I check my credit through TrueCredit and my wife's through Privacy Matters 123. After I froze Experian for myself, I was able to keep checking it through TrueCredit. After I froze my wife's, Privacy Matters 123 will no longer show anything for Experian. YMMV.

My guess would be that it would be instant.

I just froze my account online (TN) for $7.50. I went to the temp un-freeze page, and it requires a pin number. So I went to request a pin number. Order total free - but it said that you must mail this page in with a copy of blah blah. Anybody else do this and not send stuff in to get a pin? If you request a freeze by mail, they automatically mail you a pin in 10 days, so I was wondering if they would automatically mail the pin for someone that requested it online or if there was no way of getting around mailing something in. Nothing was said either way.

Also, on the temporary removal of a freeze page - they have for 7 days, 15 days, and 30 days, or other period. Does anyone know if you can remove it for only one day or does it have to be at least 7 days?

Thanks,
Brett

Hey win333, what service can you use to either freeze your TU or EQ? I want to freeze EQ, so that I can do a couple CLI's really quick, force them to hit TU, and then bump them off really fast. My TU is full of SP's right now, so it will only stay on there for a couple days at the most.

Thanks,
Brett

Full of SP's meaning that I've reached the magic number of SP's that is needed with TU in order to start B*ing hard inquiries off. Not actually full in the sense that you can't have any more.

Thanks,
Brett

Are there any other services that allow you to freeze your EQ? I don't necessarily want to pay $7 a month for just the ability to freeze and unfreeze my report and see only EQ reports - with no score and especially with no B*age. Thanks.

ifyouhavetoask said:jevon90 said:I plan on sending my Request to Freeze Experian tomorrow, but who did folks that have done this before make the check out to if you had to pay a fee? I live in DC and the fee is $10.58 and I'm assuming I just write a check to Experian but want to make sure that's correct.I froze my Experian report in February. I just noticed that the $10 check cleared today... 101 days after they received it and froze my report.Interesting. I live in California and my check (written 1/24/08) cleared on 2/27/08. I wrote it out to 'Experian Security Freeze'.

I tried to get my pin before the official freeze letter arrived by clicking on "forgot my pin"

I guess I'll just wait for the letter to arrive.

"We were unable to honor your request for your personal identification number based on the information you entered.

Sending us your information

To obtain your personal identification number, please mail us this letter (or the information in it), along with one copy of a government issued identification card, such as a driver’s license, state ID card, military ID card, etc., one copy of a utility bill, bank or insurance statement, etc., and a copy of your Social Security card or another document that displays your Social Security number. Make sure that each copy is legible (enlarge if necessary), displays your name and current mailing address, and the date of issue (statement dates must be recent). We are unable to accept credit card statements, voided checks, lease agreements, magazine subscriptions or postal service forwarding orders as proof. To protect your personal identification information, Experian does not return correspondence sent to us. Send copies of any documents you wish to provide to us and always retain your original documents.

Mail this form, along with payment (if applicable) to:

Experian Security Freeze
PO Box 9554
Allen, TX 75013"

win333 said:fatbill said:choe said:It seems like Texas is the same, but I remember being able to temporarily unfreeze without any fee....

BrilliantPebbles said:In California EX get's you coming and going.

• $10 to freeze
  
• $10 to do a temp un-freeze
  
• $10 to freeze it back on temp basis
  
• $10 to permanently un-freeze.

A security freeze has been successfully placed on your credit file. Your personal identification number is XXXXXXXXXX. You must submit this number in order to temporarily or permanently remove the security freeze from your credit file. This link prints the pagePrint this page for your own records.
To temporarily remove a security freeze for a period of time in order to apply for credit or for any transaction that requires that another party access your personal credit report, log on to www.experian.com/freeze or call 1 888 EXPERIAN (1 888 397 3742), then enter your identification information and personal identification number.
To permanently remove a security freeze, log on to www.experian.com/freeze or call 1 888 EXPERIAN (1 888 397 3742).
To view state specific rights you might have, log on to www.experian.com/consumer/help/report/fcra.html.

As a data point, I initiated the freeze around May of this year.

cyberkost said:Rorer714 said:Put a freeze on EX for the wife and me in December. Since the 1st of the year BOA did two hard pulls on her, both TU. Not sure if it was because of the freeze or if they changed who they pulled from. They always pulled from EX for both of us.

Did BOA pull for no good reason (e.g., just b/c they discovered that they no longer can pull [hard] from EX) or did it pull in connection with new account/CC application?ipecac said when doing CLI, they pulled EX soft (I assume)