Can someone tell me why Privacy Matters 123 does not show b*? I've requested a new report 3 times over the past 2 weeks and the report still shows no inquiries. I know there are inquiries, there has to be because I got 2 new credit cards and it shows nothing for inquiries. What gives?

rumikeh said:I was down to 2 TU's yesterday when it looks like I finally bumped an EQ...then viola, my TUs reverted back to where they were at the beginning of the month. This happened to coincide with me adding myPrivacyMatters (via Key Bank) and TrueCredit ($9.95/mo thanks, alik99!) to the process yesterday. I use EQ service to view softs and I generated the expected 5 yesterday. Rorer714 mentioned that TU inq's might be reported in different total block sizes (117-127 at a time), which could explain my situation. Has anyone else had this experience or have any suggestions?
Wait a couple of days and see what happens. Best guess is that it is just a fluke and all will be well in a day or two. Lets us know what happens.

Do we know the reason behind this?

swishyx said:duna said:How does freeze effect your ability to pull new reports?
From my AOR thread:
NOTE: Freezing EX took it out of view on Chase ID Protection, Privacy Matters 123, National City ID Protect, and Credit Diagnosis. No impact to TrueCredit or CreditCheckTotal. No impact from freezing TU or EQ. All signups except Credit Diagnosis were done before EX freeze - some have reported signup problems after freezing EX.

Floydian said:Any other confirmations of choppage? I'm curious, as I'm about to start a bumpage-o-rama.
I got C* on th 14th.

Rorer714 said:Floydian said:Any other confirmations of choppage? I'm curious, as I'm about to start a bumpage-o-rama.
I got C* on th 14th.
I have not as of yesterday, but in March and April I lagged behind the first reports of c* by a few days.

Rorer714 said:Floydian said:Any other confirmations of choppage? I'm curious, as I'm about to start a bumpage-o-rama.
I got C* on th 14th.

Me three. I'm more than a tad frustrated as I am only using two services (cheapskate) and should have started b* on EQ on 5/15. I'm now back down to 16 hards / 98 softs and unless EQ leaves things alone for 26 days or I sign up for another service I think I'm stuck with the 16 hards.

2Cor521

dougneb said:Is it possible to request removal of inquiries that appear as duplicates on your EQ? For example, I have:

CITIBANK USA N.A
Show Details 03/26/08
CITIBANK USA NA
Show Details 03/26/08
CITIBANK OF SOUTH DAKOTA
Show Details 03/26/08
FIRST USA BANK
Show Details 03/30/08
FIRST USA BANK
Show Details 03/26/08, 01/24/07

Could I request the CITIBANK USA N.A on 3/26/08 be cut down to 1 inquiry or possible even get two CITIBANKs removed? What about the FIRST USA BANK on 3/30/08?

I know these are all legit but was curious if this was done.
I successfully disputed legit duplicates on EQ online, as long as each one of them does not correspond to a new account on your personal credit report.

using TC, I have been able to remove 10 TU inq a month ago, but none of the EQ or EX ones went anywhere...

dougneb said:Ex never will. Eq will take a while - most people report 100 to 150 softs, but Eq has also been chopping softs every 50ish days. Most recent chop reports were around May 14-15.

To add another data point to the mix, I was chopped on 5/22 (I assume I was not chopped until the 22nd, as I checked on 5/17 and had all my previous inquiries up to the 17th).

Here are my dates for True Credit (chopped on 5/22):
05/30/08, 05/29/08, 05/28/08, 05/27/08, 05/26/08, 05/25/08,
05/23/08, 04/30/08, 03/31/08, 02/29/08, 01/30/08, 12/30/07,
11/29/07

So perhaps I'm later in the chopping bin (in the past I've had choppage later than most). My credit report is relatively "new," as I am in my early 20s, so perhaps this designates chop dates?

Here's past choppage on 4/17/08 from my inquiry check on 5/17:
05/16/08, 05/15/08, 05/14/08, 05/12/08, 05/11/08, 05/09/08,
05/06/08, 05/05/08, 05/04/08, 04/30/08, 04/28/08, 04/26/08,
04/25/08, 04/23/08, 04/21/08, 04/20/08, 04/19/08, 04/18/08,
03/31/08, 02/29/08, 01/30/08, 12/30/07, 11/29/07

This is what I have gathered reading through the b* and A0R threads:

EQ requires 100-150 softs to start bumping. EQ has been chopping softs every 50ish days from a unique service. So if you were using TrueCredit for bumpage for May and you pulled daily, it would show as one inquiry on 5/31.

It seems the best way to accomplish bumpage would be to start pulling after most people report choppage. In order to get to 100-150, you would have to pull with 3 sources daily.

I'm trying with Chase Identity Protection and TrueCredit right now. I also did the free trials of PM 123, Credit Diagnosis, Credit Check Total, Credit Secure, and ScoreWatch for maybe 20 softs total. I also disputed a few minor discrepancies on my EQ to get stuckage inquiries.

I'm guesstimating that the next choppage will occur at the end of June.