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bterwilliger
- Senior Member
posted: Dec. 13, 2007 @ 10:28a 
Is there a link to an app for the US Bank card that is known to have this offer? |
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Glitch99
- Senior Member - 5K
posted: Dec. 13, 2007 @ 12:53p
lhendricks92 said:
OP (and Glitch99), did you use the code on the Valpak offer or the Baylor card or something else?It was the Baylor card, about a month after it was opened.
But the point (atleast my point) was that getting the no-fee BT was NOT a one-time courtesy waiver for my specific account, there is an ongoing promo in their system. Perhaps it is limited to newer accounts or just the Baylor card or something else, but it is there. So applying for the uncapped card could very well give you access to a no-fee offer, atleast for the time being. And with rather generous lines coming from the Baylor card, this makes it still worthy of being considered for A0Rs. |
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charliek
- Senior Member
posted: Dec. 13, 2007 @ 1:47p
lhendricks92 said:if you have an existing account, i'd suggest sending an email (or calling) with the promo code to verify the terms are valid for YOUR account.
Emailed CS yesterday inquiring to any available BT promo offers on my 2 existing cards, specifically any 0% promos. Got the same canned response but with different terms:
US Bank Platinum Visa:
Thank you for contacting U.S. Bancorp Service Center, Inc. via our website. We appreciate your interest in requesting a Balance Transfer. To receive 1.99% for 9 months with no fee, please use promotional code 72201.
US Bank Skypass Visa:
Good morning, thank you for contacting U.S. Bancorp Service Center, Inc. via our website. We appreciate your interest in requesting a Balance Transfer. This is at 18.24% with a 3% ($5 minimum - no maximum) fee. Unfortunately, we do not offer any promotional offers at this time.
Kind of makes me wonder now if these promo codes ARE tied to your account. I'd hate to risk getting 3% uncapped fees <shudder>.
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Rorer714
- Senior Member
posted: Dec. 13, 2007 @ 1:54p
OK, I just did a test run. BT 500.00 on a 8 month old card. Will update with what happens. |
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ProfessorKev
- Senior Member - 1K
posted: Dec. 13, 2007 @ 3:07p
What kind of credit lines are they giving out? |
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lhendricks92
- Senior Member - 1K
posted: Dec. 13, 2007 @ 3:44p
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KatieDonut
- Member
posted: Dec. 14, 2007 @ 11:01a
this is what I got... Thank you for contacting U.S. Bancorp Service Center, Inc. via our website. We appreciate your interest in requesting a Balance Transfer. To receive 0% for 9 months with no fee, please use promotional code 72199. You have two options on the website to find the request form for a balance transfer: From the “Customer Service” Link at the top of the usbank.com homepage: 1. Scroll down to “Credit Card and Premier Line Account Options.”
2. Click on “Manage Your Credit Card or Premier Line Account.”
3. Choose the appropriate drop-down box for your credit card product (i.e., U.S. Bank, Gymboree Visa, Harley-Davidson Visa, REI Visa, SKYPASS Visa, or WorldPerks Visa).
4. Select Balance Transfer.
5. Click Next. OR… When logged into Internet Banking: 1. Click on the “Customer Service Center” link in the left navigation bar.
2. Scroll down to “Credit Card and Premier Line Account Options.”
3. Click on “Manage Your Credit Card or Premier Line Account.”
4. Choose the appropriate drop-down box for your credit card product (i.e., U.S. Bank, Gymboree Visa, Harley-Davidson Visa, REI Visa, SKYPASS Visa, or WorldPerks Visa).
5. Select Balance Transfer
6. Click Next. To avoid any unnecessary late fees, please be sure to continue to make your regular minimum payment to your other account until you see that the balance transfer has been processed. Please contact us again if we can be of further assistance. You are a valued cardmember and we appreciate the opportunity to be of assistance. Sincerely, Nancy T
Service Advisor
I wonder if the code for 12month will work on my account...
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glxpass
- Senior Member - 3K
posted: Dec. 14, 2007 @ 11:42a
After your giving many retaliatory reds, I think you can kiss your link good-bye. |
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lhendricks92
- Senior Member - 1K
posted: Dec. 14, 2007 @ 11:52a
bterwilliger said:Link please there is no link. it's a possible code for an offer on an existing account. btw, we all thank you for the reds. hey everybody, it's the latest incarnation of sfchris! nice job making friends and influencing people. |
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LOOPHOLE
- Senior Member
posted: Dec. 14, 2007 @ 11:58a
Any one try this with a card that's been open for several years? |
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bterwilliger
- Senior Member
posted: Dec. 14, 2007 @ 4:36p
lhendricks92 said:bterwilliger said:Link please
there is no link. it's a possible code for an offer on an existing account.
btw, we all thank you for the reds. hey everybody, it's the latest incarnation of sfchris!
nice job making friends and influencing people. Thanks for the explanation. Reds removed because of the explanation and not the schoolyard response. I'm here for information and not to 'make friends and influence people'. |
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Rorer714
- Senior Member
posted: Dec. 15, 2007 @ 6:27a
Rorer714 said:OK, I just did a test run. BT 500.00 on a 8 month old card. Will update with what happens.
BT was posted on the 14th with out any fee. I used code 45248, did not call or email. Have about 6k left to use, guess I will give that a shot. |
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ghb
- Happy Member
posted: Dec. 15, 2007 @ 9:03a
I wish I had your courage.
What's the worst thing that could happen putting in the wrong BT code? |
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Glitch99
- Senior Member - 5K
posted: Dec. 15, 2007 @ 12:32p
Rorer714 said:Rorer714 said:OK, I just did a test run. BT 500.00 on a 8 month old card. Will update with what happens.
BT was posted on the 14th with out any fee. I used code 45248, did not call or email. Have about 6k left to use, guess I will give that a shot.I'd give it another couple days, if not until the end of the statement cycle, to be sure. Sometimes BT fees posts a day or two after the BT, or even when the statement closes. But since it was accepted/processed using the promo cade, it does look promising. |
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Rorer714
- Senior Member
posted: Dec. 15, 2007 @ 12:52p
Glitch99 said:I'd give it another couple days, if not until the end of the statement cycle, to be sure. Sometimes BT fees posts a day or two after the BT, or even when the statement closes. But since it was accepted/processed using the promo cade, it does look promising.Statement closes between the 16th and 18th. Should know in a couple of days. My first promo is 8 months old, this one is for 12 months, I wonder how they will keep them seperate. |
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duna
- Senior Member
posted: Dec. 15, 2007 @ 3:25p
Friend with over 700 FICO got cl of $300. Was unable to get cli. Closed account. |
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ghb
- Happy Member
posted: Dec. 18, 2007 @ 8:35p
duna said:Friend with over 700 FICO got cl of $300. Was unable to get cli. Closed account. He closed USBANK? They are hard to get. Plus, he already took a hit, no point in closing.
USBANK are known for frequently giving automatic CLIs every 6 months without having to ask. |
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jack0218andrew
- New Member
posted: Dec. 19, 2007 @ 1:00p
I have had a REI Visa since 2002. I decided to roll the dice and apply for the Balance Transfer with the promo code 45248 on Monday night. It posted to my account today with no fee, so I called and asked to them to verify the terms of the transfer. The CSR stated that it was the 12 months, no fee, 0%. I did not ask ahead of time if it was availabe on my account nor had I received any mailings on it. |
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MrSpargel
- New Member
posted: Dec. 19, 2007 @ 2:54p
Sweet, time to try...my credit line rivals my salary, for some reason.... |
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Rorer714
- Senior Member
posted: Dec. 19, 2007 @ 3:06p
My statement closed on the 17th. There was no BTF but they did charge me finance charges (14.99%) on the BT. I called and explained that I was given a promotional code (so I made this part up) to receive 0% 12mo and no BTF. He told me that code was not valid for my account but would honor it since that is what I was told. He explained that further BT with this code would not be honored. Be careful before using this code. Thanks to Glitch99 for suggesting I wait to my statement closes to see what happens! |
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