i'll look thru my TU again but I think I might have seen what your talking about.

It's been a while since I studied the daily pullers here is what I know for a fact about my tu pullers.

If I pull TC, PM123, CIP I only get 2 softs on TU.
If I pull pm123, cip I get 2 softs on TU.
If I pull TC, CIP I get 2 softs on TU.
If I pull TC, pm123 I get 2 softs on TU.

It's like TC is the variable, it's like 1 of them is a copy if the other has been pulled.

It's hard to remember exactly, it was 3 months ago. But I know chumchurum didn't fully get it, I had to buy many TU and eq reports to get my softs and track this.

I would only get 3 TU and 4 EQ softs per day. I even said on some threads how this was the case and I felt the 4th service was still worth it since EQ takes longer than TU.

tolamapS said:Rorer714 said:
Here are two more services that are not TU based:
Chase ID Protection
...

That's just a re-branded version of TrueCredit, i.e. transunion-based.
You might be confusing Chase ID Protection with Chase Idenity Protection (TU based).

Chase ID Protection:
Disclosure
ID Protection by ChaseSM features credit report information obtained from the three national credit repositories, Experian, TransUnion, and Equifax. Chase uses First Advantage Membership Services/First Advantage Credco (Collectively, “First Advantage”), to provide this information to you. ID Protection by Chase is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. Neither Chase nor First Advantage bear any responsibility for the contents, accuracy or completeness of the credit reports.

Ok I pulled the TU report and like other posters said you see the month and year but not the exact date. All SP's were from 10/2007 or after. I have/counted the following Inquiries:

Hard Inq's
4 (dated October)
1 for employment ( before AOR dated)
*** NC Identity protect has always reported 4 which means either employment check hard pulls are not reported or NC has some sort of filter.

Soft Inquiries
Promotional Inq's:
1 From Capital 1

Account Review Inq's
11 From Credit Secure ** match in number to the EQ pulls
62 NC identity protect ** match in number to the EQ pulls
6 NC Identity Protect that are in a different format (without name)
17 Miscelaneous pulls
==============
97 Soft pulls and no bumpage... Is TU still bumpable? I am going to edit my original post to state that the soft inquiries are still there but bumpage is not occuring on the frequency that was previously understood and stated.

Rorer714 said:tolamapS said:
1. AR (account review inquiries) somehow have higher priority. I have never seen a self-initiated pull get rid of an AR inquiry, so AR inquiries stay for 2 years.

2. Hard inquiries and self-initiated inquiries share the same space. However, the protocol that cleans space does not delete an old entry for every new entry. Rather, it operates in blocks of a few.

Self-initiated inquires show under account review heading. Pulled my wife's TU report on 12/6/07. Her oldest account review inquires was from 01/2007. Account review inquires do get dropped off before two years.

True, they appear under the same heading. By AR I meant a true account review inquiry by a credit card, done on a monthly basis. I have hard inquiries bumped from the fall, while AR inquiries from 2006 still showing.

Yes I still have both. I can try another 15-20 to see if anything happens, I have to finish bumping my EQ inquiries anyway.

Rorer714 said:You might be confusing Chase ID Protection with Chase Idenity Protection (TU based).

According to the Chase ID Protection website, the service is $11.99/month and allows "unlimited access to your credit reports and scores."

Has anyone used this service? Does "unlimited access" truly mean daily pulls?

lhendricks92 said:Has anyone used this service? Does "unlimited access" truly mean daily pulls?
Yes, 24+1

Rorer714 said:lhendricks92 said:Has anyone used this service? Does "unlimited access" truly mean daily pulls?
Yes, 24+1

Hendicks

If you read my last few posts you will see that CHASE ID PROTECT is a daily puller!!! BUT, if you have TC or PM123 you will NOT get another soft on your reports!!!!!!!!!!

CIP by itself will put a soft, but if you already have a soft from TC or PM123 for the day you will not get a 3rd from CIP. But you WILL get a 3rd soft on YOUR EQ file!!!!!

I KNOW THIS FOR A FACT, read my posts. For me it's worth it to get the 3rd soft on EQ since EQ takes more time.

On another note.

I use the EQ back door to file disputes on my INQUIRES (no report #), Everytime they access my report I can see the soft that they generate. But I don't think they pile up!!!!

So if you dispute ANY LITTLE silly thing on your report you will get an additional soft.

You can dispute (for example) a balance on 1 of your accounts each day and get an extra soft, EQ doesn't seem to mind. AND YOU GET A PAPER COPY IN THE MAIL TO BOOT.

It might piss off EQ after sending you 4,000 new paper copies, so I think I would just use this when you have too.

When a Equifax employee looks at your file, it is recorded with a new soft. It looks like there is a limited amount of space for these softs (maybe it holds on to 10 or so). Maybe some of you guys can help figure out if this helps B*.

When I started bringing this up in OCT. and NOV. I ran into much disbelief on this site and people just wanted to do it their way. Of course I was bringing it up in, on going AOR threads (I was a noob) my bad.

I don't wait 45 days or so like many to get rid of my EQ inqs and my TU INQs melt off very fast anyway. I think the speed of getting inqs done has helpped to not get A/A and did get me some approvals that were declines.

Very interesting

CHASE ID PROTECT

Disclosure
ID Protection by ChaseSM features credit report information obtained from the three national credit repositories, Experian, TransUnion, and Equifax. Chase uses First Advantage Membership Services/First Advantage Credco (Collectively, “First Advantage”), to provide this information to you. ID Protection by Chase is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. Neither Chase nor First Advantage bear any responsibility for the contents, accuracy or completeness of the credit reports.

Great 1 more thing to confuse this subject but maybe a NEW SOFT.

Everything I stated in my previous posts are for CHASE IDENTITY PROTECT.

So WHO IS first advantage!!!! How are they CODED on your report. ie. TRUE LINK or EXPERIAN or XXXXXXX???????

Very interesting!!!!