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dvm395's first AOR Archived From: Finance

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Lots of updates!

- Reallocated CLs from Chase. Moved all but $1k from United Miles Business and Freedom to Chase Business Rebate. Consolidated the Disney card (wife was sad) and after everything, the Chase Business Rebate has a $43k CL. Mailed off a check for $42.5k to Countrywide Savings.

- National City check for $6.9k arrived and immediately deposited into my WAMU Savings account.

- Juniper Bank Atlantic Business: Submitted an online BT request for $14.5k that will go to my current Citi Professional card. Will request a balance refund once the money is there. Left the $5k CL alone on Juniper National Parks instead of moving it to Business. Need to watch the total utilization on the personal side.

- Reallocated CL from Citi Business (all but $1k) to the Citi Business PP card. Called to have Citi send me a check for $10.5k

- BT checks from AMEX arrived (In:LA card) and I wrote a check for $31k to my brother-in-law who will in turn write me a check once the money is available.

- Decided against making a BT on the RBS card for now. 9 months of 0% with a line of $6500 and $60 fee doesn't seem worth the ~$80 in profit and higher utilization. Someone talk me into it please!

- I have in my notes that WAMU sends you a welcome packet with a BT check. Haven't received anything yet. Should I keep waiting?

- 15k United miles showed up 3 days after opening Fidelity account and $100 showed up 3 days after that. Immediatetly put the $10k into FSLXX.

- Made all necessary purchases to trigger the bonuses on certain cards. If you sell stuff on eBay, you can pay your eBay seller fees in $1 increments as often as you like.

- Resubmitted application to Chase Free Checking account (first one was lost in their system) for the $125 bonus.

- Opened a BofA checking account for a $75 bonus.


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If you're doing Checking Bonuses, you might as well do the Chase Business Checking bonus for $200 and a $50 referral. Food for thought...


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djspray said:If you're doing Checking Bonuses, you might as well do the Chase Business Checking bonus for $200 and a $50 referral. Food for thought...

Tried but no Chase branches in my area and the online app said the offer is not available in the zip code I'm in. I read someone plugged in another zip code at the start but I'd rather not go that route. Thanks though.


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Can't you just use the RBS for daily purchases and keep the cash, maybe not 6,000 but after a few months it adds up. I buy everything I can on my biz cards with no BT rate, I figure it works out in the end.


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win333 said:Can't you just use the RBS for daily purchases and keep the cash, maybe not 6,000 but after a few months it adds up. I buy everything I can on my biz cards with no BT rate, I figure it works out in the end.

The RBS is a personal card though.


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dvm395 said:win333 said:Can't you just use the RBS for daily purchases and keep the cash, maybe not 6,000 but after a few months it adds up. I buy everything I can on my biz cards with no BT rate, I figure it works out in the end.

The RBS is a personal card though.

I was in businesses mode, don't matter i'd just put everything I could on it. Cable, garbage, food, gas, medicine etc., My insurance company has even started taking credit cards with no fee.


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