win333 said:a closed account is a closed account and your average age would go up also. I may be wrong.
Yep, you're wrong.

update: new cc's approved: BofA, CHASE (who knew!), RBS, cancelled nat city lifespring due to troubles...

also paid off all personal BT's just to avoid A/A

Card						Type		Limit		CLR		Adjusted	BT		% BT	Rate	Period		Max Charge
Providian Platinum				Personal	$12,000.00	$0.00		$12,000.00	$0.00		0.0%	1.99%	8 months	$150.00
Chase Freedom					Personal	$14,000.00	-$13,000.00	$1,000.00	$0.00		0.0%	1.99%	5 months	?
Citibank Dividend Platinum Select		Personal	$30,000.00	$0.00		$30,000.00	$33,000.00	110.0%	0.00%	6 months	$75.00
Citibank Professional Card with ThankYou Points	Personal	$9,000.00	-$9,000.00	$0.00		$0.00		0.0%	0.00%	12 months	$50.00
National City Lifespring Health			Personal	$1,000.00	-$1,000.00	$0.00		$0.00		0.0%	0.00%	12 months	$0.00
RBS Platinum					Personal	$200.00		-$200.00	$0.00		$0.00		0.0%	0.00%	10 months	$0.00
Chase BP Visa Rewards				Personal	$5,500.00	$0.00		$5,500.00	$0.00		0.0%	1.99%	6 months	$99.00
Hilton HHonors® Platinum from American Express®	Personal	$2,000.00	$0.00		$2,000.00	$0.00		0.0%	2.90%	6 months	$0.00
National City Lifespring Health			Personal	$1,000.00	$0.00		$1,000.00	$0.00		0.0%	0.00%	12 months	$0.00
Citi® Upromise® Card				Personal	$3,600.00	$0.00		$3,600.00	$0.00		0.0%	0.00%	12 months	$75.00
IN:LASM Card from American Express®		Personal	$1,100.00	$2,000.00	$3,100.00	$0.00		0.0%	0.00%	6 months	$0.00
WAMU ESPN Total Access™ Visa® Card		Personal	$5,000.00	$0.00		$5,000.00	$0.00		0.0%	0.00%	6 months	$0.00
Discover® More Card				Personal	$12,000.00	$0.00		$12,000.00	$0.00		0.0%	0.00%	12 months	$75.00
National Park Foundation Platinum Visa®		Personal	$7,700.00	$0.00		$7,700.00	$0.00		0.0%	0.00%	12 months	$50.00
Bank of America® Platinum Plus® Visa®		Personal	$15,500.00	$0.00		$15,500.00	$0.00		0.0%	0.00%	6 months	$0.00
First National Bank of Omaha Business		Business	$14,500.00	$0.00		$14,500.00	$0.00		0.0%			
AMEX BLUE CASH® FOR BUSINESS			Business	$3,000.00	-$2,000.00	$1,000.00	$0.00		0.0%	7.99%	∞ months	
Capitol One Business Platinum			Business	$500.00		$0.00		$500.00		$0.00		0.0%	0.00%	12 months	$0.00
National City Business				Business	$9,000.00	$0.00		$9,000.00	$9,000.00	100.0%	0.00%	6 months	$0.00
Citibank CitiBusiness® Card			Business	$10,000.00	$37,000.00	$47,000.00	$47,000.00	100.0%	0.00%	12 months	$0.00
Chase GM Business				Business	$12,000.00	$13,000.00	$25,000.00	$24,700.00	98.8%	0.00%	12 months	$75.00
Chase Business Cash Rewards Visa® Card		Business	$8,000.00	$0.00		$8,000.00	$7,700.00	96.3%	0.00%	12 months	$99.00
Chase Platinum Visa Business Card		Business	$7,000.00	$0.00		$7,000.00	$6,700.00	95.7%	0.00%	12 months	$99.00
Chase Business Rebate Card			Business	$8,000.00	$0.00		$8,000.00	$7,700.00	96.3%	0.00%	12 months	$99.00
BankAtlantic Rewards Business Card		Business	$25,000.00	$0.00		$25,000.00	$24,675.00	98.7%	0.00%	15 months	$75.00
Advanta Platinum Business			Business	$5,000.00	$0.00		$5,000.00	$4,850.00	97.0%	0.00%	15 months	$90.00
Totals							Total	$221,600.00	$26,800.00	$248,400.00	$165,325.00	66.6%			
							Old	$56,000.00	-$13,000.00	$43,000.00	$33,000.00	76.7%			
							New	$165,600.00	$39,800.00	$205,400.00	$132,325.00	64.4%			
						New Business	$102,000.00	$48,000.00	$150,000.00	$132,325.00	88.2%			
						New Personal	$63,600.00	-$8,200.00	$55,400.00	$0.00		0.0%			
									
						Total Personal	$119,600.00	-$21,200.00	$98,400.00	$33,000.00	33.5%			
						Total Business	$102,000.00	$48,000.00	$150,000.00	$132,325.00	88.2%	

Brian, kind of confused about how your accounts that way, especially with Chase. Are the balances on Chase business cards all from your "business AOR" in january?

And when did they close the cards? What reasons did they give? Did you try to sweettalk them out of it? Did it do anything to your existing balances?

actually, i paid off that BT from citi.. i was more of an eagerness to get my BT's that were sent to the citi card that hadn't cleared yet... the BT's from other cards paid off that one. i guess it was a $75 fee to get my money sooner (about 2 weeks to a month). considering it was about $75-$150 in extra interest, i figured it couldn't hurt.