best of luck

Alright, so I've been updating this almost daily since last week(check the original post and quick summary for the goings ons).

Anyways today I got a rejection letter from Bank Atlantic for Insufficient Credit History. Do you think if I call them up and offer to provide business revenue information that I might receive a card from them? just curious if others have tried it before really.

cardjuggler said:For the future, you might also look into what it takes to get your company listed by D&B if it's not already. They try to charge big bucks for it, but I can't remember whether there's still a free or cheap alternative.

It does not take much to get D&B D-U-N-S number. Took me about 5 mins here

mdfan said:What happened with your 20K BT request from Lifespring?

no mention of it with my card acceptance (which actually got $7,500K), so I assume it was cancelled b/c it was over my actual CL given
next step is to request a BT on it for probably around $3,749 or so.

DjPiLL said:jevon90 said:mdfan said:What happened with your 20K BT request from Lifespring?

no mention of it with my card acceptance (which actually got $7,500K), so I assume it was cancelled b/c it was over my actual CL given
next step is to request a BT on it for probably around $3,749 or so.


LOL... try again. They will most likely just do a BT for $7500 and put you at 100% utilization. Better call them to find this out.

Right, I was worried about that and don't see anything about that happening yet, but I will call tomorrow(they're closed today it seems) to double check and I'll let you know the results.
I will start some BTs on other cards on Thursday and let everyone know the results.

Advanta's term and conditions reads

"Balance Transfers: 7.99%; however, for Balance Transfers made with your application, an introductory 0% for the first fifteen billing cycles from the date your account is opened."

The 0% rate is only valid if you do balance transfer when you apply for the card. I was about to do a balance transfer after I received the card.

I did a mini-AOR two weeks ago. I requested a 10.5K BT to a Citi card with my LifeSpring(National) application. Just got my card today. Credit limit is 10.5K and they processed the 10.5K BT to Citi to put me at 100% utilization. Does anybody have experience requesting CLI with LifeSpring? I'll probably give that a try or pay the balance down to 90%.

BradleyN said:Hey Guys-

Just getting into all this B* and AOR stuff and was looking for some quick advice.

I want to use 3-4 services to B* and to do that i need an AMEX card. I see that none offer 0% APR on xfers so I was wondering what i should do? Get something like blue with 0% on purchases and just use that as my primary purchase card for 6 months? Thats what seems best, just making sure I'm not missing any good offers. fwiw I plan in doing my first AOR in March.

AMEX costco true earnings

1% everything, 3% something travel and meals i think

0% for 3 months or something. my new 'everything' card

at least that's what i did

mdfan said:I did a mini-AOR two weeks ago. I requested a 10.5K BT to a Citi card with my LifeSpring(National) application. Just got my card today. Credit limit is 10.5K and they processed the 10.5K BT to Citi to put me at 100% utilization. Does anybody have experience requesting CLI with LifeSpring? I'll probably give that a try or pay the balance down to 90%.

I submitted an online request yesterday for a CLI to 13K. I got a message today that it was approved. That puts me at 80% utilization with National City.

Reallocated $2,000 from AMEX Blue to AMEX IN:LA to now each have a $1,000 CL and $9,300 CL respectively as soon as it's processed.

Reallocated $5,000 from Citi Professional to Citi Biz so each have $1,000 CL and $13,700 CL respectively as soon as it goes through and then I'll be looking to BT 89% of the Citi Biz card.(last time I called to do this they said it wasn't possible due to the 0% APR offer rule but this time it went right through though they said I couldn't reallocate my Citi AMEX card b/c it was cobranded with AMEX so I'll have to see how to save that CL when I close the card at the end of the year to avoid the annual fee.)

also I requested a CLI for my new BOA card to see if the CLI is still on crack

I expect to start my BTs for Chase, Citi, and maybe AMEX on Monday after the reallocations are processed.

Lastly, I called AMEX b/c i still hadn't received my Gold Delta Biz Skymiles card and they are reshipping my the card/welcome pack as it was apparently lost in the mail. Still no word on how much that CL is, but I'm now considering waiting on the In:LA BT to maybe reallocate most of its CL over to it.