I crushed them with my AOR for over 100K of AA miles. That was 6 months ago and thought I would hit them again.

I got a phone call from VP of account fraud blah, blah, blah and she indicated that new rules are they will allow credit card funding of new accounts for THREE (3) NEW accounts only.

That is current policy as of today for Citibank, subject to change any second, and interpretation of whichever associate your get on the phone. So hit them HARD at your full credit limit.
No love lost for those guys.

can you provide some details. such as what accounts, how did you open the account (online, phone etc..)

And why the RED?

Too much info????

tazzy531 said:ingy104 said:And why the RED?Too much info????
This isn't a new rule. This has been previously discussed that the limit of personal Citibank CCS is 3. This has been there for a couple of years.

I believe there is a problem with either the broadcast or reception of the message of the OP.

ingy104 seems to indicate that he used a credit card to fund a new checking or savings account, thereby earning miles because that funding exercise was counted as a purchase.

tazzy531 thought the restriction ingy104 talks about has to do with the maximum number of CITI cards one can apply within a 60 day period. ingy104 seems to indicate there is a restriction of 3 on something else, but I am also having trouble understanding what that restriction is.

SO is the restriction, assuming correct, the following:

- an individual can open and fund with a credit card up to 3 CITI deposit accounts in his / her lifetime?

(The key is open AND fund. I am assuming, you can open as many deposits as you want.)

I did it twice and I think they basically ignored my requests. I'm not sure how you guys do it!

WalStMonky said:OP is describing a restriction on opening deposit accounts, and using a credit card for a funding source, which are coded as a purchase. Lots of us have opened Citi checking accounts and funded with a credit card, pocketing rewards and a month + grace period float. If the limit of 3 is lifetime that's a bummer. I wonder if it's retroactive. Anyway, it's info from a Citi CSR so flip a coin to decide whether it's correct.

I tried opening a citibank checking account and wanted to fund it with credit card. Unlike Chase which lets you enter the credit card # online during the application process, i wasn't able to do that with the citibank checking app. It told me to fill out a form with my credit card info and fax/mail it in.

has this been everyone's experience? I'm worried if a human has to review the charge, they might deny a large (>$5000) initial deposit by credit card....

wxl31 said:kishnakushna said:WalStMonky said:OP is describing a restriction on opening deposit accounts, and using a credit card for a funding source, which are coded as a purchase. Lots of us have opened Citi checking accounts and funded with a credit card, pocketing rewards and a month + grace period float. If the limit of 3 is lifetime that's a bummer. I wonder if it's retroactive. Anyway, it's info from a Citi CSR so flip a coin to decide whether it's correct.

I tried opening a citibank checking account and wanted to fund it with credit card. Unlike Chase which lets you enter the credit card # online during the application process, i wasn't able to do that with the citibank checking app. It told me to fill out a form with my credit card info and fax/mail it in.

has this been everyone's experience? I'm worried if a human has to review the charge, they might deny a large (>$5000) initial deposit by credit card....

Standard procedure. If you don't want to fill in and fax a form, just call Citibank's # on their website for new accounts and a CSR will help you fund it over the phone.

Several FWers successfully funded 25k+ on CCS, so they won't even bat an eye at 5k.

Don't attempt to do this at the local branch - they will consider it a cash advance rather than a purchase.

Thanks for your response. What's "CCS" though?