Search
Hot Deals|Free Stuff|Finance|Topic Alerts|Today|Forum Search

Forums › Finance
  • 1 2345…12
  • Page
  • Text Only
posted: Feb. 1, 2008 @ 5:39p

CITIBANK

0% Introductory APR on Balance Transfers for 12 months from date of first balance transfer.*
No Annual Fee and no Balance transfer fees with the APR offer described above.*

3% of the amount of each balance transfer, $5 minimum, $75 maximum. However, there is no fee with the 0.00% APR balance transfer offer described above.

 

This is a co-branded NO BALANCE TRANSFER FEE CitiBank CC, hidden among all the cards with balance transfer fees.


GREEn!!! Thanks.

Link to Application here
posted: Feb. 1, 2008 @ 5:39p

posted: Feb. 1, 2008 @ 5:52p

Wow! Green for you. Thanks, man!
posted: Feb. 1, 2008 @ 6:16p

Nice 15k instantly, Thanks OP. I think it's been about 4 months since I saw a valuable post like this. Thanks again!

Edited to add: Seems to have pulled EQ if any pull at all. I only check TU and EXP and no inqs. I did do the ap shortcut for citi customers.
posted: Feb. 1, 2008 @ 6:30p

Only got $12K... I wonder if they will allow me to move my other CL to this.
posted: Feb. 1, 2008 @ 7:38p

nice find!
posted: Feb. 1, 2008 @ 7:45p

Can somebody tell me what CRA they're pulling?
posted: Feb. 1, 2008 @ 7:51p

it's citibank.

they usually pull transunion for me.
posted: Feb. 1, 2008 @ 7:54p

elleve said: it's citibank.

they usually pull transunion for me.

Awesome, thanks. Green for you.
posted: Feb. 1, 2008 @ 8:19p

I have no clue what any of this means.
posted: Feb. 1, 2008 @ 8:40p

Thanks OP!!!

Thank you, Hyper! Your application for the Associated Bank VisaŽ Platinum has been received. When our review is complete, we will contact you via U.S.mail regarding our decision.
posted: Feb. 1, 2008 @ 9:04p

tyfred15 said: I have no clue what any of this means.

It basically means that consumer debt has just inched up a bit...


posted: Feb. 1, 2008 @ 9:51p

Dead. Website down.
posted: Feb. 1, 2008 @ 9:59p

ryancmor17 said: Dead. Website down.

Was down for me as well. Now it is working again.
posted: Feb. 1, 2008 @ 11:17p

Excellent find. Thanks OP!
posted: Feb. 2, 2008 @ 12:28a

The whole Citibank web site is down!!! Fat Wallet effect?


posted: Feb. 2, 2008 @ 1:09a

tyfred15 said: I have no clue what any of this means.Repost your question here:
The Finance Forum Questions Thread, 2008 edition: flame-free zone to ask your finance questions.-Newbies too!
and you will get the answers you're looking for.
posted: Feb. 2, 2008 @ 1:13a

since this is citi, is it possible to bt to checking? do you access this card at accountonline or on associated bank's website?
posted: Feb. 2, 2008 @ 1:42a

mase said: 1. since this is citi, is it possible to bt to checking? 2. do you access this card at accountonline or on associated bank's website?

1. yes
2. I logged into citicards.com and it forwarded me to a branded entry portal based on my newly created ID (it didn't allow me to login yet though - I didn't accept electronic documents when I was approved so I don't know my acct # yet).
posted: Feb. 2, 2008 @ 2:37a

Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?
posted: Feb. 2, 2008 @ 2:47a

No fee BT with 12 months 0% APR is pretty much it. From past experience w/ Citi co-branded cards, they do not count towards Citi card limits per member.
posted: Feb. 2, 2008 @ 2:50a

mhesidence said: Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

drivers edge and home rebate have a capped fee of 75$. rest of the cards on citi seem to either be uncapped, or 250/75$ cap.

This one actually has no fees at all.


can't really answer ur other 2 questions. i wouldn't call citi and ask personally. I would just take the awesome bt offer before it disappears like all the other 0 fee citi bts. I would imagine the system is similar to the ATT co-branded citicard.
posted: Feb. 2, 2008 @ 3:18a

Thanks for the post! I qualified for 12k and it let me send myself a check for 11400 fee free!
posted: Feb. 2, 2008 @ 5:39a

Does the transfer have to be from another card? I have an equity loan I would like to pay down. Will that work?
posted: Feb. 2, 2008 @ 6:14a

luvdoublebrats said: Does the transfer have to be from another card? I have an equity loan I would like to pay down. Will that work?
It should work, at least indirectly. Read the post above yours and do what he/she did. Then pay it off. Of course you would have to figure out if it's even worth doing in the first place.
posted: Feb. 2, 2008 @ 6:22a

Great find, green, green!

Anyone find any benefit to taking the "Citi cardmember shortcut"?
posted: Feb. 2, 2008 @ 6:28a

elleve said: mhesidence said: Besides being a no fee BT what's good about this card? Citi Home Rebate and Citi Drivers Edge still have no fee BT. Can you reallocate other citi cards to it? It doesn't count towards your total citibank exposure?

drivers edge and home rebate have a capped fee of 75$. rest of the cards on citi seem to either be uncapped, or 250/75$ cap.

This one actually has no fees at all.
If you use the correct link they are NBTF! Also if you drive a lot of miles you can get back 12% on Drivers Edge. (first year only, 1000 max)
posted: Feb. 2, 2008 @ 7:18a

The 5% card thread had a mention of associated bank with a 5% card on gas and groceries....hard to say what this card has for rewards...

5% cards
posted: Feb. 2, 2008 @ 8:08a

GREAT find! I have $24000 that I need to move from American Express Blue this month and have been looking for a place to move it! I can reallocate my Citi credit and move it to this new account! Thanks for this post!
posted: Feb. 2, 2008 @ 8:46a

Thanks OP.
posted: Feb. 2, 2008 @ 8:58a

good find OP, hmmmm I have about 7 citi personal cards wonder if one more will make a difference.
posted: Feb. 2, 2008 @ 9:46a

wow, i read goodie as google... lol
posted: Feb. 2, 2008 @ 9:49a

Excellent find! Big GREEN for you OP.


posted: Feb. 2, 2008 @ 9:53a

Always EX here

NeuroSynapsis said: Can somebody tell me what CRA they're pulling?
posted: Feb. 2, 2008 @ 9:57a

Associated Bank is my local bank... green bay, wisconsin. They have physical bank locations all over town, official bank of the green bay packers too


posted: Feb. 2, 2008 @ 10:11a

mhesidence said: It doesn't count towards your total citibank exposure?

This is the key question. If the answer is no, then this is an excellent find. Can anyone else comment?
posted: Feb. 2, 2008 @ 10:56a

this looks like a good card -- but why is everyone rushing to get in on it? why not wait until your next AOR?

do offers like this (0%, 12 mo, no fee, regional bank) pop up and then die soon after when the response is overwhelming?
posted: Feb. 2, 2008 @ 11:04a

musix4me said: GREAT find! I have $24000 that I need to move from American Express Blue this month and have been looking for a place to move it! I can reallocate my Citi credit and move it to this new account! Thanks for this post!

I recently got the Citi Driver's Edge Card and they gave me problems reallocating my credit lines, saying this new account was ineligible for reallocation because it had a 0% BT offer on it. they let me reallocate to business cards that had 0% offers.
posted: Feb. 2, 2008 @ 11:04a

Is applying for this going to deem me a Citibank customer?

I am probably one of those few people out there who doesn't have a Citibank account or CC, and I'm still debating if I should go through the hassle of the $200 Citibank offer.

Will applying for a Ciibank CC rend me ineligable for the $200 banking offer?
posted: Feb. 2, 2008 @ 11:43a

Looks like an awesome card. Just in time for my AOR. Thanks for the information.
Skipping 416 Messages...
posted: Mar. 2, 2010 @ 12:50p

jackcrawfish said: erinm said: dead? link just redirects me to Associated Bank home page.http://www.fatwallet.com/forums/finance/805791?query=dead

yep...

oops.. I wasn't logged in when I initially pulled this up so for some reason the "dead" indicator didn't show. Once I logged in it did.

Sad part is that I already had this card and took advantage of the BT.


Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.


While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2012