Glitch 99 said

One exception may be AMEX - I have 2 personal cards and 2 Biz cards (Corp, w/TaxID) with them, and they suspended all 4 accounts for my FR (and I only had to send in biz docs to unsuspend all 4). They also snagging part of my existing personal line to create the two biz accounts when I opened them.

Glitch, which biz docs did you have to send to AMEX? I am considering the same stategy for myself and I am so glad people are finally talking about this. S corp AOR (which I am in the middle of) then Sole Prop cards, then Personal. If it works, I think you can indeed do 2-3 AOR's a year.

I applied for five Chase cards last biz A0R. I just finished scraping the Chase site and see 16 Chase biz cards for this round. 15 of them will be 2x (Sole-P & S-Corp). Thoughts/obvious problems?

Chase Premier Cash Rebate
Chase Cash Rewards
Chase Platinum Free Cash Rewards
Chase Flexible Rewards Select
Chase Flexible Rewards
Chase Platinum Premier Value Miles
Chase Business
Chase Professional
Amazon.com
BellSouth
Borders
GM World
GoDaddy.com Rewards
Michelin Advantage
Priority Club Rewards
UPS Capital

PS. Any reason not to apply to all of the Chase personal cards with 0%, fixed fee BT offers as well? I would follow-up with one Macro-consolidation.

I may not be understanding, but I would not recommend applying for 15 total Chase cards, I don't care how many names or businesses you do it under, it's going to look hinkey.

Plus, there's a lot of redundancy. If you're planning on doing the BT on the business side, then you only need the 0% card there (maybe two apps, just to be safe). Any other cards applied for are going to be for credit limit padding and/or bonuses.

Venturion said:Mark - I applied for 5 Chase cards in the last A0R. Four received $10K CLs and one received $25K. I don't see why it can't scale without impacting credit availability. Was I just lucky last time around?

Win - launch date is still at least a week away because I have some upcoming business travel this week.

Cancel the biz trip, my popcorn will be stale

So your really gonna try that many, I think you'll get more than any of us can imagine. I thought I had nerve but you are the winner. I will absolutely go right behind you and do my AOR, I just need to move some debt off of my personal report 1st. I blew it applying for business lines of credit.

On a more important note, I've been disputing 6 inqs at a time off of my EQ report with great success. I think you should try, soon as the inqs start rolling in. That way any late pullers won't see see as many INQs.

It takes atleast 2 day to get them off, most of the time it's 3 days.

I applied for the chase UPS and the chase PROF. by the time they got around to checking my app the fraud dept called me. My address doesn't show on my credit report. So Chase ups wanted me to send in UTIL bills, then about a week later I get a call from the fraud dept again. This time its for the chase PROF. they want util bills because my address is not on my credit report.

I slipped up and said, " But I just faxed them in for the UPS card". She didn't care and said she had verified all she could and that she would need the util bills. So I said OKY DOKY I'll get them right to YA! Chase UPS line got 15K and the PROF. I got 20K.

So without a doubt those 2 cards are not seen by each other. Just like I think the AM3X Delta and starwood don't talk to each other either. Thisguy got 2 50,000 lines on those AMEX apps. I did notice THISGUY has a Dell account so he must have a business credit report. I think when AMEX saw the Biz credit report they gave him the MAX. I also think the biz credit report is why he did so good on his AOR. His HHI is only like 110,000, that is the only thing that explains why he did so good I think.

Food for thought

Well on a brighter note, if you get A/A you already have their money Not much they can do.

Well I just checked my EXPERIAN report and I see 3 different chase soft pulls in the last week.

Chase bank, Chase NA and first usa

Maybe if we can figure out who and how many different arms they have we could apply for a few per arm.

Chase Bank = either chase biz or chase platinum

Chase NA = same as above

First usa = My chase freedom card

There is a reason they are doing 3 softs, if it was just as easy as your SS# they would only need 1 soft or at most 1 soft for personal and 1 soft for business.

I don't know that much about all the different companies chase owns, BUT I know you guys do. Isn't the chase Sony card separate from the others for example.

I remember the chase commercial that says they offer over 800 different cards, there has to be a glitch somewhere and we are only exploiting a very small part of it.

ShaneM said:I agree with mark; I want to see what happens but completely expect for you to get denied on lots of these apps. They still have your social and thats all that matters. Let me get the full list together and then I'll run it all. This is the "Trash My Score" A0R I've got about 21 cards so far and expect to get around 30-40 before starting.

ShaneM said:
Last year I applied for around 5 Chase and got accepted on 3 (25K, 25K, 10K). So one would think I could have gotten more but actually got denied on the others. Good data point. Do you recall which three were accepted, which were not, and in what order applied/decided/reported pull? I did GM, Chase Rebate, Chase Platinum Visa, Chevy Chase Bank, and Amaz0n. I think adding BellSouth, UPS, Borders GoDaddy, Michelin, and Priority Club should be okay. I'll take the hit/risk for the FW team and report what happens. I've got nothing to lose.

CHASE CARD SERVICES


Address:
201 N WALNUT ST FL 6
WILMINGTON DE 19801
No phone number available
Date of Request:
01/28/2008
__________________________________________

FIRST USA,NA


Address:
PO BOX 8650
WILMINGTON DE 19899
(800) 955-9900
Date of Request:
01/27/2008
01/10/2007
_________________________________________



CHASE BANK USA,NA


Address:
3415 VISION DR
COLUMBUS OH 43219
(800) 848-9136
Date of Request:
01/25/2008
______________________________________

FIRST USA,NA


Address:
800 BROOKSEDGE BLVD
WESTERVILLE OH 43081
(800) 955-9900
Date of Request:
12/28/2007

________________________________________

CHASE BANK


Address:
800 BROOKSEDGE BLVD
WESTERVILLE OH 43081
(800) 955-9900
Date of Request:
05/15/2006 <-------------------2006 I did not have a freedom card (first usa)

Funny I have 4 softs from chase since 12/28/07 I have 5 chase cards, 2 personal and 3 biz cards. When I got my freedom they were real picky (I already had a 25,000 card) They wanted bank statements. I got 3 biz cards in NOV/DEC07 and they didn't bat an eye except for wanting util. bills.

Someone has to be able to do something with this info.

advanta and keybank report to experian biz

I wouldn't apply for all those Chase Cards. I am just in the last stages of my 1st AOR, which I launched last week Jan 29th. After seeing others have so much luck with Chase, I was surprised when I was denied for "too many new accounts in the last year" which means too many new accounts with Chase.

I applied for 2 Chase Biz, 1 Chevy Chase Biz, and 1 Chase Marriot personal. I was approved for the 2 Chase Biz (Both at the very top of my list) but was denied for the Chevy Chase and the Personal Chase because I had too many new accounts with them, and by too many they meant 2. Now I called back today and they are re-submitting my Marriot personal application, but they are closing out another personal card to do so. Not sue if you will have the same fate with the co-branded cards, but ti looks as though they are tightening the reins. Hope that helps, and good luck! Can't wait to see wait to see what happens!