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OneUnited Bank, 3.75% savings, $50 account opening bonus Archived From: Finance

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I called their Corporate office in CA last week around 12PM EST, and had a CSR in about 2 minutes. She seemed nice enough, but we still can't figure out why my BillPay Choice trial deposits aren't showing up. Argh.


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Also, they're down to 3.6% now.


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I called today and said the my $50 should come the last week of May, or early June. I'm not holding my breath.


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djspray said:I just completed my 3rd month of $1 Paypal deposits last Friday. Haven't seen the bonus yet. Per the terms here, they have 15 days after the 3rd consecutive DD to credit the bonus. I will be calling them if it doesn't show up.

I got my $50 bonus a few weeks ago and I was depositing $50 a month.


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I cannot apply the account online. I put the information into the first page and hit "continue to next step" and it is just stuck there. Anyone experienced this?


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djspray said:I just completed my 3rd month of $1 Paypal deposits last Friday. Haven't seen the bonus yet. Per the terms here, they have 15 days after the 3rd consecutive DD to credit the bonus. I will be calling them if it doesn't show up.I opened my account on or about 2/8.
DD $25/month from another HYSA - posted on 2/22, 3/22, 4/22, 5/22.
$50 promo received 5/29.


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Anyone knows the answer, please? I called oneunited and CSRs were useless.

 

woodsley said:I cannot apply the account online. I put the information into the first page and hit "continue to next step" and it is just stuck there. Anyone experienced this?


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woodsley said:Anyone knows the answer, please? I called oneunited and CSRs were useless.

 

woodsley said:I cannot apply the account online. I put the information into the first page and hit "continue to next step" and it is just stuck there. Anyone experienced this?

Woodsley,

I ran into the same problem. My solution was instead of checking yes to "Do you have a ChexSystems record?", just check no. Then it will process you right to the next stage. I am just waiting on the trial deposit for mine and I am done. Good luck.


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Thanks. I could open my account using your solution. Is this normal that at the end ther system said that they received my application and they are reviewing it. In the meantime, I am waiting for my trial deposit.


thietlong said:woodsley said:Anyone knows the answer, please? I called oneunited and CSRs were useless.

 

woodsley said:I cannot apply the account online. I put the information into the first page and hit "continue to next step" and it is just stuck there. Anyone experienced this?


Woodsley,

I ran into the same problem. My solution was instead of checking yes to "Do you have a ChexSystems record?", just check no. Then it will process you right to the next stage. I am just waiting on the trial deposit for mine and I am done. Good luck.


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djspray said:I just completed my 3rd month of $1 Paypal deposits last Friday. Haven't seen the bonus yet. Per the terms here, they have 15 days after the 3rd consecutive DD to credit the bonus. I will be calling them if it doesn't show up.
I finally got my $50 bonus on Friday! Completed 3rd $1 Paypal transfer on May 9. Hadn't called yet, had pretty much given up, but they pulled through.


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I opened my account back in January of this year I think and have only received one interest payment of just over $400 on an average balance of about $50k since opening. Does this sound right? How are they applying the interest payments to the account?


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For those doing the $50 bonus, beside the paypal transfer, will another online saving ACH transfer fit the "direct deposit" requirement for this? I know for chase it will but not too sure if it worked too for oneunited.


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thietlong said:For those doing the $50 bonus, beside the paypal transfer, will another online saving ACH transfer fit the "direct deposit" requirement for this? I know for chase it will but not too sure if it worked too for oneunited.Yup, I got my bonus per the terms with an ACH transfer from another bank.


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is this bank still around and is the $50 bonus still good?


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Rate raised to 3.75% today on balances over $1000


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Does anyone have the same experience with me? I opened my account on Jun. 10 and the first direct deposit did not happen until Jul.2. They claimed that I did not meet the requirement for the $50 bonus because the first deposit was after Jun.30. From what I understood, you just need open your account before Jun.30 and the terms did not say anything that your first deposit must be before Jun.30. I am really pissed off.

thietlong said:For those doing the $50 bonus, beside the paypal transfer, will another online saving ACH transfer fit the "direct deposit" requirement for this? I know for chase it will but not too sure if it worked too for oneunited.


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Rate lowered to 3.35% as of 12/08


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