I had gone into a different Wachovia than where I usually prefer banking, and while, so far, there doesn't seem to be any 'snags' in opening up more W2S accounts, the CSR experience was 'painful'. I got an 'analyst' that had minimal familiarity with Way2Save. So, I had to wait for her to telephone for instructions such as 'how many accounts can one person open', 'how to properly link accounts', etc. Over forty minutes later, she still wasn't done.

I should've gone with my instinct to just apply and setup these accounts online, including the monthly autodraft. Last time, I remember opening up three W2S accounts in a row before Wachovia had some temp block in place. The next day I opened up two more without problem.

pthor1231 said:Which leads me to believe my account isn't getting the first year 5% APR anymore. I just checked my latest statement, and sure enough, I'm not at the 5%. I am at 3.95% though, which still isn't shabby. I'm confuzzled as to what happened, and don't feel really inclined to talk to a wachovia person about it.
Possibly depends on when your statement closed and the interest average of ~5%, ending Oct 21/22, to 0.05% until your closing statement date.

Montacute said:Some people have been reporting getting the $1 w2s transfer after an ACH pull initiated at a non-Wachovia bank, but that has not happened for me so far. I called Wachovia and the rep told me an ACH transfer would not count--it has to be a bill pay or debit card purchase only. How are some of you working the ACH to count?It's not an ach pull from non wachovia bank, it is an auto debit arranged at wachovia as a bill pay or an auto debit at, say, your cc site. For instance, I pay my penfed and chase ccs $1 automatically as a bill pay at wachovia, and have penfed and chase auto debit my cc payment from wachovia.

gwu1986 said:Montacute said:Some people have been reporting getting the $1 w2s transfer after an ACH pull initiated at a non-Wachovia bank, but that has not happened for me so far. I called Wachovia and the rep told me an ACH transfer would not count--it has to be a bill pay or debit card purchase only. How are some of you working the ACH to count?It's not an ach pull from non wachovia bank, it is an auto debit arranged at wachovia as a bill pay or an auto debit at, say, your cc site. For instance, I pay my penfed and chase ccs $1 automatically as a bill pay at wachovia, and have penfed and chase auto debit my cc payment from wachovia.As far as I can tell, there is no difference between ACH pulls and other automatic debits. I've had no problems triggering a transfer with a withdrawl; like the bill pays, they post as "automatic debit."

ACH transfers aren't *supposed* to trigger Way2Save transfers, but, due to how they post, they do.

Thanks for posting, sechs--we posted at the same time and you addressed my previous questions.

I haven't had any W2S transfers being triggered in the last week. Anyone know why? There's still money in the chkg acct.

Edit: nvm. Seems like they converted my acct like everyone else. I guess it's time to move my money out then.

SegaRob said:I haven't had any W2S transfers being triggered in the last week. Anyone know why? There's still money in the chkg acct.

Edit: nvm. Seems like they converted my acct like everyone else. I guess it's time to move my money out then.Did you not receive a letter?

sechs said:SegaRob said:I haven't had any W2S transfers being triggered in the last week. Anyone know why? There's still money in the chkg acct.

Edit: nvm. Seems like they converted my acct like everyone else. I guess it's time to move my money out then.Did you not receive a letter?

Mine was converted, and I don't recall recieving a letter. I haven't triple checked my paper and electronic mail, but I did look after I realized what happened. No big deal on my end.

largeeyes said:Bein in NC, looks like I'll get my full year in at W2S before it converts.

I thought so as well, being in GA, but they converted my W2S account a bit back.

I'm talking about the W2S account itself. I had the bonus paid out and the interest rate toned down to the crap .05% or whatever the hell it was. The branch I go to is still a wachovia branded branch, atm.