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get the Discover More Card - $100 bonus after $500 in purchases in: Subjects › Deal

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Just a heads-up: they're kinda strange about how they report to credit bureaus. Here's how my story goes:

I didn't get approved immediately, got a letter a week later saying they canceled my application because they needed more information but didn't reach me. Well, they never rang me up, I'd know. Anyway, they gave me the option to call in and get my application back on track. I called, they asked me to fax in pay stubs, a week later they called me to say I'm approved.

Now I find I got *two* hard pulls from them, one (EQ) after the original application, another one (TU) after the phone call. Also, they reported the account as opened on EX they day they approved me -- mind you, I don't even have the card, yet! All my other cards got reported at the first statement date.

None of this bugs me too much, but I find it unusual enough to post. Hope this helps.


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Found new code in Sundays paper... Added DBRD


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is this still alive?


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ywcai2005 said:is this still alive?Read up!


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Is it correct that none of the codes have 0% purchase APR anymore?
And when these promos say for "new cardmembers", does that mean if I already have a Discover card I won't get the bonus (unless I close the old account first)? (I know that it's possible to have multiple Discover cards, but it's not clear to me whether the $100 from these promo offers will be given)


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The latest offer is spend $599 to get $100 bonus.
THey still have 0% BT for 12 months, but transaction fee is 3%.


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Spend $500, get $100 CB bonus

0% on BTs until June 2010 (3% fee applies)

Promo Code DBTU (expires 8/28/09)


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Other than the $100 back, is this a good card to keep?

My Citi mtvU card is about to die.


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strange0kiddo, The only reason you should keep this card is that it offers a 5% quarterly bonus. Like for this quarter, it is gas. Now, since they have lowered it to only 5% on $300 purchases per quarter, you are only getting $12 extra per quarter. If you have the forward card, Q4's restuarant special is irrelevant, but I guess you still have 5% at supermarkets, so that's worth it. I don't use the Q1 or Q2 specials much. So it depends if you want to keep the card open to only occasionally use it. I would actually apply for the Citi Forward card and collect your 11,000 TYP application bonus. Plus there is another $15 bonus lurking somewhere. Let me know and I'll find it for you.

Message edited by: mlkrgr on 2009-07-09 21:12:12 CDT
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mlkrgr said:If you have the forward card, Q4's restuarant special is irrelevantIf you're redeeming for cash, Forward is less than 5%, so discover's 5% cash is better. But in general I agree that Discover isn't that great.


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squid3 said:Spend $500, get $100 CB bonus

0% on BTs until June 2010 (3% fee applies)

Promo Code DBTU (expires 8/28/09)

Any such offers for $100bonus or more with longer expiration date, no annual fee, for personal &/or business?
Is there an online link specific to DBTU?
Can it be used thru cardoffers.com or http://cardbenefit.com?
Thx


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Govenar, if you use Q4 5% on groceries, which is another category they do it on, it is relevant. The Forward card is 1% on groceries and the best deal I can find otherwise on CC rewards on groceries is AMEX Blue Cash, which is only 5% after you do $6500 in spending.


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called to apply and discover said that they only allow 1cc per customer as a new policy.
what???
anyone else encounter this?


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jamesfatwallet said:called to apply and discover said that they only allow 1cc per customer as a new policy.
what???
anyone else encounter this?

I've heard that is the new policy of most of the banks out there these days....anyone know of any exceptions?


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