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US BANK 0%/12 month BT-- NO FEE for all Archived From: Finance

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alert mods    
   posted: Jan. 19, 2008 @ 8:15p

I'm planning for my 2nd AOR. Can anyone confirm if this is a no-fee BT or not? The website still says uncapped fee.


alert mods    
   posted: Jan. 20, 2008 @ 3:37a

We're discussing an offer available to current cardholders. That the offer is available, and because US Bank is generous with credit lines, makes it a good card for your AOR. If you don't get the offer don't use the card for anything other than lowering your overall utilization. If you do get the offer, enjoy!

BTW my offer is 6 months 0% no fee which expires in August. I was glad the offer extends past my current 0% expiry in Febuary.


alert mods    
   posted: Mar. 16, 2008 @ 1:23p

Several of us found that US is very stingy with CL, and even more difficult with CLI's.


alert mods    
   posted: Mar. 16, 2008 @ 1:26p

yeah i got 15K with my us bank credit card; they wouldn't budge on that. sucks i get 25K on every other big bank and they knew it.

Their online banking website is teh sux too.


alert mods    
   posted: Mar. 16, 2008 @ 6:29p

The ways of credit card issuers are beyond the ken of mortal men. US Bank gave me one of the largest credit lines of all accounts that I opened in 8/07, and it was the largest intial line, tied with Citi & BofA.


alert mods    
   posted: Mar. 17, 2008 @ 6:02a

I only got 3k, but to be fair, it was back a couple years ago when my credit was so-so. They bumped me up to 5.1k about 6 months ago because I wasn't using it, but other than that, they won't budge yet even though my FICO is ~760 now.


alert mods    
   posted: Mar. 17, 2008 @ 9:55a

maybe it depends on the product? US Bank hands out 25K like candy for the Baylor card. a key with them is to include a BT on the app.


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