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brianlp518's business AOR Archived From: Finance

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alert mods    
   posted: Feb. 5, 2008 @ 8:46p

Brian, Great job on your Biz Appo. I received a citibank Biz and consolidated 2 lines into $40K 0% for 15 months. So I thought I would try another, the Bank Atlantic card, $25K???? easy or did you work at it? I seem to recall another AOR that had a good CL with them. Who did they pull??


alert mods    
   posted: Feb. 5, 2008 @ 8:51p

where did you find 0% for 15 months? I want one...

The Bank Atlantic Card was approved for $25K, no haggling... I think I requested $20k BT, and I had to do a second BT to take out the rest... The BankAtlantic card is issued through Barclay's, so to save you going back a page: TransUnion (TUC 01/16/2008 BRCLYSBANKDE)


alert mods    
   posted: Feb. 6, 2008 @ 12:34p

I think I got their 15 mon right from their website, it was back in december (took a month to get my balance transfer) 2 weeks for approval, don't know why, then I had to wait ti get the card then reallocate another week then 10 days to discover they never processed the BT check (no bt into checking, just check in the mail) then I finally get the check 3 days after CD rates drop, Bast..s


alert mods    
   posted: Feb. 6, 2008 @ 12:43p

Brian,
I looked at their app, I only see the ability for BT request from a credit card??? is that what you did or into a checking account?


alert mods    
   posted: Feb. 6, 2008 @ 1:15p

brianLp518 said:sorry... it was a typo. Fixed!

Here's the GM Business/Bus Plat/Business Rebate from Chase for $75 ($99 BT Fee on Chase.com):
http://www.cardselection.com/issuers/chase/chase-gm-business.html
http://www.cardselection.com/issuers/chase/chase-platinum-visa-business.html
http://www.cardselection.com/issuers/chase/chase-business-rebate.html

Not to mention $35 bonuses for each card... Unfortunately, I didn't apply through Cardselection.com for my Business apps. CS actually offers better terms than going straight to bank site most of the time.

OP, thanks for the update - applied for the Chase GM card yesterday, got approved (From check app status thread - Chase Biz: 800-453-9719) by the system [no analyst] today for $12k - will be reallocating somewhere between $16-17k from personal, looking good for the $75 fee!

Thanks again!


alert mods    
   posted: Feb. 7, 2008 @ 5:07p

win333 said:First national bank?
of omaha or is this a different one?

If different got a link?

You mine as well apply for more, find some EQ pullers in your area.


I have the FNBO commercial card, I think it's the same thing (but I might be wrong) my min payment is like 5% per month. Just a heads up.


alert mods    
   posted: Feb. 7, 2008 @ 5:11p

win333 said:First national bank?
of omaha or is this a different one?

If different got a link?

##.Cards applied for....................................Status:
13.First National Bank of Omaha Business Edition Visa...Approved (No more 0% BT)




win333 said:I have the FNBO commercial card, I think it's the same thing (but I might be wrong) my min payment is like 5% per month. Just a heads up.
Didn't do a BT offer w/ FNB Omaha

win333 said:
You mine as well apply for more, find some EQ pullers in your area.
Got any EQ pullers in CA? Haven't really found any on creditboards or FW...


alert mods    
   posted: Feb. 7, 2008 @ 9:24p

brianLp518 said:win333 said:First national bank?
win333 said:
You mine as well apply for more, find some EQ pullers in your area.
Got any EQ pullers in CA? Haven't really found any on creditboards or FW...

 

It's not a biz card but Penfed CU pulled EQ in Cali. They gave me my most generous starting personal line ever.
(helps your personal score) And they have good Cash Back deals.


alert mods    
   posted: Feb. 7, 2008 @ 11:27p

i don't think i want to apply to any more cards right now...


alert mods    
   posted: Mar. 5, 2008 @ 2:51p

Any feedback on Fifth Third Bank Business Rewards MasterCard card?

Introductory Balance Transfer APR: 0% for first twelve billing cycles
Balance Transfer Fee: None


alert mods    
   posted: Mar. 5, 2008 @ 3:10p

AGLP2K said:Any feedback on Fifth Third Bank Business Rewards MasterCard card?

Introductory Balance Transfer APR: 0% for first twelve billing cycles
Balance Transfer Fee: None

They were out of my area 6 months ago, but didn't mind hitting my experian 1st.


alert mods    
   posted: Mar. 5, 2008 @ 3:45p

AGLP2K said:Any feedback on Fifth Third Bank Business Rewards MasterCard card?

Introductory Balance Transfer APR: 0% for first twelve billing cycles
Balance Transfer Fee: None
Received my lowest CL from them, 5k.


alert mods    
   posted: Mar. 5, 2008 @ 3:50p

AGLP2K said:Any feedback on Fifth Third Bank Business Rewards MasterCard card?

Introductory Balance Transfer APR: 0% for first twelve billing cycles
Balance Transfer Fee: None

out of my area.


alert mods    
   posted: Mar. 6, 2008 @ 10:57a

AGLP2K said:Any feedback on Fifth Third Bank Business Rewards MasterCard card?

Introductory Balance Transfer APR: 0% for first twelve billing cycles
Balance Transfer Fee: None

10/30/07 - applied/deferred
11/5 - Received card in mail with tiny CL ($1,500). Called to request CLI, but was told to go to local branch.
11/6 - Went to local branch and was told they couldn't do it anymore and I had to call - lady there called 1-800 for me and faxed proof of income for CLI (very nice of her).
11/20 - CLI request was denied (call from person at local branch).
11/21 - Called to cancel and found out CL was now $10K (still smaller than others I got, but better and surprising). Requested BT.
12/14 - BT finally posted to another CC (they would only BT to another CC).

Also, end date for 0% is less than 12 months (10/14/08) from the date I applied. So, it turned out to be less than a 10-month BT, but I'd rather have 10 months at 6% than nothing!

Edit: added dates for clarity.


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