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rated:
Does anyone know if PenFed pays closing costs on any of their refinances? ie not a purchase where you use their realtor.

rated:
Thanks for all the help. Is there any other website to check other than bank rates. Checked with one of the local lender. They are little higher without closing costs.
Looks like online is the only option to get lower rate.

rated:
You might try a zillow mortgage search.

rated:
gremln007 said:   You might try a zillow mortgage search.
  Thanks. I find some more at 2.75% with no closing. But fine print says third party fees may not be included (Title, escrow, insurance and taxes).  Insurance and Taxes are going to be part of escrow.
  Are we going to pay up some third party fees (title) even though they says zero closing costs.

Thanks

rated:
rustum said:   
gremln007 said:   You might try a zillow mortgage search.
  Thanks. I find some more at 2.75% with no closing. But fine print says third party fees may not be included (Title, escrow, insurance and taxes).  Insurance and Taxes are going to be part of escrow.
  Are we going to pay up some third party fees (title) even though they says zero closing costs.

Thanks
 

  I think you just answered your question. credits can go towards these fees if its a large enough credit.

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