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BradleyN
- New Member
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posted: Feb. 23, 2008 @ 12:19a 
delzy said:BradleyN said:hey guys-
i was an existing citi account holder and applied for this card. they approved me but with a credit limit 5x less than that of my citi dividends card. if i call are the chances good that they will bump the limit? my credit score isn't that good, mostly due to a lot of negs that will be seven years old in july.
Do you have a negative credit limit on you dividend card? The reason I ask is that it must be that your current limit is a negative number if 5X it is less.
It appears that you need to try harder to understand 2nd or 3rd grade math like basic arithmetic and dates and other similar complicated things before you go using something as difficult as a credit card. Maybe you should just use a debit card and pretend it's a credit card.
um, no i have a 10k limit and currently a $0 balance. thanks for the kind words though! now if you will kindly hurl yourself into a raging grease fire all will be well.
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onedollarinmywallet
- Senior Member
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posted: Feb. 23, 2008 @ 5:10p
2/23/08 update: Finally received my card today from Associated Bank! Took 18 days to receive from initial date of application online via the long form. Credit line: $25,000
Cash Advance Limit: $25,000 Confirmed that terms for BT is 0% for 12 months from date of account opening with no fee and that you can transfer straight to your bank account directly from their website. Yay! onedollarinmywallet said:It's already 14 days since submitting the application (2/5) and still no emails, regular mail, or phone call. I bet if I call them tomorrow, they'll still say it's "processing!"
Anybody here still waiting as well? |
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delzy
- Senior Member - 3K
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posted: Feb. 23, 2008 @ 6:29p
onedollarinmywallet said:
Confirmed that terms for BT is 0% for 12 months from date of account opening with no fee and that you can transfer straight to your bank account directly from their website. I think you confirmed wrong. The Promo rate lasts 12 months from date of first transfer within a year of opening account. So if you wait 11 months to BT, you could still be at 0% in 23 months from now. |
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gincentive
- Member
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posted: Feb. 23, 2008 @ 8:23p
I applied for and received this card and initiated the bt request. Thank you OP and all who posted with questions and info. I can't find this card in Yodlee's database, and citicards.com sent me to associatedbank.accountonline.com where I had to make a new login. Has anyone found a Yodlee entry for this card? |
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onedollarinmywallet
- Senior Member
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posted: Feb. 23, 2008 @ 10:27p
delzy - Thanks for the clarification. Looks like the CSR gave me the wrong info or was confused. But I'm glad to see that I can do the BT right from their website to my bank.  delzy said:onedollarinmywallet said:
Confirmed that terms for BT is 0% for 12 months from date of account opening with no fee and that you can transfer straight to your bank account directly from their website.
I think you confirmed wrong. The Promo rate lasts 12 months from date of first transfer within a year of opening account. So if you wait 11 months to BT, you could still be at 0% in 23 months from now. |
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onedollarinmywallet
- Senior Member
rated:
posted: Feb. 23, 2008 @ 10:31p
Here's how you add it to Yodlee: 1. Set up a user ID and password (plus the 3 questions) from their site. The user ID and password should be different from your regular "Citi cards" (assuming if you have CC from Citi already). 2. Once that's done, add "Citibank Credit Cards" from Yodlee's list of popular credit cards database and enter the user ID, password, and 3 questions from #1 above. Yodlee will now show it as: Citibank Credit Cards - Associated Bank Visa Platinum
auto-login | Update - Last updated xx hours ago. I was stumped as well since the only "Associated" entry that Yodlee had on their database was the bank (the others were credit unions) but then I realized that this card is issue by Citi and it's the same website as the regular Citi credit card website, with the the "Associated Bank" branding added. Edit: Corrected typo/clarification. gincentive said:I applied for and received this card and initiated the bt request. Thank you OP and all who posted with questions and info.
I can't find this card in Yodlee's database, and citicards.com sent me to associatedbank.accountonline.com where I had to make a new login. Has anyone found a Yodlee entry for this card? |
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afeld
- Greedy Member
rated:
posted: Feb. 24, 2008 @ 8:40a
Sweet! I was only able to get a 12k limit, but right after the app process, they let me do a BT to other creditor or a check to myself (No fee and 0% for 12 months on both) I opted for the check to myself for 5,900 of course! Edit: It's nice to see a CC that gives you your BT offers after showing the approved limit! |
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aadam101
- Member
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posted: Feb. 24, 2008 @ 9:30p
tyfred15 said:I have no clue what any of this means. All that Red is not fair but you have questions you should ask something specific. It is confusing if you don't know much about this stuff. |
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dustin72
- Tired Member
rated:
posted: Feb. 25, 2008 @ 1:09a
Thank you OP. Took a few weeks to get my approval/card but got $25k and will wait til Jan 09 to run the first BT through. Surprised I got a high limit on this card since I have a $38k 0% for Life w/Citibank. |
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SlimTim
- Senior Member
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posted: Feb. 25, 2008 @ 8:17a
I got my Vectra card in the mail on Saturday. I'm in CO, and didn't see anything about state residence either. Sorry for the confusion. Worse, it looks like a pretty conservative issuer. My limit is $5k. I applied for the Associated card in this thread and got $15k on that. I also applied for one other that day (targeted offer from Commerce Bank) and have not heard about that one yet. |
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0073735963
- Member
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posted: Feb. 25, 2008 @ 11:32a
Thanks OP for the info on this card..this is great! Finally received my card on Saturday..approved for $15k. Called Citi and consolidated a few lines into this card (did have to close them completely)...now have a $38,000 balance and requested a $36,000 check. I'm just a small player in the free interest game but I love that I've jumped from $12k last year to $38k getting interest this year. Green Green Green! |
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lhendricks92
- Senior Member - 1K
rated:
posted: Feb. 25, 2008 @ 11:37a
0073735963 said:Called Citi and consolidated a few lines into this card (did have to close them completely) Thanks for sharing this data point. What cards were you able to consolidate? BTW, I tried today to consolidate this Associated Card into a CitiBiz card. The Biz CSR could see the Associated card, and she tried several methods to reallocate or consolidate to my CitiBiz, but all attempts failed. |
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0073735963
- Member
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posted: Feb. 25, 2008 @ 12:01p
lhendricks92 said:0073735963 said:Called Citi and consolidated a few lines into this card (did have to close them completely)
Thanks for sharing this data point. What cards were you able to consolidate?
Two Platinum Select cards. An earlier post said they had trouble moving a partial line over but since I didn't need the Platinum Select lines, I just asked for it to be consolidated over & closed. I called the main Citi number, did not call the number on the AB card. |
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elleve
- Senior Member
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posted: Feb. 25, 2008 @ 1:26p
0073735963 said:Thanks OP for the info on this card..this is great! Finally received my card on Saturday..approved for $15k. Called Citi and consolidated a few lines into this card (did have to close them completely)...now have a $38,000 balance and requested a $36,000 check. I'm just a small player in the free interest game but I love that I've jumped from $12k last year to $38k getting interest this year. Green Green Green!
your welcome!
lhendricks92 said:0073735963 said:Called Citi and consolidated a few lines into this card (did have to close them completely)
Thanks for sharing this data point. What cards were you able to consolidate?
BTW, I tried today to consolidate this Associated Card into a CitiBiz card. The Biz CSR could see the Associated card, and she tried several methods to reallocate or consolidate to my CitiBiz, but all attempts failed. For citibank,
I've always had problems moving credit across business and personal. But you should have no problems consolidating with citi co-brand and citi main. |
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lhendricks92
- Senior Member - 1K
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posted: Feb. 25, 2008 @ 2:51p
elleve said:I've always had problems moving credit across business and personal. But you should have no problems consolidating with citi co-brand and citi main. I've had no problems moving personal to business - until now with this Associated wild child. Has anyone has success moving Associated Bank CL TO another Citi personal card? |
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lhendricks92
- Senior Member - 1K
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posted: Feb. 27, 2008 @ 8:29a
lhendricks92 said:Has anyone has success moving Associated Bank CL TO another Citi personal card? To answer my own question, I just consolidated this new Assoc Bank card onto an existing CashReturns card. |
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afeld
- Greedy Member
rated:
posted: Feb. 27, 2008 @ 10:23a
lhendricks92 said:lhendricks92 said:Has anyone has success moving Associated Bank CL TO another Citi personal card?
To answer my own question, I just consolidated this new Assoc Bank card onto an existing CashReturns card. I'm going to assume you didn't have a 0% BT on it? |
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lhendricks92
- Senior Member - 1K
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posted: Feb. 27, 2008 @ 10:36a
The CashReturns has a 0% BT, but the fee is uncapped. |
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afeld
- Greedy Member
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posted: Feb. 27, 2008 @ 12:21p
lhendricks92 said:The CashReturns has a 0% BT, but the fee is uncapped. I meant the Citi Associated Bank. With no BT fee and 0% for 12 months, I thought you would have had a BT on it. I was just wondering what would happen if you combined that card with another. |
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lhendricks92
- Senior Member - 1K
rated:
posted: Feb. 27, 2008 @ 12:28p
afeld said:lhendricks92 said:The CashReturns has a 0% BT, but the fee is uncapped.
I meant the Citi Associated Bank. With no BT fee and 0% for 12 months, I thought you would have had a BT on it. I was just wondering what would happen if you combined that card with another. Yes, the Assoc card had the 0% BT offer on it, but I can make better use of the CL elsewhere. Just to clarify, I moved all of the CL from Assoc card to CashReturns. |
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