Thanks to MikeR397's thread, I decided to compile a list of business cards to do my 3rd AOR in the last 3 years. I am a frequent FW-er, and have learned a lot from the finance forum. I've seen a lot of others post their AOR experience, and felt I should post mine as I (think) I got some good results:

Here are my stats:
Age 23
Stated Income: $74,000
Pre-AOR FICO: 760 experian
Mortgage: 300k

Existing Cards:
Schwab 15,000
Citi Professional 3,600
Citi Dividend 16,200
Citi Simplicity 4,000
Citi Home Rebate 4,000
AMEX Blue Cash 35,000
Chase Personal 6,000
Discover Gas 2,000
Discover Platinum 15,000
Wells Fargo Visa 15,000

Total: $113,800

Currently, the BT is @ World Savings (aka Wachovia) @ 5.41% APY
Submitted first application at 11AM PST, finished by 1PM PST.
My goal for this AOR was simply to get as much $$ as possible to fix in a CD rate before it drops dramatically.

The new cards I applied for and the results:
Chase GoDaddy - Instant Approval - 15,000
Chase Michelin - Instant Approval - 15,000
Chase Cash Rewards - Instant Approval - 12,000
Chase Business Card - Approved - $10,000
Chase Platinum Visa - Approved - $6,500
CitiBusiness - Declined
BofA Power Rewards - Snail Mail
Bank Atlantic - Approved - 10,000
Juniper National Park - Approved - 5,000
Advanta - Approved - N/A

Total: $73,500 in new credit line

I called to consolidate my chase cards into 1, and was told "if it is over a certain amount, it won't let us do it." Five minutes later, the CSR calls me back to tell me "no go." So I hang up, redial, and speak to the next CSR. I request one card at a time to be added to the Chase Business Card, each time hanging up, and redialing. 24 hours later, the account was updated online reflecting the new consolidated credit line.

Business Information Used:
Business Name - First and Last Name
Business TIN - My personal SSN
Years in Business - 0
Annual Revenue - 0
Type of Business - Online Sales

Here are the BT offers:
Chase - $64k @ 0% APR 12 months - $75 max fee
Bank Atlantic - 0% APR for 15 months - 3% fee $75 max (it states this on the application, but not in the disclosures included w/ card)
Juniper - 0% APR for 12 months @ 3% $50 max
Advanta - 0% APR for 15 months - 3% fee $50 max

I think it was pretty successful. A few careless errors on my part:
1) My current BT showing a card maxed out was a decline reason for CitiBusiness.
2) Knowing how easy it is to consolidate Chase, I would definitely get as many Chase cards as possible (both personal and business). When consolidating, request it one card at a time.
3) Do it when CD rates aren't dropping!
4) Apply for MORE cards, as I was initially concerned that I would not get approved for any business cards.

Overall I'm happy with the results. I have not checked post-FICO scores yet, but am not concerned about any negative effects resulting from this B-AOR. Thanks for reading

congrats on a nice little AOR.
Nice line on the chase card 64k.

Which of those Chase cards were personal, and which business?

I hear that you need to call the National Parks card to get the consolidation done, not BankAtlantic.

markkundinger said:I hear that you need to call the National Parks card to get the consolidation done, not BankAtlantic.

Is that new? I've always called the Juniper credit department directly, which is independent of any card. The number is in the credit card issuer faq.

The "green" business card is 12 months 0% APR. Here is the link:

Chase Business Visa

good call on the chase.

Credit Card Issuer FAQ