
I know I am the only person ever in history to actually think of this! J/k
Actually, this stupid question has been asked before here.


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codename47 said:But premeditating the whole thing could make it criminal
According to what? You can think of defaulting on a debt all day long. As long as you didn't misrepresent anything on the application, you are free to default, just as they are free to sue you, send a collector, or do nothing.

Pretty sure you are agreeing to pay the debt when signing the application, So if you filled out planning to default it would be a different story


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lostdude said:jacobhorne said:
I know I am the only person ever in history to actually think of this! J/k
Actually, this stupid question has been asked before here.

And I'm sure it will be asked again and again


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codename47 said:But premeditating the whole thing could make it criminal
According to what? You can think of defaulting on a debt all day long. As long as you didn't misrepresent anything on the application, you are free to default, just as they are free to sue you, send a collector, or do nothing.
According to some prosecutor who can make a case. No one here is saying it's likely to happen but if some poor sap can be arrested for returning a video late a case can be made for fraud in the scenario OP described.

IMO it's not that hard a case to make.


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