Found a goodie credit card. Must add to your AORs.

When I click on the link provided in this thread for the card, I get an Associated Bank credit card, not Google! Is this offer dead?????

Cherry30303 said: When I click on the link provided in this thread for the card, I get an Associated Bank credit card, not Google! Is this offer dead?????

Huh??

My bad! I see my error now!!! LOL!!!!

2/8/08 update:

I received an alert from PM123 notifying me of a change in my CR. It looks like Associated/Citi pulled my report (Equifax; I'm in VA):

TrueLink shall notify of a new inquiry, and include the following information:

Inquiry date: 02/05/2008
Inquirer's name: CITIBANK USA N.A
Industry type:
Inquirer's address: 701 E 60th St NSioux Falls, SD 571040432
Inquirer's phone number:
Inquiry intent:
Inquiry abbreviation:
End user text:
Bureau: Equifax

Still no email or confirmation yet from Associated/Citi. They sure take their time.

By the way, I noticed PM123 (or is it actually TU's fault?) is slow in reporting alerts; I had applied on 2/5 and an inquiry was pulled on 2/5 as well, but PM123 is now only reporting it. My FAKO score for EQ dropped by one point, from 809 to 808.

onedollarinmywallet said: I decided to jump into the water and applied for the card online.

After submitting the application, it didn't give me an instant approval or rejection other than saying that I will get a response via US Mail. No reference or confirmation # either. So I ended up calling Associated Bank's customer service to check on the application status. The CSR that I spoke to noted that I was missing an information on the application (the question on whether where I rent or own; what's odd is this question isn't on the application form to start with) and once I gave her that information, she said the application is now processing. I also got a reference # from the CSR.

I'm curious as to what determines an instant vs. non-instant decision? I didn't use the shortcut application (for existing Citi card holders even though I already have a Citi card), by the way.

bakpak said: So is there a minimum monthly payment? How much is it, or how is it calculated?
Yes, unfortunately, there is a minimum monthly payment for this card. I'm still looking for the ideal AOR card with a high CL, 0% BT, no BT fee, and now that you've mentioned it, no minimum monthly payment.

All my Citi cards, including my 5% Associated Bank cash rewards card, have a minimum payment that's 1.5% of my balance. Your best bet is to read the terms for the card in order to get complete information about minimum payments and other items.

anybidy else received the card or check for BT? Just curoious

Neidman said: I received a letter from Associated today (dated 2/2) saying I should receive my card within a week and that "some details of your card agreement may be different from the terms that were disclosed on your application." I don't like the sound of that!!!

Exactly that's what worries me.

rockets said: Neidman said: I received a letter from Associated today (dated 2/2) saying I should receive my card within a week and that "some details of your card agreement may be different from the terms that were disclosed on your application." I don't like the sound of that!!!

Doh! Already too late, this morning I deposited two checks from Citi, total amount $30,xxx. Now keep fingers crossed.

I did the same!!

Received the card today and 0% APR is there on the folder but no mention of the transfer fee.

I received my card and my BT check separately. Deposited check today. Thankfully, I have screen capture verifying "No BT fee" if they decide to give me crap.

Card arrived today. Logged on and the BT offer was the same as the original offer. All looks good.

troyb said: This is a good deal, but be aware that you might encounter some trouble if trying to consolidate/reallocate your other Citi credit lines to this card.

I wanted to move most a line from my existing Diamond Preferred card, however neither the front line agent nor supervisor would allow this. The first person gave me all sorts of BS, but the supervisor said that it was due to the 0%, no fee offer. He said there was no way around the system limitation on this, however he could consolidate an entire line. It wasn't my first choice, however since I have no plans on using the old card, I went ahead and did that. Now I just need to decide if I will take this offer now or wait until my Chase BT matures (trying to avoid AMEX FR).
You can get a check to your bank acct on this one.

Sorry, I misread your post. But please let me confirm that you are saying they will consolidate my Citi Dividend credit line into the associated card? Thanks.

question - anyone know if i can deposit this check into my CITIBANK account? i know the offer says you cannot pay off the CITI credit card balances, but can you deposit the check into a citi bank account?

mauricer said: question - anyone know if i can deposit this check into my CITIBANK account? i know the offer says you cannot pay off the CITI credit card balances, but can you deposit the check into a citi bank account?

just have them cut you a check, and then put the funds where ever you like!

Maybe they're deluged with applications (FWF effect?) but I just called to check on my application and it's still "processing." The CSR on the phone asked me the same question she had asked the last time I had called (the question was about whether I own or rent) and I told her she had asked that same question the last time. In the end, the CSR said I will get an email and/or letter in about 10 days.

How long has it been taking to get approval by mail?

No instant approval here, I wonder what the secret handshake was to get it...

Thanks OP!

Is the Vectra offer for the Platinum, Classic, or both?

Anyone know what CR they pull?

computerquest said: How long has it been taking to get approval by mail?

No instant approval here, I wonder what the secret handshake was to get it...

Thanks OP!

FWIW, I applied on 2/5 (long form) and they pulled my Equifax on the same day.

Called yesterday (2/14) to check on the status and it's still in processing.

Out of 7 cards I applied for in a micro-AO R, this associated is the only one that wasn't approved instantly, or within about 24 hrs. I applied on 2/11, yet as of 2/15 it's still processing. "fw effect?"

Side note: pulled EQ, in washington state.