bkemp99 said:bkemp99 said:I'm getting a certificate error from my browser (IE7) with the address bar highlighted in red.
Never seen that before, should I be worried?
Thanks.

To answer my own question - went in with a fresh url: www.optionsxpress.com and confirmed with online chat that I would still be eligible for signup promo.

I do have a new question though. During the app process I was asked several id verificatiopn questions which clearly came from my credit report (previous address) etc. Does this mean they dis a hard pull? or is that not necessarily the case?

Thanks for your input.
According to an article I read, all banks are required by the Patriot Act to use CIP (Customer Identification Programs) to confirm your identity. These programs compare your name, address, birthdate, and other information from your credit report to what you've given in your application. It isn't a hard credit inquiry, although some banks for deposit accounts will do a hard inquiry anyway in order to see a deeper view of your credit report. Here are some details about Customer Identification Programs.

Has anyone come across their routing number for ACH transfers?

I agree. They initiated the $500 ACH from my Etrade Account.

I am thinking ahead to January 10, when it's time to pull the $600 out of optionsxpress. I wanted to do an ACH pull initiated from my Etrade account.

I use Etrade for most of my ACH pulls/pushes for these bonuses as you can usually setup/verify a linked account instantly without the need to wait/verify trial deposits.

Addionally, Etrade has a high limit on linked accounts. I'm up to 15 linked accounts so far and they haven't denied me yet. (I spoke to soon...I'm max'd out. When I went to setup my 16th linked account it said I hit my lifetime limit.)

This is a copy/paste from optionsxpress website:

********************

ACH (Automated Clearing House)
Why ACH? It's free, secure, fast (once you've established the service), and can be used to electronically transfer funds into and out of your optionsXpress account. ACH allows transfers between your domestic checking or money market account and your optionsXpress account with just a few clicks of your mouse. There's no need to call your bank, fill out a deposit envelope, or even get out of your chair! Funds generally take only 1 - 2 business days to be received.

So how do I get started?

Once your account is set up, click on the "Establish ACH Now" button to the left, and a popup window will open. You'll need to fill out some information about your bank name and routing number and then submit to us for the setup. Then we'll send you an e-mail detailing the remaining steps you need to take to complete the process. Please note: optionsXpress only allows you to set up ACH with bank accounts that share the same registration name.

Sounds Great, Why Would I Use Anything Else?
ACH can be set up only once your new account is fully established. In addition, once we receive your request it may take a few days for ACH to be established. A check sent with your initial paperwork, or a wire sent after your account is set up may be faster for the first funding of the account.

JTFH said: Does anyone know if you can ACH pull from OptionsXpress? Or is there a way to get your money out without the $15 fee? Looks like the $15 fee only applies to outgoing wire transfers, not ACH transfers. Wire is through a separate manual system than is ACH. See the "No Hidden Fees" page:

 We DO NOT charge:
 ...
    - For standard withdrawals or deposits 

From http://www.optionsxpress.com/welcome/no_hidden_fees.aspx (not sure if we should linkify or not)

EDITED: sorry, my comment on the referral program was apparently misconstrued by the moderator; I did not link and never would

Not sure if the person gets referred can also get the $100 bonus

Be careful when linking with a savings account. They don't do two trial deposits like most places, they do a trial deposit AND a trial withdrawl, which can count against your 6 withdrawl/monthl limit (and some savings accounts, like GMAC, only allow 3 ACH withdrawls a month).

Much better to mail a check. They will provide a free prepaid FedEx overnight mailing label.

VerbalK said:
Unforunately, its a FirstUSA/Chase card, and they just banished my ass.

for what?

By the way, the link to the credit card.

After you log in, go to Account->Transfer Funds->Rewards

SweetCash said:Do you think it will not be enough time just to open an account and pull $500 to get the basic $100 bonus?
Applied Dec 18
Mailed $500 check Dec 19 (Fedex Priority Overnight)
Funds receipt notification Dec 20