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get the Discover More Card - $100 bonus after $500 in purchases in: Subjects › Deal

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ludikruz said:Minoritydan said:ludikruz said:thx.. i signed up online.. will prob cancel it after a couple months lol

You Don't want to cancel Discover....Save it for later


hmm yeh thanks.. well i think ill get rid of one of my other cards then

card came in a few days bideaway.. there are also some additional discounts when shopping through their own store portal

their shopdiscover portal is great, the savings are usually a bit above fat cash. Always check there when you are buying stuff online.


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if anyone is interested, the categories for 5% Cash Back ( if you enroll for free) is travel and resteraunts.


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Any estimate on the CashBack bonus? I mean I don't usually use Discover so not sure how it is distributed, is it a quarterly credit or once a year?

Message edited by: chbuzz on 2008-02-12 19:40:49 CST
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Anyone know how long it takes for the $100 credit to post? I don't have the original ad and I can't read the fine print on the scan.


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mach6 said:Darn, i already have a Discover card. 5% gas rebates are great on the card.

I thought they killed the %5 on gas late last year...


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cmv said:Anyone know how long it takes for the $100 credit to post? I don't have the original ad and I can't read the fine print on the scan.

I made $500 in purchases about a week after I got the card. The $100 CashBack bonus was on my first statement.


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runderwo said:mach6 said:Darn, i already have a Discover card. 5% gas rebates are great on the card.

I thought they killed the %5 on gas late last year...

5% on gas is back July-September 2008 through the Get More program according to the Discover web site. Monthly caps apply.


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yorkhung said:Does balance transfer count as purchase for the $500 requirement?
Spending $500 in 3 month seems a little hard for me to do.

Thanks

I do that per month, just filling up my truck 4 times @ $125 per fillup!


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While this doesn't specifically relate to the $100 bonus, Discover More card has changed the way they calculate CashBack, and of course it is not for the better.

from the FAQ's at website:

As a Discover More Cardmember, you get CashBack Bonus for every Discover Card purchase you make. You'll get a CashBack Bonus of:

* 0.25% if the purchase is part of your first $1,500 in total annual purchases
* 0.50% if the purchase is part of your second $1,500 in total annual purchases
* 1.0% if the purchase is part of your total purchases in excess of $3,000

You now only get 1% when total spending exceeds $3K unless you go through ShopDiscover or the special 5% bonus program.

Message edited by: thugrilla on 2008-02-22 17:35:39 CST
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It sounds like this is a good auxiliary card to have just to get the $100 reward and 5% bonuses throughout the year. My question is whether you experienced FWers think I would qualify for the card, since I've only just recently begun building my credit, and I'm a college student. I've had a Citi Dividends Platinum for six months, never had a late payment, and was given a $1500 line of credit. Also, my credit score on CreditKarma is currently 684. Is it worth applying? I don't expect to be pulling out loans soon, so a small dip in my credit score doesn't matter. I just want to know if it's worth a shot.


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hebrewbacon said:It sounds like this is a good auxiliary card to have just to get the $100 reward and 5% bonuses throughout the year. My question is whether you experienced FWers think I would qualify for the card, since I've only just recently begun building my credit, and I'm a college student. I've had a Citi Dividends Platinum for six months, never had a late payment, and was given a $1500 line of credit. Also, my credit score on CreditKarma is currently 684. Is it worth applying? I don't expect to be pulling out loans soon, so a small dip in my credit score doesn't matter. I just want to know if it's worth a shot.

Someone else may be more knowledgeable about this but I believe Discover is a fairly easy card to get.


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I recently saw a new offer code for this card in popular science $100 after spending $500 in the first three months. Expeireation for the offer is July 7th 08. Offer code is DANX

Message edited by: chimeer on 2008-04-12 20:03:33 CDT
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chimeer said:I recently saw a new offer code for this card in popular science $100 after spending $500 in the first three months. Expeireation for the offer is July 7th 08. Offer code is DANX

Same code in the newspaper last weekend. Is there some way to make money off the 3.9 APR until 2012 that I'm missing?


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chimeer said:I recently saw a new offer code for this card in popular science $100 after spending $500 in the first three months. Expeireation for the offer is July 7th 08. Offer code is DANX
This is still only for new Discover More cards right?....can't be applied to current cards. I did get an offer for $5 CashBack bonuses on my next 4 purchases, but wouldn't mind $100 of 500 too


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chimeer said:I recently saw a new offer code for this card in popular science $100 after spending $500 in the first three months. Expeireation for the offer is July 7th 08. Offer code is DANX

Verified with a Discover rep via their Chat utility on their website. This deal is definitely still working. Thanks Chimeer!

Message edited by: TxAggieJen on 2008-05-02 22:30:01 CDT
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Can one have multiple Discover cards? If so, I'd go for another one. I have multiple Chase and Citi but Discover is new to me.

$100 reward did indeed come after first statement date. It was great to have direct deposit of it too instead of a check in the mail (as Chase likes to do).

Update: Tried second application and got denied on website but email said "decision within 30 days" so we'll see.

Update2: Received letter saying I was denied due to having gotten a Discovery account too recently. I wonder how long is enough to not be too recent?

Message edited by: cmv on 2008-05-20 21:08:03 CDT
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My Sunday paper insert had an even better offer: $100 CashBack Bonus after you spend $250. Fine print: approved by 8/18/08, three months to spend the required minimum. (One tank of gas a month ought to be all it takes ) I think all the other details are the same.
The invitation code is DARQ.


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Technologist said:yorkhung said:Does balance transfer count as purchase for the $500 requirement?
Spending $500 in 3 month seems a little hard for me to do.

Thanks


I do that per month, just filling up my truck 4 times @ $125 per fillup!


Should be much easier/faster using the cash_back feature in places like Wal*Mart or so.


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Flatbob said:My Sunday paper insert had an even better offer: $100 CashBack Bonus after you spend $250. Fine print: approved by 8/18/08, three months to spend the required minimum. (One tank of gas a month ought to be all it takes ) I think all the other details are the same.
The invitation code is DARQ.

Doh! Figures I just applied for the $100 back after $500 and $100 back after $1000 biz.

To answer the previous posters question. I think you can reapply for discover after 6 months.


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I was switched to Discover More from Discover earlier in the year. I don't have the physical cards because they have disappeared (which is not a good thing). I have been watching my account and am waiting for one outstanding (other) application to process before I contact Discover. I may ask to cancel outright since the cards are missing and ask for a promotional offer to stay.


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